For the quarter ending 2025-09-30, QCRH made $278,469K in revenue. $36,714K in net income. Net profit margin of 13.18%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|
| Taxable | 77,347 | 75,122 | 78,433 | 82,149 |
| Nontaxable | 29,820 | 27,747 | 25,653 | 27,416 |
| Taxable | 4,879 | 4,805 | 4,259 | 4,440 |
| Nontaxable | 10,904 | 10,158 | 8,189 | 8,488 |
| Interest-bearing deposits at financial institutions | 1,340 | 1,634 | 1,387 | 1,915 |
| Restricted investment securities | 570 | 622 | 717 | 840 |
| Federal funds sold | 155 | 159 | 173 | 172 |
| Total interest and dividend income | 125,015 | 120,247 | 118,812 | 125,420 |
| Deposits | 52,817 | 51,013 | 52,582 | 55,386 |
| Short-term borrowings | 22 | 15 | 22 | 32 |
| Federal home loan bank advances | 2,348 | 2,853 | 4,593 | 5,971 |
| Other borrowings | 479 | - | - | - |
| Subordinated notes | 3,861 | 3,599 | 3,566 | 3,616 |
| Junior subordinated debentures | 689 | 685 | 694 | 693 |
| Total interest expense | 60,216 | 58,165 | 61,457 | 65,698 |
| Net interest income | 64,799 | 62,082 | 57,355 | 59,722 |
| Provision for credit losses | 4,305 | 4,043 | 4,538 | 3,484 |
| Net interest income after provision for credit losses | 60,494 | 58,039 | 52,817 | 56,238 |
| Revenue-Fiduciary And Trust | 3,544 | 3,395 | - | - |
| Revenue-Investment Advisory Management And Administrative Service | 1,488 | 1,254 | - | - |
| Revenue-Deposit Account | 2,231 | 2,187 | - | - |
| Gains on sales of residential real estate loans, net | 529 | 556 | 510 | - |
| Gains on sales of government guaranteed portions of loans, net | 6 | 40 | 21 | - |
| Revenue | - | - | 8,147 | - |
| Capital markets revenue | 23,832 | 9,869 | 17,764 | - |
| Earnings on bank-owned life insurance | 952 | 998 | 1,361 | - |
| Revenue-Debit Card | 1,648 | 1,648 | - | - |
| Revenue-Correspondent Clearing | 664 | 699 | - | - |
| Loan related fee income | 846 | 1,096 | 924 | - |
| Fair value gain (loss) on derivatives and trading securities | 324 | 230 | -695 | - |
| Other | 587 | 143 | 327 | - |
| Total noninterest income | 36,651 | 22,115 | 29,457 | 27,157 |
| Salaries and employee benefits | 34,338 | 28,474 | 32,183 | 31,637 |
| Occupancy and equipment expense | 7,363 | 6,837 | 6,415 | 6,168 |
| Professional and data processing fees | 6,741 | 6,089 | 4,972 | 4,457 |
| Fdic insurance, other insurance and regulatory fees | 2,035 | 1,960 | 1,911 | 1,711 |
| Loan/lease expense | 345 | 407 | 347 | 587 |
| Net cost of (income from) and losses/(gains) on operations of other real estate | 3 | 50 | 7 | -42 |
| Advertising and marketing | 1,830 | 1,746 | 1,645 | 2,124 |
| Communication and data connectivity | 40 | 274 | 355 | 333 |
| Supplies | 259 | 252 | 262 | 278 |
| Bank service charges | 678 | 720 | 608 | 603 |
| Correspondent banking expense | 338 | 314 | 332 | 325 |
| Intangibles amortization | 662 | 661 | 690 | 690 |
| Payment card processing | 569 | 547 | 623 | 785 |
| Trust expense | 412 | 413 | 395 | 395 |
| Other | 974 | 839 | 614 | 1,128 |
| Goodwill impairment | - | - | 0 | 432 |
| Restructuring expense | - | - | 0 | 1,954 |
| Total noninterest expense | 56,587 | 49,583 | 51,359 | 53,565 |
| Net income before income taxes | 40,558 | 30,571 | 30,916 | 29,830 |
| Federal and state income tax expense | 3,844 | 1,552 | 2,227 | 2,045 |
| Net income | 36,714 | 29,019 | 28,688 | 27,785 |
| Earnings per share, basic | 2.17 | 1.71 | 1.707 | 1.65 |
| Earnings per share, diluted | 2.16 | 1.71 | 1.69 | 1.64 |
| Weighted average common and common equivalent shares outstanding, diluted | 17,015,730 | 17,006,282 | -7,515.667 | 16,982,400 |
| Weighted average common shares outstanding, basic | 16,919,785 | 16,928,542 | -5,732 | 16,846,200 |
QCR HOLDINGS INC (QCRH)
QCR HOLDINGS INC (QCRH)