PAY: the cashflow

MyFinsight

For the quarter ending 2025-09-30, PAY had $21,429K increase in cash & cash equivalents over the period. $34,973K in free cash flow.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	17,744	28,520
Depreciation and amortization	10,268	21,223
Deferred income taxes	5,034	-1,991
Stock-based compensation	5,159	7,770
Amortization of capitalized warrants cost	572	1,124
Non-cash lease expense	600	1,158
Amortization of capitalized contract acquisition cost	511	873
Provision for expected credit losses	-2,985	3,038
Other non-cash adjustments	0	0
Accounts and other receivables	5,413	-20,220
Prepaid expenses and other assets	8,499	-986
Accounts payable	11,418	2,516
Accrued and other liabilities	2,308	-2,421
Operating lease liabilities	-636	-1,225
Contract liabilities	5	716
Income taxes receivable, net of payable	1,010	587
Net cash provided by operating activities	35,076	81,920
Purchases of property and equipment	103	176
Purchases of interest-bearing deposits	720	913
Proceeds from matured interest-bearing deposits	0	1,547
Capitalized internal-use software development costs	9,248	18,166
Net cash used in investing activities	-10,071	-17,708
Proceeds from exercise of stock-based awards	6	91
Payments of taxes withheld on net settled vesting of restricted stock units	3,411	3,764
Settlement of holdback liability related to prior acquisitions	0	0
Net cash used in financing activities	-3,405	-3,673
Effect of exchange rate changes on cash and cash equivalents and restricted cash	-171	95
Net increase in cash, cash equivalents and restricted cash	21,429	60,634
Cash and cash equivalents at beginning of period	209,411	-
Cash and cash equivalents at end of period	291,474	-

Unit: Thousand (K) dollars