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Interest and fees on loans$19,606K (-7.77%↓ Y/Y)Interest on short-terminvestments$1,484K (59.23%↑ Y/Y)Interest and dividends ondebt securities...$220K (-8.33%↓ Y/Y)Total interest anddividend income$21,310K (-4.99%↓ Y/Y)Credit gain (benefit)expense - loans-$353K (-121.19%↓ Y/Y)Credit loss (benefit)expense - off-balance...-$65K (-340.74%↓ Y/Y)Net interest anddividend income$13,186K (6.26%↑ Y/Y)Total credit gain(benefit) expense-$418K (-124.69%↓ Y/Y)Charges andfees-Customer Service Fees$686K Bank owned lifeinsurance income$349K (6.73%↑ Y/Y)Charges and fees-OtherService Fees$306K Other income$217K (164.63%↑ Y/Y)Total interestexpense$8,124K (-18.92%↓ Y/Y)Net interest anddividend income after...$13,604K (26.95%↑ Y/Y)Total noninterestincome$1,558K (-8.78%↓ Y/Y)Interest on deposits$7,877K (-13.13%↓ Y/Y)Interest on short-termborrowings$219K (-76.09%↓ Y/Y)Interest on long-termborrowings$28K (-22.22%↓ Y/Y)Income before incometax expense$3,728K (339.62%↑ Y/Y)Total noninterestexpense$11,434K (-1.23%↓ Y/Y)Net income$2,670K (272.91%↑ Y/Y)Income tax expense$1,058K (701.52%↑ Y/Y)Salaries and employeebenefits$7,749K (6.63%↑ Y/Y)Professional fees$823K (2.88%↑ Y/Y)Software depreciationand implementation$532K (-13.36%↓ Y/Y)Data processing$429K (3.13%↑ Y/Y)Occupancy expense$426K (-5.75%↓ Y/Y)Deposit insurance$331K (-0.90%↓ Y/Y)Service fees$294K (-27.41%↓ Y/Y)Other$253K (-52.80%↓ Y/Y)Insurance expense$224K (-26.07%↓ Y/Y)Directors' compensation$197K (-15.45%↓ Y/Y)Equipment expense$115K (-27.67%↓ Y/Y)Marketing expense$61K (7.02%↑ Y/Y)
Income Statement
source: myfinsight.com

Provident Bancorp, Inc. MD (PVBC)

Provident Bancorp, Inc. MD (PVBC)