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For the quarter ending 2026-03-31, PMT had -$58,012K decrease in cash & cash equivalents over the period.

Cash Flow Overview

Change in Cash
-$58,012K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Sale of assets under agreements ...
    • Issuance of asset-backed financi...
    • Sale to nonaffiliates and repaym...
    • Others
Negative Cash Flow Breakdown
    • Repurchase of assets sold under ...
    • Purchase of loans held for sale ...
    • Repayment of asset-backed financ...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
24,616 52,362 58,296 17,214
Change in fair value of mortgage servicing rights
-61,299 -77,612 -116,379 -219,718
Mortgage servicing rights hedging results
11,881 44,990 27,360 100,581
Net gains on loans held for sale
22,910 7,187 14,857 30,150
Net losses (gains) on investments and financings
-23,063 53,033 64,087 95,993
Accrual of unearned discounts and amortization of purchase premiums on mortgage-backed securities, loans held for investment, and asset-backed financings, net
3,107 4,547 11,686 15,350
Amortization of debt issuance costs
4,832 4,845 7,110 8,212
Results of real estate acquired in settlement of loans
-48 105 -27 -142
Share-based compensation expense
1,099 1,252 812 1,801
Purchase of loans held for sale from nonaffiliates
453,220 520,064 5,360,209 53,673,734
Purchase of loans held for sale from pennymac financial services, inc
4,380,289 5,543,699 3,983,322 1,689,692
Sale to nonaffiliates and repayment of loans held for sale
2,217,203 2,812,416 2,496,351 4,983,696
Sale of loans held for sale to pennymac financial services, inc
0 39,421 5,474,275 47,382,225
Repurchase of loans subject to representations and warranties
-3,601 -4,778 -8,016 -13,097
Decrease in servicing advances
-17,604 35,278 -8,845 -34,464
Decrease in due from pennymac financial services, inc
-2,948 929 3,277 -1,121
Repurchase of real estate previously sold as loans acquired for sale
-0 --
(increase) decrease in other assets
1,965 162,243 33,430 -164,693
Decrease in accounts payable and accrued liabilities
-31,446 32,619 -6,261 2,423
Increase (decrease) in due to pennymac financial services, inc
378 -23,043 9,561 398
Increase (decrease) in income taxes payable
2,201 -16,356 -11,494 -8,535
Net cash used in operating activities
-2,529,366 -3,305,745 -1,297,623 -2,609,863
Purchase of mortgage servicing rights
-0 0 0
Net decrease (increase) in short-term investments
-2,829 9,475 72,457 5,388
Purchase of mortgage-backed securities
4,000 0 905,380 37,082
Sale and repayment of mortgage-backed securities
666,313 200,794 321,370 230,814
Repurchase of loans at fair value
-0 --
Repayment of loans held for investment
523,915 353,119 153,624 145,907
Net settlement of derivative financial instruments
1,010 1,435 -2,529 -2,581
Distribution from credit risk transfer arrangements
50,581 36,308 43,963 71,269
Transfer of mortgage servicing rights relating to delinquent loans to agency
295 201 284 391
Sale of real estate acquired in settlement of loans
117 547 0 686
Decrease (increase) in margin deposits
-27,082 26,941 -20,441 95,252
Net cash provided by investing activities
1,265,532 552,716 -436,194 313,144
Sale of assets under agreements to repurchase
13,713,269 12,730,339 16,713,866 71,996,262
Repurchase of assets sold under agreements to repurchase
14,432,214 12,420,120 15,834,015 71,672,592
Issuance of mortgage loan participation purchase and sale agreements
0 0 56,497 608,627
Repayment of mortgage loan participation purchase and sale agreements
0 0 65,030 611,745
Issuance of notes payable secured by credit risk transfer and mortgage servicing assets
251,693 225,000 100,000 50,000
Repayment of notes payable secured by credit risk transfer and mortgage servicing assets
111,939 216,416 518,958 316,594
Issuance of unsecured senior notes
0 150,000 0 277,500
Repayment of unsecured senior notes
345,000 0 --
Issuance of asset-backed financings of variable interest entities
2,691,462 2,679,653 1,380,735 2,236,766
Repayment of asset-backed financings of variable interest entities
511,082 339,726 150,599 143,356
Payment of debt issuance costs
3,927 1,921 2,794 11,225
Payment of dividends to preferred shareholders
10,455 10,455 10,454 20,910
Payment of dividends to common shareholders
34,843 34,843 34,843 69,681
Payment of vested share-based compensation tax withholdings
1,142 0 0 1,127
Repurchase of common shares of beneficial interest
-0 --
Net cash provided by financing activities
1,205,822 2,761,511 1,634,405 2,321,925
Net decrease in cash
-58,012 8,482 -99,412 25,206
Cash at beginning of quarter
271,970 263,488 337,694 -
Cash at end of quarter
213,958 271,970 263,488 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Sale and repayment ofmortgage-backed securities$666,313K Repayment of loans held forinvestment$523,915K Distribution from credit risktransfer arrangements$50,581K Decrease (increase) inmargin deposits-$27,082K Sale of assets underagreements to repurchase$13,713,269K Net decrease(increase) in short-term...-$2,829K Sale of real estateacquired in settlement of...$117K Issuance of asset-backedfinancings of variable...$2,691,462K Issuance of notes payablesecured by credit risk...$251,693K Net cash provided byinvesting activities$1,265,532K Net cash provided byfinancing activities$1,205,822K Canceled cashflow$5,305K Canceled cashflow$15,450,602K Net decrease in cash-$58,012K Canceled cashflow$2,471,354K Sale tononaffiliates and repayment of...$2,217,203K Change in fair value ofmortgage servicing...-$61,299K Net income$24,616K Net losses (gains)on investments and...-$23,063K Decrease in servicingadvances-$17,604K Mortgage servicingrights hedging results$11,881K Amortization of debt issuancecosts$4,832K Decrease in due frompennymac financial...-$2,948K Increase (decrease) inincome taxes payable$2,201K Share-based compensationexpense$1,099K Increase (decrease) indue to pennymac...$378K Results of real estateacquired in settlement of...-$48K Purchase ofmortgage-backed securities$4,000K Net settlement ofderivative financial...$1,010K Transfer of mortgageservicing rights relating...$295K Repurchase of assets soldunder agreements to...$14,432,214K Repayment of asset-backedfinancings of variable...$511,082K Repayment of unsecuredsenior notes$345,000K Repayment of notes payablesecured by credit risk...$111,939K Payment of dividends tocommon shareholders$34,843K Payment of dividends topreferred shareholders$10,455K Payment of debt issuancecosts$3,927K Payment of vestedshare-based compensation...$1,142K Net cash used inoperating activities-$2,529,366K Canceled cashflow$2,367,172K Purchase of loans held forsale from pennymac...$4,380,289K Purchase of loans held forsale from...$453,220K Decrease in accountspayable and accrued...-$31,446K Net gains on loansheld for sale$22,910K Repurchase of loans subjectto...-$3,601K Accrual of unearneddiscounts and...$3,107K (increase) decrease inother assets$1,965K

PennyMac Mortgage Investment Trust (PMT)

PennyMac Mortgage Investment Trust (PMT)