Financial insights of PVBC

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$2,670K
EPS
$0.16
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Interest and fees on loans	19,606	20,085	19,307	20,828*
Interest and dividends on debt securities available-for-sale	220	231	260	263*
Interest on short-term investments	1,484	984	1,013	1,917*
Total interest and dividend income	21,310	21,300	20,580	23,007*
Interest on deposits	7,877	7,261	7,369	8,666*
Interest on short-term borrowings	219	482	306	369*
Interest on long-term borrowings	28	30	30	24*
Total interest expense	8,124	7,773	7,705	9,058*
Net interest and dividend income	13,186	13,527	12,875	13,949*
Credit gain (benefit) expense - loans	-353	-384	70	-11,312*
Credit loss (benefit) expense - off-balance sheet credit exposures	-65	6	-82	89*
Total credit gain (benefit) expense	-418	-378	-12	-11,223*
Net interest and dividend income after credit loss (benefit) expense	13,604	13,905	12,887	25,172*
Charges and fees-Customer Service Fees	686	690	-	-
Charges and fees-Other Service Fees	306	-	-	-
Charges and fees	-	-	991	813*
Charges and fees-Other Service Fees	-	442	-	-
Bank owned life insurance income	349	335	327	313*
Other income	217	764	62	-60*
Total noninterest income	1,558	2,231	1,380	1,066*
Salaries and employee benefits	7,749	7,338	7,576	7,828*
Occupancy expense	426	376	448	378*
Equipment expense	115	120	144	132*
Deposit insurance	331	294	332	325*
Data processing	429	410	421	408*
Marketing expense	61	62	45	-5*
Professional fees	823	1,124	569	1,007*
Directors' compensation	197	197	195	167*
Software depreciation and implementation	532	532	553	558*
Insurance expense	224	224	221	301*
Service fees	294	371	318	171*
Other	253	1,043	610	-3*
Total noninterest expense	11,434	12,091	11,432	11,264*
Income before income tax expense	3,728	4,045	2,835	14,973*
Income tax expense	1,058	1,221	665	3,814*
Net income	2,670	2,824	2,170	11,159

Basic EPS	0.16	0.17	0.13	0.667
Diluted EPS	0.16	0.17	0.13	0.663
Basic Average Shares	16,897,892	16,860,744	16,822,196	16,726,913
Diluted Average Shares	17,071,693	16,954,078	16,924,083	16,830,272

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$2,670K
EPS
$0.16
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$2,670K
EPS
$0.16
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$2,670KEPS$0.16Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$2,670KEPS$0.16Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$2,670K
EPS
$0.16
Unit: Thousand (K) dollars

Net Income
$2,670K
EPS
$0.16
Unit: Thousand (K) dollars