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For the year ending 2025-12-31, PFG has $341,376,500K in assets. $328,985,200K in debts. $4,431,000K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
96.37%
Assets Breakdown
    • Separate account assets (2025 an...
    • Fixed maturities, available-for-...
    • Mortgage loans (2025 and 2024 in...
    • Others
Liabilities Breakdown
    • Separate account liabilities (20...
    • Future policy benefits and claim...
    • Contractholder funds
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Fixed maturities, available-for-sale
73,360,700 68,251,000 65,673,100 62,889,900
Fixed maturities, trading (2025 and 2024 include 185.0 million and 205.9 million related to consolidated variable interest entities)
1,243,800 1,023,300 836,200 760,700
Equity securities (2025 and 2024 include 428.6 million and 367.9 million related to consolidated variable interest entities)
2,237,300 2,295,000 1,478,100 1,708,600
Mortgage loans (2025 and 2024 include 726.5 million and 944.5 million related to consolidated variable interest entities and 0.0 million and 140.6 million measured at fair value under the fair value option)
21,008,300 20,484,200 20,142,800 20,629,800
Real estate (2025 and 2024 include 819.4 million and 781.8 million related to consolidated variable interest entities)
2,409,700 2,464,500 2,345,300 2,239,700
Policy loans
866,700 867,500 809,300 784,700
Other investments (2025 and 2024 include 838.4 million and 625.6 million related to consolidated variable interest entities and 167.1 million and 129.0 million measured at fair value under the fair value option)
9,775,000 7,990,300 7,035,600 6,075,900
Total investments
110,901,500 103,375,800 98,320,400 95,089,300
Cash and cash equivalents (2025 and 2024 include 89.1 million and 86.1 million related to consolidated variable interest entities)
4,431,000 4,211,900 4,707,700 4,848,000
Accrued investment income (2025 and 2024 include 43.8 million and 19.1 million related to consolidated variable interest entities)
870,900 828,600 786,200 742,100
Reinsurance recoverable and deposit receivable
19,000,100 19,490,100 20,611,700 22,029,600
Premiums due and other receivables
3,894,500 3,771,500 3,998,800 4,283,300
Deferred acquisition costs
4,071,600 4,006,900 3,950,500 4,686,900
Market risk benefit asset
197,100 199,500 153,400 -
Property and equipment
701,400 769,400 938,400 996,100
Goodwill
1,600,500 1,549,700 1,608,500 1,598,200
Other intangibles
1,267,000 1,389,900 1,469,800 1,533,300
Separate account assets (2025 and 2024 include 41,450.5 million and 32,802.2 million related to consolidated variable interest entities)
193,622,600 173,327,100 167,605,600 155,375,100
Other assets
818,300 743,200 895,700 1,057,700
Total assets
341,376,500 313,663,600 305,046,700 292,239,600
Segment Retirement And Income Solutions
23,809,100 20,191,100 18,774,000 -
Segment Benefits And Protection-Subsegment Life Insurance-Universal Life
6,867,500 6,930,400 6,910,400 -
Intersegment Elimination-Segment Corporate
-358,500 -361,200 -362,200 -
Total policyholder account balances for contracts with significant insurance risk or investment contracts with significant fee revenue
30,318,100 26,760,300 25,322,200 -
Investment contracts without significant fee revenue
14,662,700 15,805,800 15,784,500 -
Embedded derivatives
--115,500 -
Embedded derivatives and other balances
-533,500 --
Other balances
399,500 -278,900 -
Contractholder funds
45,380,300 43,099,600 41,501,100 42,777,300
Pension Risk Transfer
27,349,300 24,958,100 --
Fixed Annuity
4,367,400 4,504,600 --
Segment Retirement And Income Solutions
31,716,700 29,462,700 --
Fixed Annuity-Latin America-Segment Principal Asset Management-Subsegment International Pension
4,600,500 4,126,900 --
Segment Benefits And Protection
3,509,900 3,077,000 --
Long Term Care Insurance-Segment Corporate
166,700 164,800 --
Liability for future policy benefits
39,993,800 36,831,400 --
Additional Liability Long Duration Insurance Original Discount Rate Before Reinsurance After Cash Flow Change
6,604,800 6,037,200 --
Additional liability for certain benefit features
6,604,800 6,037,200 --
Participating contracts
2,784,300 2,924,200 --
Short-duration contracts
1,205,200 1,267,400 --
Cost of reinsurance liability
971,400 958,100 --
Reinsurance recoverable liability
23,500 60,300 --
Other
166,700 100,800 --
Future policy benefits and claims
51,749,700 48,179,400 46,826,500 44,874,900
Market risk benefit liability
66,900 62,100 133,200 -
Other policyholder funds
940,800 966,400 916,800 1,010,500
Short-term debt (2025 and 2024 include 0.0 million and 119.0 million related to consolidated variable interest entities)
27,700 152,700 61,100 80,700
Long-term debt
3,926,300 3,955,300 3,930,900 3,997,000
Income taxes currently payable
29,500 8,600 11,900 19,200
Deferred income taxes
1,856,400 1,706,000 1,613,300 1,206,800
Separate account liabilities (2025 and 2024 include 41,450.5 million and 32,802.2 million related to consolidated variable interest entities)
193,622,600 173,327,100 167,605,600 155,375,100
Funds withheld payable
17,783,400 18,103,700 19,629,500 20,436,100
Other liabilities (2025 and 2024 include 69.4 million and 108.8 million related to consolidated variable interest entities)
13,601,600 12,633,700 11,606,200 12,157,200
Total liabilities
328,985,200 302,194,600 293,836,100 281,934,800
Redeemable noncontrolling interest (2025 and 2024 include 440.9 million and 309.9 million related to consolidated variable interest entities)
474,300 337,700 248,900 262,000
Common stock, par value 0.01 per share 2,500,000,000 shares authorized 496,884,232 and 494,734,908 shares issued as of 2025 and 2024 217,380,912 and 226,225,161 shares outstanding as of 2025 and 2024
5,000 4,900 4,900 -
Additional paid-in capital
11,275,400 11,100,900 10,908,600 10,740,400
Retained earnings (accumulated deficit)
18,071,300 17,583,500 16,683,500 17,042,300
Accumulated other comprehensive loss
-4,188,400 -5,224,800 -5,345,300 -7,199,000
Treasury stock, at cost (279,503,320 and 268,509,747 shares as of 2025 and 2024)
13,279,400 12,378,100 11,335,700 10,586,900
Total stockholders' equity attributable to principal financial group, inc
11,883,900 11,086,400 10,916,000 10,001,700
Noncontrolling interest
33,100 44,900 45,700 41,100
Total stockholders' equity
11,917,000 11,131,300 10,961,700 10,042,800
Total liabilities and stockholders' equity
341,376,500 313,663,600 305,046,700 292,239,600
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Other investments(2025 and 2024 include...$9,775,000K Policy loans$866,700K Real estate (2025 and2024 include 819.4...$2,409,700K Mortgage loans (2025 and2024 include 726.5...$21,008,300K Equity securities(2025 and 2024 include...$2,237,300K Fixed maturities,trading (2025 and 2024...$1,243,800K Fixed maturities,available-for-sale$73,360,700K Other assets$818,300K Separate account assets(2025 and 2024 include...$193,622,600K Other intangibles$1,267,000K Goodwill$1,600,500K Property and equipment$701,400K Market risk benefitasset$197,100K Deferred acquisitioncosts$4,071,600K Premiums due and otherreceivables$3,894,500K Reinsurance recoverable anddeposit receivable$19,000,100K Accrued investmentincome (2025 and 2024...$870,900K Cash and cashequivalents (2025 and 2024...$4,431,000K Total investments$110,901,500K Total assets$341,376,500K Total liabilities andstockholders' equity$341,376,500K Total stockholders'equity$11,917,000K Redeemable noncontrollinginterest (2025 and 2024...$474,300K Total liabilities$328,985,200K Noncontrolling interest$33,100K Total stockholders'equity attributable to...$11,883,900K Other liabilities(2025 and 2024 include...$13,601,600K Funds withheldpayable$17,783,400K Separate accountliabilities (2025 and 2024...$193,622,600K Deferred income taxes$1,856,400K Income taxes currentlypayable$29,500K Long-term debt$3,926,300K Short-term debt (2025 and2024 include 0.0...$27,700K Other policyholderfunds$940,800K Market risk benefitliability$66,900K Future policy benefitsand claims$51,749,700K Contractholder funds$45,380,300K Treasury stock, at cost(279,503,320 and 268,509,747...$13,279,400K Accumulated othercomprehensive loss-$4,188,400K Retained earnings(accumulated deficit)$18,071,300K Other$166,700K Reinsurance recoverableliability$23,500K Cost of reinsuranceliability$971,400K Short-duration contracts$1,205,200K Participating contracts$2,784,300K Additional liability forcertain benefit...$6,604,800K Liability for futurepolicy benefits$39,993,800K Other balances$399,500K Investment contractswithout significant fee...$14,662,700K Total policyholderaccount balances for...$30,318,100K Additional paid-in capital$11,275,400K IntersegmentElimination-Segment Corporate-$358,500K Common stock, par value0.01 per share...$5,000K Additional Liability LongDuration Insurance...$6,604,800K Long Term CareInsurance-Segment Corporate$166,700K Segment Benefits AndProtection$3,509,900K Fixed Annuity-LatinAmerica-Segment Principal Asset...$4,600,500K Segment Retirement AndIncome Solutions$31,716,700K Segment Benefits AndProtection-Subsegment Life...$6,867,500K Segment Retirement AndIncome Solutions$23,809,100K Fixed Annuity$4,367,400K Pension Risk Transfer$27,349,300K

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PRINCIPAL FINANCIAL GROUP INC (PFG)

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PRINCIPAL FINANCIAL GROUP INC (PFG)