For the quarter ending 2025-09-30, PVBC has $1,491,623K in assets. $1,250,594K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 19,373 | 21,700 | ||
| Short-term investments | 109,508 | 107,209 | ||
| Cash and cash equivalents | 128,881 | 128,909 | ||
| Debt securities available-for-sale (at fair value) | 24,441 | 24,534 | ||
| Federal home loan bank stock, at cost | 1,004 | 2,242 | ||
| Total loans | 1,271,378 | 1,314,265 | ||
| Allowance for credit losses for loans | 20,414 | 20,796 | ||
| Net loans | 1,250,964 | 1,293,469 | ||
| Bank owned life insurance | 47,028 | 46,679 | ||
| Premises and equipment, net | 10,062 | 10,127 | ||
| Accrued interest receivable | 4,210 | 4,877 | ||
| Right-of-use assets | 5,431 | 5,488 | ||
| Deferred tax asset, net | 11,890 | 12,631 | ||
| Other assets | 7,712 | 11,925 | ||
| Total assets | 1,491,623 | 1,540,881 | ||
| Noninterest-bearing | 280,288 | 287,927 | ||
| Interest-bearing | 952,103 | 970,051 | ||
| Total deposits | 1,232,391 | 1,257,978 | ||
| Short-term borrowings | 3,000 | 25,000 | ||
| Long-term borrowings | 4,462 | 9,495 | ||
| Total borrowings | 7,462 | 34,495 | ||
| Operating lease liabilities | 5,900 | 5,939 | ||
| Commitments and contingencies | 0 | 350 | ||
| Other liabilities | 4,841 | 4,748 | ||
| Total liabilities | 1,250,594 | 1,303,510 | ||
| Common stock, 0.01 par value, 100,000,000 shares authorized 17,782,946 and 17,788,543 shares issued and outstanding at september 30, 2025 and december 31, 2024 | 178 | 178 | ||
| Additional paid-in capital | 126,772 | 126,329 | ||
| Retained earnings | 121,225 | 118,555 | ||
| Accumulated other comprehensive loss | -1,212 | -1,578 | ||
| Unearned compensation - esop | 5,934 | 6,113 | ||
| Total shareholders' equity | 241,029 | 237,371 | ||
| Total liabilities and shareholders' equity | 1,491,623 | 1,540,881 | ||
Provident Bancorp, Inc. MD (PVBC)
Provident Bancorp, Inc. MD (PVBC)