Financial insights of PGC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$14,153K
EPS
$0.8
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	-	78,713*	-	-
Interest and fees on loans	86,590	-	82,080	79,657
Taxable	7,126	7,702*	7,504	8,370
Interest on loans held for sale	8	-	1	6
Interest on interest-earning deposits	1,325	2,817*	2,960	1,618
Total interest income	95,049	89,232*	92,545	89,651
Interest on savings and interest-bearing deposit accounts	30,403	32,775*	37,378	35,807
Interest on certificates of deposit	3,099	3,482*	3,657	4,002
Interest on borrowed funds	432	-972*	-	505
Interest on finance lease liability	12	14*	13	13
Interest on subordinated debt	1,207	1,438*	924	924
Subtotal - interest expense	35,153	36,736*	41,972	41,251
Interest-bearing demand - brokered	-	-120*	-	110
Total interest expense	35,153	36,616*	41,972	41,361
Net interest income before provision for credit losses	59,896	52,616*	50,573	48,290
Provision for credit losses	7,327	6,454*	4,790	6,586
Net interest income after provision for credit losses	52,569	46,162*	45,783	41,704
Wealth management fee income	16,503	15,077*	15,798	15,943
Securities gains	-	-	0	7
Service charges and fees	1,359	1,240*	1,184	1,194
Bank owned life insurance	345	546*	383	370
Gain on loans held for sale at fair value (mortgage banking)	72	83*	6	27
Gain/(loss) on loans held for sale at lower of cost or fair value	-	728*	-364	-
Fee income related to loan level, back-to-back swaps	-	161*	0	221
Gain on sale of sba loans	403	498*	203	521
Corporate advisory fee income	69	-263*	692	30
Other income	4,011	1,489*	2,094	3,096
Securities losses	-81	2*	-	-
Fair value adjustment for cra equity security	-84	168*	125	42
Total other income	22,597	19,727*	20,121	21,451
Compensation expense	29,782	-	-	-
Compensation and employee benefits	-	36,267*	36,756	36,061
Benefits expense	9,583	-	-	-
Premises and equipment	6,858	6,638*	6,676	6,641
Fdic insurance expense	1,388	1,225*	1,345	1,045
Professional and legal fees	1,554	-	-	-
Trust department expense	1,180	-	-	-
Loan expense	556	-	-	-
Advertising	267	-	-	-
Other expense	4,272	6,754*	7,520	8,146
Total operating expenses	55,440	50,883*	52,297	51,893
Income before income tax expense	19,726	15,006*	13,607	11,262
Income tax expense	5,573	4,038*	3,976	3,321
Net income	14,153	10,968	9,631	7,941

Basic EPS	0.8	0.625	0.55	0.45
Diluted EPS	0.8	0.617	0.54	0.45
Basic Average Shares	17,585,846	17,555,723	17,576,899	17,704,110
Diluted Average Shares	17,760,678	17,789,421	17,686,979	17,773,237

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$14,153K
EPS
$0.8
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$14,153K
EPS
$0.8
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$14,153KEPS$0.8Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$14,153KEPS$0.8Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$14,153K
EPS
$0.8
Unit: Thousand (K) dollars

Net Income
$14,153K
EPS
$0.8
Unit: Thousand (K) dollars