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Cash Flow Overview

Change in Cash
-$199,552K
Free Cash flow
$178,103K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from maturities, sales ...
    • Proceeds from pay-offs of wareho...
    • Proceeds from maturities and pri...
    • Others
Negative Cash Flow Breakdown
    • Purchase of available for sale s...
    • Originations of warehouse purcha...
    • Purchase of held to maturity sec...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
116,267 139,907 137,556 265,380
Depreciation and core deposit intangibles amortization
10,807 8,744 8,568 16,804
Deferred income tax (benefit) expense
--3,738 --
Net amortization of premium on investments
3,829 4,668 2,877 9,953
Net gain on sale of other real estate and repossessed assets
-292 -81 252
Provision for credit losses
---0
Net (gain) loss on sale or write down of premises and equipment
-864 -3 1,179
Gain on sale or write down of premises, equipment, other assets and other real estate
-1,441 --
Net accretion of discount on loans
3,748 3,131 2,855 6,416
Net amortization of premium on deposits
699 1 1 11
Net gain on sale of loans
-1,625 -929 1,976
Proceeds from sale of loans held for sale
54,092 37,657 35,960 79,067
Originations of loans held for sale
60,582 43,420 41,437 72,929
Stock based compensation expense
3,382 3,090 2,953 6,059
(increase) decrease in accrued interest receivable and other assets
30,965 -15,063 -17,394 -50,011
Increase (decrease) in accrued interest payable and other liabilities
94,367 -83,476 34,820 -68,162
Net cash provided by operating activities
185,111 78,342 194,822 276,349
Proceeds from maturities and principal paydowns of held to maturity securities
408,680 375,183 391,455 754,742
Purchase of held to maturity securities
1,482,841 755,661 31,120 274,634
Proceeds from maturities, sales and principal paydowns of available for sale securities
5,555,739 6,518,833 8,025,366 10,005,257
Purchase of available for sale securities
5,499,463 6,522,374 8,013,266 10,008,602
Originations of warehouse purchase program loans
3,907,060 4,423,249 4,293,969 7,611,180
Proceeds from pay-offs of warehouse purchase program loans
3,778,706 4,396,629 4,303,231 7,404,643
Net decrease in loans held for investment
-397,107 -245,269 -154,864 -147,813
Purchase of bank premises and equipment
7,008 9,889 9,150 13,490
Proceeds from sale of bank premises, equipment and other real estate
5,542 4,830 2,514 6,801
Proceeds from insurance claims
3,076 749 525 1,794
Net cash provided by the acquisition-American Bank Holding Corporation
-233,906 ---
Net cash provided by the acquisition-Southwest Bancshares Inc
-244,182 ---
Net cash (used in) provided by investing activities
-269,434 -169,680 530,450 413,144
Net increase (decrease) in noninterest-bearing deposits
261,719 -54,117 95,371 -371,781
Net decrease in interest-bearing deposits
-484,124 754,508 213,313 -536,135
Net proceeds (repayments) from other short-term borrowings
250,000 -450,000 -500,000 -300,000
Net decrease in securities sold under repurchase agreements
-25,117 15,419 2,225 -38,341
Repurchase of common stock
57,084 137,241 19,950 -
Payments of cash dividends
60,623 55,828 55,096 110,513
Net cash used in financing activities
-115,229 72,741 -264,137 -1,356,770
Net decrease in cash and cash equivalents
-199,552 -18,597 461,135 -667,277
Cash and cash equivalents, beginning of period
1,747,728 1,766,325 1,972,467 -
Cash and cash equivalents, end of period
1,548,176 1,747,728 1,766,325 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$116,267K Increase (decrease) inaccrued interest...$94,367K Proceeds from sale ofloans held for sale$54,092K Depreciation and core depositintangibles amortization$10,807K Net amortization ofpremium on investments$3,829K Stock basedcompensation expense$3,382K Net cash provided byoperating activities$185,111K Canceled cashflow$95,994K Net decrease in cashand cash...-$199,552K Canceled cashflow$185,111K Proceeds frommaturities, sales and...$5,555,739K Proceeds from pay-offs ofwarehouse purchase...$3,778,706K Proceeds from maturitiesand principal...$408,680K Net decrease inloans held for...-$397,107K Net cash provided bythe...-$244,182K Net cash provided bythe...-$233,906K Proceeds from sale of bankpremises, equipment and...$5,542K Proceeds from insuranceclaims$3,076K Net increase(decrease) in...$261,719K Net proceeds(repayments) from other...$250,000K Originations of loans held forsale$60,582K (increase) decrease inaccrued interest...$30,965K Net accretion ofdiscount on loans$3,748K Net amortization ofpremium on deposits$699K Net cash (used in)provided by investing...-$269,434K Canceled cashflow$10,626,938K Net cash used infinancing activities-$115,229K Canceled cashflow$511,719K Purchase of available forsale securities$5,499,463K Originations of warehousepurchase program loans$3,907,060K Purchase of held tomaturity securities$1,482,841K Purchase of bank premisesand equipment$7,008K Net decrease ininterest-bearing deposits-$484,124K Payments of cashdividends$60,623K Repurchase of common stock$57,084K Net decrease insecurities sold under...-$25,117K

PROSPERITY BANCSHARES INC (PB)

PROSPERITY BANCSHARES INC (PB)