Financial insights of PPBI

MyFinsight

For the quarter ending 2025-06-30, PPBI made $372,126K in revenue. $32,061K in net income. Net profit margin of 8.62%.

Income Overview

Revenue
$372,126K
Net Income
$32,061K
Net Profit Margin
8.62%
EPS
$0.33
Unit: Thousand (K) dollars
Revenue Breakdown
Loans
Deposits
Compensation and benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Noninterest income-Correspondent Clearing	774	-	-	-
Noninterest income-Financial Service Other	283	-	-	-
Noninterest income-Fiduciary And Trust	8,815	-	-	-
Noninterest income-Deposit Account	2,578	-	-	-
Noninterest income	-	14,731	12,706	12,894
Noninterest income-Debit Card	935	-	-	-
Other (loss) income	-656	425	581	-167
Net gain from sales of investment securities	-	-	-	0
Net gain from sales of loans	23	90	47	65
Earnings on bank owned life insurance	4,341	5,772	4,335	4,218
Loan servicing income	472	447	525	510
Total noninterest income	17,565	21,465	18,867	18,222
Subordinated debentures	4,048	4,393	5,319	5,101
Deposits	58,376	59,573	67,898	64,229
Fhlb advances and other borrowings	2	2	1,511	2,330
Total interest expense	62,426	63,968	74,728	71,660
Loans	150,419	148,530	163,409	167,547
Investment securities and other interest-earning assets	38,762	38,805	42,217	40,507
Total interest income	189,181	187,335	205,626	208,054
Net interest income before provision for credit losses	126,755	123,367	130,898	136,394
Provision for credit losses	-2,078	-3,718	486	1,265
Net interest income after provision for credit losses	128,833	127,085	130,412	135,129
Office expense	1,006	1,099	1,046	1,077
Legal and professional services	2,223	4,861	4,980	1,078
Other expense	5,064	4,653	4,790	4,549
Premises and occupancy	8,471	9,716	10,899	10,480
Marketing expense	905	936	860	1,724
Loan expense	829	781	734	840
Compensation and benefits	53,268	52,812	53,400	53,140
Fdic insurance premiums	1,947	1,996	1,922	1,873
Data processing	7,806	7,976	7,777	7,754
Merger-related expense	6,712	-	-	-
Amortization of intangible assets	2,501	2,566	2,762	2,763
Other real estate owned operations, net	0	-	1	0
Deposit expense	13,644	12,896	12,474	12,289
Total noninterest expense	104,376	100,292	101,645	97,567
Net income before income taxes	42,022	48,258	47,634	55,784
Income tax expense	9,961	12,237	11,655	13,879
Net income	32,061	36,021	35,979	41,905

Basic (in dollars per share)	0.33	0.37	0.37	0.43
Basic (in shares)	95,096,632	94,764,879	94,650,096	94,628,201
Diluted (in dollars per share)	0.33	0.37	0.37	0.43
Diluted (in shares)	95,132,789	94,820,132	94,775,927	94,716,205

MyFinsight

Income Overview

Revenue
$372,126K
Net Income
$32,061K
Net Profit Margin
8.62%
EPS
$0.33
Unit: Thousand (K) dollars
Revenue Breakdown
Loans
Deposits
Compensation and benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$372,126K
Net Income
$32,061K
Net Profit Margin
8.62%
EPS
$0.33
Unit: Thousand (K) dollars
Revenue Breakdown
Loans
Deposits
Compensation and benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$372,126KNet Income$32,061KNet Profit Margin8.62%EPS$0.33Unit: Thousand (K) dollarsRevenue BreakdownLoansDepositsCompensation and benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$372,126KNet Income$32,061KNet Profit Margin8.62%EPS$0.33Unit: Thousand (K) dollarsRevenue BreakdownLoansDepositsCompensation and benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$372,126K
Net Income
$32,061K
Net Profit Margin
8.62%
EPS
$0.33
Unit: Thousand (K) dollars
Revenue Breakdown
Loans
Deposits
Compensation and benefits
Others

Revenue
$372,126K
Net Income
$32,061K
Net Profit Margin
8.62%
EPS
$0.33
Unit: Thousand (K) dollars
Revenue Breakdown
Loans
Deposits
Compensation and benefits
Others