For the quarter ending 2026-03-31, PNFP-PA had $2,353,000K increase in cash & cash equivalents over the period. $911,000K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 |
|---|---|---|
| Net income | 150,000 | 641,865 |
| Net amortization/accretion of premium/discount on securities | - | -41,552 |
| Depreciation, amortization, and accretion, net | 303,000 | 114,414 |
| Provision for credit losses | 76,000 | - |
| Investment securities (gains) losses, net | 3,000 | - |
| Deferred income tax expense (benefit) | 163,000 | -75,430 |
| Originations of loans held for sale | 2,724,000 | - |
| Losses on disposition of other real estate and other investments | - | -445 |
| Proceeds from sales and payments on loans held for sale | 2,681,000 | - |
| Gain on sale of fixed assets | - | 554 |
| Gain on sales of loans held for sale, net | 5,000 | - |
| Income from equity method investment | 31,000 | 118,343 |
| Dividends received from equity method investment | 1,000 | 163,104 |
| Excess tax benefit from stock compensation | - | -3,839 |
| Provision for credit losses | - | 107,245 |
| Gains on commercial loans sold, net | - | 1,195 |
| Gains on mortgage loans sold, net | - | 7,647 |
| Payments for origination and purchases of loans held-for-sale-Commercial Loan | - | 195,566 |
| Investment losses on sales, net | - | -16,611 |
| Proceeds from sale of loans held-for-sale-Commercial Loan | - | 210,814 |
| Gain on other equity investments, net | - | 11,444 |
| Payments for origination and purchases of loans held-for-sale-Consumer Loan | - | 3,082,131 |
| Share-based compensation expense | 89,000 | 43,626 |
| Proceeds from sale of loans held-for-sale-Consumer Loan | - | 3,173,693 |
| Decrease (increase) in other assets | -351,000 | - |
| (increase) decrease in other assets | - | 111,216 |
| Increase (decrease) in other liabilities | -124,000 | -146,996 |
| Other | -1,000 | - |
| Net cash provided by (used in) operating activities | 926,000 | 759,008 |
| Payments to acquire held-to-maturity securities | - | 0 |
| Acquisition, net of cash acquired | -2,537,000 | - |
| Purchase of bank owned life insurance | - | 150,000 |
| Proceeds from maturities and principal collections of investment securities held to maturity | 45,000 | 179,536 |
| Proceeds from bank owned life insurance settlement | - | 4,688 |
| Proceeds from maturities and principal collections of investment securities available for sale | 452,000 | 1,103,746 |
| Proceeds from life insurance policy | - | 0 |
| Proceeds from sales of investment securities available for sale | 5,107,000 | 271,425 |
| Proceeds from sales of software, premises, and equipment | - | 8,355 |
| Purchases of investment securities available for sale | 6,229,000 | 2,275,130 |
| Proceeds from sale of other real estate | - | 4,237 |
| Net proceeds from sales of loans | 3,000 | - |
| Net decrease (increase) in securities purchased under agreements to resell | - | -29,946 |
| Purchase of derivative instruments | - | 76,812 |
| Net (increase) decrease in loans | 2,374,000 | - |
| Increase in loans, net | - | 3,778,886 |
| Net (purchases) redemptions of federal home loan bank stock | 83,000 | -11,300 |
| Payments to acquire loans held-for-investment | - | 0 |
| Net (purchases) redemptions of federal reserve bank stock | 257,000 | - |
| Proceeds from sale, loan and lease, held-for-investment | - | 9,131 |
| Net proceeds from settlement (purchases) of bank-owned life insurance policies | 3,000 | - |
| Purchase of other intangible assets | - | 13,900 |
| Net increase in premises, equipment and software | 15,000 | 79,926 |
| Other | -17,000 | 222,094 |
| Net cash provided by (used in) investing activities | -794,000 | -5,034,276 |
| Net increase (decrease) in deposits | 1,391,000 | 4,553,551 |
| Net increase in securities sold under agreements to repurchase | - | 86,203 |
| Federal home loan bank advances | - | 0 |
| Federal home loan bank repayments/maturities | - | 116,356 |
| Principal payments of finance lease obligation | - | 337 |
| Net increase (decrease) in federal funds purchased, securities sold under repurchase agreements, and other short-term borrowings | -57,000 | - |
| Issuance of common stock pursuant to performance-based vesting (psus) and time-based vesting (rsus) restricted stock units, net of shares withheld for taxes and related tax benefit | - | -21,101 |
| Repayments and redemption of fhlb and other borrowings | 3,050,000 | - |
| Proceeds from stock options exercised, net of repurchase of restricted shares | - | -7,681 |
| Proceeds from fhlb and other borrowings | 4,100,000 | - |
| Dividends paid to common shareholders | 75,000 | 74,662 |
| Dividends paid to preferred shareholders | 15,000 | 15,192 |
| Issuances, net of taxes paid, under equity compensation plans | -73,000 | - |
| Net cash provided by (used in) financing activities | 2,221,000 | 4,404,425 |
| Increase (decrease) in cash and cash equivalents including restricted cash | 2,353,000 | 129,157 |
| Cash, cash equivalents, and restricted cash, at beginning of period | 3,565,000 | 3,435,925 |
| Cash, cash equivalents, and restricted cash at end of period | 5,918,000 | 3,565,082 |
Pinnacle Financial Partners, Inc. (PNFP-PA)
Pinnacle Financial Partners, Inc. (PNFP-PA)