For the quarter ending 2025-09-30, PB had $461,135K increase in cash & cash equivalents over the period. $185,672K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 137,556 | 265,380 |
| Depreciation and core deposit intangibles amortization | 8,568 | 16,804 |
| Net amortization of premium on investments | 2,877 | 9,953 |
| Net gain on sale of other real estate and repossessed assets | 81 | 252 |
| Provision for credit losses | - | 0 |
| Net gain on sale or write down of premises and equipment | 3 | 1,179 |
| Net accretion of discount on loans | 2,855 | 6,416 |
| Net amortization of premium on deposits | 1 | 11 |
| Net gain on sale of loans | 929 | 1,976 |
| Proceeds from sale of loans held for sale | 35,960 | 79,067 |
| Originations of loans held for sale | 41,437 | 72,929 |
| Stock based compensation expense | 2,953 | 6,059 |
| Decrease in accrued interest receivable and other assets | -17,394 | -50,011 |
| (decrease) increase in accrued interest payable and other liabilities | 34,820 | -68,162 |
| Net cash provided by operating activities | 194,822 | 276,349 |
| Proceeds from maturities, sales and principal paydowns of held to maturity securities | 391,455 | 754,742 |
| Purchase of held to maturity securities | 31,120 | 274,634 |
| Proceeds from maturities, sales and principal paydowns of available for sale securities | 8,025,366 | 10,005,257 |
| Purchase of available for sale securities | 8,013,266 | 10,008,602 |
| Originations of warehouse purchase program loans | 4,293,969 | 7,611,180 |
| Proceeds from pay-offs of warehouse purchase program loans | 4,303,231 | 7,404,643 |
| Net decrease in loans held for investment | -154,864 | -147,813 |
| Purchase of bank premises and equipment | 9,150 | 13,490 |
| Proceeds from sale of bank premises, equipment and other real estate | 2,514 | 6,801 |
| Proceeds from insurance claims | 525 | 1,794 |
| Net cash provided by investing activities | 530,450 | 413,144 |
| Net decrease in noninterest-bearing deposits | 95,371 | -371,781 |
| Net (decrease) increase in interest-bearing deposits | 213,313 | -536,135 |
| Net (repayments) proceeds from other short-term borrowings | -500,000 | -300,000 |
| Net decrease in securities sold under repurchase agreements | 2,225 | -38,341 |
| Repurchase of common stock | 19,950 | - |
| Payments of cash dividends | 55,096 | 110,513 |
| Net cash used in financing activities | -264,137 | -1,356,770 |
| Net (decrease) increase in cash and cash equivalents | 461,135 | -667,277 |
| Cash and cash equivalents at beginning of period | 1,972,467 | - |
| Cash and cash equivalents at end of period | 1,766,325 | - |
PROSPERITY BANCSHARES INC (PB)
PROSPERITY BANCSHARES INC (PB)