PFHO: the cash flow

MyFinsight

For the year ending 2025-12-31, PFHO had $98,332 increase in cash & cash equivalents over the period. $1,137,505 in free cash flow.

Cash Flow	2025-12-31
Net income	1,387,647
Depreciation	23,984
Provision for credit losses	9,417
Noncash interest on investments	42,188
Deferred taxes	21,803
Accounts receivable	-13,816
Income tax receivable	13,273
Other assets	382
Prepaid expenses	-44,659
Accounts payable	79,974
Accrued expenses	-295,946
Income tax payable	-68,727
Unearned revenue	0
Net cash provided by operating activities	1,160,784
Proceeds from investments	18,723,548
Purchase of investments	19,690,416
Purchase of property and equipment	23,279
Net cash provided by (used in) investing activities	-990,147
Escheatment of unclaimed cash dividends	37,000
Proceeds from insurance financing agreement	0
Payments made on insurance financing agreement	35,305
Net cash provided by (used in) financing activities	-72,305
Net increase (decrease) in cash and cash equivalents	98,332
Cash and cash equivalents at beginning of year	2,070,476
Cash and cash equivalents at end of year	2,168,808

Unit: Dollar.