QCR HOLDINGS INC (QCRH)
2025-06-30 | 2024-09-30 | |||
|---|---|---|---|---|
| Revenue-Correspondent Clearing | 699 | - | ||
| Revenue-Investment Advisory Management And Administrative Service | 1,254 | - | ||
| Revenue-Fiduciary And Trust | 3,395 | - | ||
| Revenue-Deposit Account | 2,187 | - | ||
| Revenue-Debit Card | 1,648 | - | ||
| Other | 143 | - | ||
| Gains on sales of residential real estate loans, net | 556 | - | ||
| Gains on sales of government guaranteed portions of loans, net | 40 | - | ||
| Earnings on bank-owned life insurance | 998 | - | ||
| Capital markets revenue | 9,869 | - | ||
| Loan related fee income | 1,096 | - | ||
| Fair value gain (loss) on derivatives and trading securities | 230 | - | ||
| Total noninterest income | 22,115 | 27,157 | ||
| Restructuring charges | - | 1,954 | ||
| Goodwill, impairment loss | - | 432 | ||
| Supplies | 252 | 278 | ||
| Bank service charges | 720 | 603 | ||
| Other | 839 | 1,128 | ||
| Advertising and marketing | 1,746 | 2,124 | ||
| Salaries and employee benefits | 28,474 | 31,637 | ||
| Occupancy and equipment expense | 6,837 | 6,168 | ||
| Communication and data connectivity | 274 | 333 | ||
| Intangibles amortization | 661 | 690 | ||
| Trust expense | 413 | 395 | ||
| Professional and data processing fees | 6,089 | 4,457 | ||
| Loan/lease expense | 407 | 587 | ||
| Fdic insurance, other insurance and regulatory fees | 1,960 | 1,711 | ||
| Net cost of (income from) and losses/(gains) on operations of other real estate | 50 | -42 | ||
| Correspondent banking expense | 314 | 325 | ||
| Payment card processing | 547 | 785 | ||
| Total noninterest expense | 49,583 | 53,565 | ||
| Provision for credit losses | 4,043 | 3,484 | ||
| Subordinated notes | 3,599 | 3,616 | ||
| Short-term borrowings | 15 | 32 | ||
| Junior subordinated debentures | 685 | 693 | ||
| Federal home loan bank advances | 2,853 | 5,971 | ||
| Deposits | 51,013 | 55,386 | ||
| Total interest expense | 58,165 | 65,698 | ||
| Restricted investment securities | 622 | 840 | ||
| Nontaxable | 10,158 | 8,488 | ||
| Taxable | 4,805 | 4,440 | ||
| Federal funds sold | 159 | 172 | ||
| Interest-bearing deposits at financial institutions | 1,634 | 1,915 | ||
| Taxable | 75,122 | 82,149 | ||
| Nontaxable | 27,747 | 27,416 | ||
| Total interest and dividend income | 120,247 | 125,420 | ||
| Net interest income | 62,082 | 59,722 | ||
| Net interest income after provision for credit losses | 58,039 | 56,238 | ||
| Net income before income taxes | 30,571 | 29,830 | ||
| Federal and state income tax expense | 1,552 | 2,045 | ||
| Net income | 29,019 | 27,785 | ||
| Earnings per share, basic | 1.71 | 1.65 | ||
| Earnings per share, diluted | 1.71 | 1.64 | ||
| Weighted average common and common equivalent shares outstanding, diluted | 17,006,282 | 16,982,400 | ||
| Weighted average common shares outstanding, basic | 16,928,542 | 16,846,200 | ||