| Income Statement | 2025-09-30 | 2025-06-30 | 2024-09-30 | |
|---|---|---|---|---|
| Taxable | 77,347 | 75,122 | 82,149 | |
| Nontaxable | 29,820 | 27,747 | 27,416 | |
| Taxable | 4,879 | 4,805 | 4,440 | |
| Nontaxable | 10,904 | 10,158 | 8,488 | |
| Interest-bearing deposits at financial institutions | 1,340 | 1,634 | 1,915 | |
| Restricted investment securities | 570 | 622 | 840 | |
| Federal funds sold | 155 | 159 | 172 | |
| Total interest and dividend income | 125,015 | 120,247 | 125,420 | |
| Deposits | 52,817 | 51,013 | 55,386 | |
| Short-term borrowings | 22 | 15 | 32 | |
| Federal home loan bank advances | 2,348 | 2,853 | 5,971 | |
| Other borrowings | 479 | - | - | |
| Subordinated notes | 3,861 | 3,599 | 3,616 | |
| Junior subordinated debentures | 689 | 685 | 693 | |
| Total interest expense | 60,216 | 58,165 | 65,698 | |
| Net interest income | 64,799 | 62,082 | 59,722 | |
| Provision for credit losses | 4,305 | 4,043 | 3,484 | |
| Net interest income after provision for credit losses | 60,494 | 58,039 | 56,238 | |
| Revenue-Fiduciary And Trust | 3,544 | 3,395 | - | |
| Revenue-Investment Advisory Management And Administrative Service | 1,488 | 1,254 | - | |
| Revenue-Deposit Account | 2,231 | 2,187 | - | |
| Gains on sales of residential real estate loans, net | 529 | 556 | - | |
| Gains on sales of government guaranteed portions of loans, net | 6 | 40 | - | |
| Capital markets revenue | 23,832 | 9,869 | - | |
| Earnings on bank-owned life insurance | 952 | 998 | - | |
| Revenue-Debit Card | 1,648 | 1,648 | - | |
| Revenue-Correspondent Clearing | 664 | 699 | - | |
| Loan related fee income | 846 | 1,096 | - | |
| Fair value gain (loss) on derivatives and trading securities | 324 | 230 | - | |
| Other | 587 | 143 | - | |
| Total noninterest income | 36,651 | 22,115 | 27,157 | |
| Salaries and employee benefits | 34,338 | 28,474 | 31,637 | |
| Occupancy and equipment expense | 7,363 | 6,837 | 6,168 | |
| Professional and data processing fees | 6,741 | 6,089 | 4,457 | |
| Fdic insurance, other insurance and regulatory fees | 2,035 | 1,960 | 1,711 | |
| Loan/lease expense | 345 | 407 | 587 | |
| Net cost of (income from) and losses/(gains) on operations of other real estate | 3 | 50 | -42 | |
| Advertising and marketing | 1,830 | 1,746 | 2,124 | |
| Communication and data connectivity | 40 | 274 | 333 | |
| Supplies | 259 | 252 | 278 | |
| Bank service charges | 678 | 720 | 603 | |
| Correspondent banking expense | 338 | 314 | 325 | |
| Intangibles amortization | 662 | 661 | 690 | |
| Payment card processing | 569 | 547 | 785 | |
| Trust expense | 412 | 413 | 395 | |
| Other | 974 | 839 | 1,128 | |
| Goodwill, impairment loss | - | - | 432 | |
| Restructuring charges | - | - | 1,954 | |
| Total noninterest expense | 56,587 | 49,583 | 53,565 | |
| Net income before income taxes | 40,558 | 30,571 | 29,830 | |
| Federal and state income tax expense | 3,844 | 1,552 | 2,045 | |
| Net income | 36,714 | 29,019 | 27,785 | |
| Earnings per share, basic | 2.17 | 1.71 | 1.65 | |
| Earnings per share, diluted | 2.16 | 1.71 | 1.64 | |
| Weighted average common and common equivalent shares outstanding, diluted | 17,015,730 | 17,006,282 | 16,982,400 | |
| Weighted average common shares outstanding, basic | 16,919,785 | 16,928,542 | 16,846,200 | |
QCR HOLDINGS INC (QCRH)
QCR HOLDINGS INC (QCRH)