For the year ending 2025-12-31, OSCR has $6,325,411K in assets. $5,344,676K in debts. $2,774,151K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents | 2,774,151 | 1,527,186 | 1,870,315 | 1,558,595 |
| Short-term investments | 1,216,461 | 624,461 | 689,833 | 1,397,287 |
| Premiums and accounts receivable (net of allowance for credit losses of 7,226 and 31,300) | 442,645 | 315,891 | 201,269 | 216,475 |
| Risk adjustment transfer receivable | 56,066 | 64,779 | 51,925 | 49,861 |
| Reinsurance recoverable | 99,750 | 291,537 | 241,194 | 892,887 |
| Other current assets | 24,331 | 21,320 | 6,564 | 6,450 |
| Total current assets | 4,613,404 | 2,845,174 | 3,061,100 | 4,121,555 |
| Property, equipment, and capitalized software, net | 88,350 | 66,793 | 61,930 | 59,888 |
| Long-term investments | 1,470,987 | 1,815,254 | 365,309 | 222,919 |
| Restricted deposits | 32,951 | 30,878 | 29,870 | 27,483 |
| Other assets | 119,719 | 82,397 | 83,271 | 94,756 |
| Total assets | 6,325,411 | 4,840,496 | 3,601,480 | 4,526,601 |
| Benefits payable | 1,455,385 | 1,356,730 | 965,986 | 937,727 |
| Risk adjustment transfer payable | 2,587,700 | 1,558,341 | 1,056,941 | 1,517,493 |
| Premium deficiency reserve | - | 0 | 5,776 | 4,214 |
| Unearned premiums | 166,203 | 74,389 | 65,918 | 78,998 |
| Accounts payable and other liabilities | 649,720 | 432,428 | 273,367 | 297,841 |
| Reinsurance payable | 3,579 | 41,346 | 61,024 | 427,649 |
| Total current liabilities | 4,862,587 | 3,463,234 | 2,429,012 | 3,263,922 |
| Long-term debt | 430,095 | 299,555 | 298,777 | 297,999 |
| Other liabilities | 51,994 | 61,282 | 67,574 | 72,280 |
| Total liabilities | 5,344,676 | 3,824,071 | 2,795,363 | 3,634,201 |
| Common stock-Common Class A | 3 | 2 | 2 | 2 |
| Common stock-Common Class B | 0 | 0 | 0 | 0 |
| Treasury stock (314,600 shares as of december 31, 2023 and 2022) | - | - | 2,923 | - |
| Treasury stock (315 thousand shares as of december 31, 2025 and 2024) | 2,923 | 2,923 | - | 2,923 |
| Additional paid-in capital | 4,256,972 | 3,869,617 | 3,682,294 | 3,509,007 |
| Accumulated deficit | -3,294,434 | -2,851,283 | -2,876,715 | -2,605,987 |
| Accumulated other comprehensive income (loss) | 18,030 | -1,827 | 1,309 | -9,715 |
| Total oscar health, inc. stockholders equity | 977,648 | 1,013,586 | 803,967 | 890,384 |
| Noncontrolling interests | 3,087 | 2,839 | 2,150 | 2,016 |
| Total stockholders equity | 980,735 | 1,016,425 | 806,117 | 892,400 |
| Total liabilities and stockholders' equity | 6,325,411 | 4,840,496 | 3,601,480 | 4,526,601 |
Oscar Health, Inc. (OSCR)
Oscar Health, Inc. (OSCR)