For the quarter ending 2025-09-30, PNFPP had -$170,315K decrease in cash & cash equivalents over the period. $576,923K in free cash flow.
| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 472,084 |
| Net amortization/accretion of premium/discount on securities | -31,895 |
| Depreciation, amortization and accretion, net | 83,525 |
| Provision for credit losses | 73,144 |
| Gain on mortgage loans sold, net | 6,300 |
| Investment losses on sales, net | -12,512 |
| Gain on other equity investments, net | 7,233 |
| Stock-based compensation expense | 32,527 |
| Deferred tax benefit | -22,938 |
| Losses on dispositions of other real estate and other investments | -214 |
| Gain on sale of fixed assets | 412 |
| Income from equity method investment | 87,046 |
| Dividends received from equity method investment | 134,644 |
| Excess tax benefit from stock compensation | -3,978 |
| Gain on commercial loans sold, net | 971 |
| Loans held-for-sale originated-Commercial Loan | 159,853 |
| Loans held-for-sale sold-Commercial Loan | 168,256 |
| Loans held-for-sale originated-Consumer Loan | 2,304,715 |
| Loans held-for-sale sold-Consumer Loan | 2,323,513 |
| Increase in other assets | 60,626 |
| Decrease in other liabilities | -34,951 |
| Net cash provided by operating activities | 643,291 |
| Purchases | 1,609,676 |
| Sales | 188,486 |
| Maturities, prepayments and calls | 660,059 |
| Maturities, prepayments and calls | 132,433 |
| Proceeds from (payments for) securities purchased under agreements to resell | -16,671 |
| Proceeds from sale, loan and lease, held-for-investment abstract | 2,522,470 |
| Proceeds from sale, loan and lease, held-for-investment | 9,131 |
| Purchases of software, premises and equipment | 66,368 |
| Proceeds from sales of software, premises and equipment | 7,913 |
| Proceeds from sale of other real estate | 3,237 |
| Purchase of bank owned life insurance policies | 150,000 |
| Proceeds from bank owned life insurance settlements | 3,365 |
| Proceeds from life insurance policy | 0 |
| Payments for (proceeds from) derivative instrument, investing activities | 66,596 |
| Proceeds from sale of federal home loan bank stock | 11,306 |
| Payments to acquire intangible assets | 900 |
| Increase in other investments, net | 171,289 |
| Net cash used in investing activities | -3,588,040 |
| Net increase in deposits | 2,884,148 |
| Net increase in securities sold under agreements to repurchase | 95,329 |
| Federal home loan bank advances | 0 |
| Federal home loan bank repayments/maturities | 116,329 |
| Principal payments of finance lease obligation | 240 |
| Restricted shares withheld for taxes & related tax benefits | -7,124 |
| Issuance of common stock pursuant to rsu and psu agreements, net of shares withheld for taxes & related tax benefits | -13,351 |
| Common stock dividends paid | 56,605 |
| Preferred stock dividends paid | 11,394 |
| Net cash provided by financing activities | 2,774,434 |
| Net increase (decrease) in cash, cash equivalents, and restricted cash | -170,315 |
| Cash and cash equivalents at beginning of period | 3,435,925 |
| Cash and cash equivalents at end of period | 3,265,610 |
PINNACLE FINANCIAL PARTNERS INC (PNFPP)
PINNACLE FINANCIAL PARTNERS INC (PNFPP)