For the quarter ending 2025-06-30, PPBI made $372,126K in revenue. $32,061K in net income. Net profit margin of 8.62%.
| Income Statement | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|
| Noninterest income-Correspondent Clearing | 774 | - | - | - |
| Noninterest income-Financial Service Other | 283 | - | - | - |
| Noninterest income-Fiduciary And Trust | 8,815 | - | - | - |
| Noninterest income-Deposit Account | 2,578 | - | - | - |
| Noninterest income | - | 14,731 | 13,541 | 12,706 |
| Noninterest income-Debit Card | 935 | - | - | - |
| Other (loss) income | -656 | 425 | 3,760 | 581 |
| Net gain from sales of loans | 23 | 90 | 47 | 47 |
| Earnings on bank owned life insurance | 4,341 | 5,772 | 4,271 | 4,335 |
| Loan servicing income | 472 | 447 | 525 | 525 |
| Total noninterest income | 17,565 | 21,465 | 22,875 | 18,867 |
| Subordinated debentures | 4,048 | 4,393 | 4,563 | 5,319 |
| Deposits | 58,376 | 59,573 | 62,931 | 67,898 |
| Fhlb advances and other borrowings | 2 | 2 | 2,121 | 1,511 |
| Total interest expense | 62,426 | 63,968 | 69,615 | 74,728 |
| Loans | 150,419 | 148,530 | 162,125 | 163,409 |
| Investment securities and other interest-earning assets | 38,762 | 38,805 | 42,319 | 42,217 |
| Total interest income | 189,181 | 187,335 | 204,444 | 205,626 |
| Net interest income before provision for credit losses | 126,755 | 123,367 | 134,830 | 130,898 |
| Provision for credit losses | -2,078 | -3,718 | 1,519 | 486 |
| Net interest income after provision for credit losses | 128,833 | 127,085 | 133,311 | 130,412 |
| Office expense | 1,006 | 1,099 | 1,111 | 1,046 |
| Legal and professional services | 2,223 | 4,861 | 6,592 | 4,980 |
| Other expense | 5,064 | 4,653 | 4,387 | 4,790 |
| Premises and occupancy | 8,471 | 9,716 | 10,501 | 10,899 |
| Marketing expense | 905 | 936 | 1,245 | 860 |
| Loan expense | 829 | 781 | 663 | 734 |
| Compensation and benefits | 53,268 | 52,812 | 52,259 | 53,400 |
| Fdic insurance premiums | 1,947 | 1,996 | 2,290 | 1,922 |
| Data processing | 7,806 | 7,976 | 7,633 | 7,777 |
| Merger-related expense | 6,712 | - | - | - |
| Amortization of intangible assets | 2,501 | 2,566 | 2,783 | 2,762 |
| Other real estate owned operations, net | 0 | - | 22 | 1 |
| Deposit expense | 13,644 | 12,896 | 12,177 | 12,474 |
| Total noninterest expense | 104,376 | 100,292 | 101,660 | 101,645 |
| Net income before income taxes | 42,022 | 48,258 | 54,526 | 47,634 |
| Income tax expense | 9,961 | 12,237 | 14,067 | 11,655 |
| Net income | 32,061 | 36,021 | 40,459 | 35,979 |
| Basic (in dollars per share) | 0.33 | 0.37 | 0.425 | 0.37 |
| Basic (in shares) | 95,096,632 | 94,764,879 | -47,349,469.5 | 94,650,096 |
| Diluted (in dollars per share) | 0.33 | 0.37 | 0.425 | 0.37 |
| Diluted (in shares) | 95,132,789 | 94,820,132 | -47,404,623 | 94,775,927 |
PACIFIC PREMIER BANCORP INC (PPBI)
PACIFIC PREMIER BANCORP INC (PPBI)