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For the quarter ending 2026-03-31, PGYWW has $1,648,643K in assets. $1,019,388K in debts. $317,813K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
61.83%
Unit: Thousand (K) dollars
Assets Breakdown
    • Cash and cash equivalents
    • Fees receivables
    • Restricted cash and cash equival...
    • Others
Liabilities Breakdown
    • Additional paid-in capital
    • Accumulated deficit
    • Long-term debt
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and cash equivalents
317,813 235,329 218,314 182,986
Restricted cash and cash equivalents
62,218 53,020 46,453 -
Fees receivables
170,688 153,250 154,976 -
Restricted cash
---23,845
Fees and other receivables
---118,475
Investments in loans and securities
---21,519
Prepaid expenses and other current assets
---15,648
Total current assets
---362,473
Restricted cash
---35,203
Fees and other receivables
---30,709
Investments in loans and securities
---848,542
Investments in loans and securities at fair value
941,367 945,269 887,736 -
Equity method and other investments
14,805 13,518 14,847 19,487
Right-of-use assets
28,965 30,578 32,166 33,726
Property, equipment and software, net
31,413 30,221 32,408 34,449
Goodwill
22,903 22,903 22,903 22,903
Intangible assets, net
6,231 7,661 9,091 10,521
Prepaid expenses and other assets
---1,030
Total non-current assets
---1,036,570
Other assets
52,240 54,165 36,482 -
Total assets
1,648,643 1,545,914 1,455,376 1,399,043
Accounts payable
3,796 3,931 5,064 -
Accrued expenses and other liabilities
63,472 74,635 48,598 -
Accounts payable
---9,191
Accrued expenses and other liabilities
---39,882
Current maturities of operating lease liabilities
---6,931
Current portion of long-term debt
---17,750
Secured borrowing
---165,416
Income taxes payable
---15,303
Operating lease liabilities
32,619 34,212 34,958 -
Total current liabilities
---254,473
Income taxes payable and other tax liabilities
23,561 18,687 25,977 -
Warrant liability
561 4,723 7,379 2,471
Long-term debt
---296,797
Exchangeable notes
---147,526
Secured borrowing
---100,141
Revolving credit facility
114,700 ---
Operating lease liabilities
---29,153
Secured borrowing
156,275 193,892 131,525 -
Long-term tax and deferred tax liabilities, net
---26,253
Exchangeable notes
149,416 148,782 148,148 -
Total non-current liabilities
---602,341
Long-term debt
474,988 481,598 487,789 -
Total liabilities
1,019,388 960,460 889,438 856,814
Redeemable convertible preferred shares, no par value, 6,666,666 shares authorized, 2,027,147 shares issued and outstanding as of both march31, 2026 and december31, 2025 aggregate liquidation preference of 60,814 as of both march31, 2026 and december31, 2025
30,103 30,103 30,103 74,250
Common stock-Common Class A
0 0 0 0
Common stock-Common Class B
0 0 0 0
Additional paid-in capital
1,399,545 1,390,990 1,380,535 1,319,312
Accumulated other comprehensive loss
-32,276 -48,319 -45,290 -33,065
Accumulated deficit
-837,960 -862,654 -896,950 -919,495
Total pagaya technologies ltd. shareholders equity
529,309 480,017 438,295 366,752
Noncontrolling interests
69,843 75,334 97,540 101,227
Total shareholders equity
599,152 555,351 535,835 467,979
Total liabilities, redeemable convertible preferred shares, and shareholders equity
1,648,643 1,545,914 1,455,376 1,399,043
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Investments in loans andsecurities at fair value$941,367K Cash and cashequivalents$317,813K (70.14%↑ Y/Y)Fees receivables$170,688K Restricted cash and cashequivalents$62,218K Other assets$52,240K Property, equipment andsoftware, net$31,413K (-13.07%↓ Y/Y)Right-of-use assets$28,965K (-18.11%↓ Y/Y)Goodwill$22,903K (0.00%↑ Y/Y)Equity method and otherinvestments$14,805K (-31.28%↓ Y/Y)Intangible assets, net$6,231K (-46.61%↓ Y/Y)Total assets$1,648,643K (28.96%↑ Y/Y)Total liabilities,redeemable convertible...$1,648,643K (28.96%↑ Y/Y)Total liabilities$1,019,388K (33.55%↑ Y/Y)Total shareholdersequity$599,152K (35.92%↑ Y/Y)Redeemable convertiblepreferred shares, no par...$30,103K (-59.46%↓ Y/Y)Long-term debt$474,988K (58.24%↑ Y/Y)Secured borrowing$156,275K (157.49%↑ Y/Y)Exchangeable notes$149,416K (1.70%↑ Y/Y)Revolving credit facility$114,700K Accrued expenses andother liabilities$63,472K (88.79%↑ Y/Y)Operating leaseliabilities$32,619K (14.16%↑ Y/Y)Income taxes payableand other tax...$23,561K Accounts payable$3,796K (-62.06%↓ Y/Y)Warrant liability$561K (-71.84%↓ Y/Y)Total pagayatechnologies ltd....$529,309K (57.77%↑ Y/Y)Noncontrolling interests$69,843K (-33.68%↓ Y/Y)Accumulated deficit-$837,960K (10.49%↑ Y/Y)Accumulated othercomprehensive loss-$32,276K (-17.92%↓ Y/Y)Additional paid-in capital$1,399,545K (7.74%↑ Y/Y)