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Ready Capital Corp (RCD)
Ready Capital Corp (RCD)
Income Statement
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Cash Flow
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Balance Sheet
|
Ratios
Balance Sheets Overview
Debt to Asset Ratio
78.44%
Unit: Thousand (K) dollars
Assets Breakdown
Loans, net (including 388 and 73...
Assets of consolidated vies
Real estate owned
Others
Liabilities Breakdown
Additional paid-in capital
Secured borrowings and securitiz...
Retained deficit
Others
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Page 1
Quarterly
123
Page 1
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
124,149
200,430
207,841
147,505
Restricted cash
50,182
38,906
39,746
44,491
Loans, net (including 388 and 737 held at fair value)
3,409,500
3,350,560
3,500,298
4,360,501
Loans, held for sale (including 61,314 and 73,094 held at fair value and net of valuation allowance of 70,867 and 67,612)
278,214
360,228
585,820
163,792
Mortgage-backed securities
31,587
31,649
34,501
33,105
Investment in unconsolidated joint ventures (including 5,294 and 5,737 held at fair value)
165,658
167,251
161,424
178,840
Derivative instruments
3,096
4,104
6,740
5,295
Servicing rights
117,463
123,687
126,279
126,966
Real estate owned
572,850
610,215
620,225
632,985
Goodwill
49,501
49,501
49,501
49,501
Deferred loan exit fees
8,419
10,143
19,179
22,467
Accrued interest
26,243
25,954
42,143
95,133
Due from servicers
20,887
28,008
71,999
8,124
Intangible assets
36,459
37,419
38,172
38,868
Receivable from third party
51,214
57,178
43,968
47,204
Deferred financing costs
6,704
10,392
12,489
12,294
Deferred tax asset
201,573
201,573
201,573
111,325
Tax receivable
29,277
16,733
719
60,236
Right-of-use lease asset
3,026
3,198
3,368
3,537
Ppp receivables
5,758
6,820
8,783
10,641
Investments held to maturity
-
-
0
0
Other
27,100
19,464
16,344
13,186
Other assets
466,161
466,383
508,238
472,516
Assets of consolidated vies
1,045,056
960,875
1,978,684
2,166,105
Assets held for sale (refer to note 9)
-
-
0
0
Total assets
6,263,916
6,314,288
7,769,796
8,332,101
Secured borrowings and securitized debt obligations of consolidated vies, net-Consolidated Entity Excluding Variable Interest Entities VIE
1,876,713
2,321,443
2,788,926
2,879,172
Secured borrowings and securitized debt obligations of consolidated vies, net-Variable Interest Entity Primary Beneficiary
638,942
526,535
1,174,785
1,293,778
Senior secured notes, net
723,915
723,707
722,729
721,151
Corporate debt, net
470,372
536,972
652,487
666,624
Guaranteed loan financing
950,103
501,736
524,091
565,883
Contingent consideration
22,265
20,441
18,698
18,385
Derivative instruments
60
948
1,432
1,627
Dividends payable
3,665
3,685
3,633
22,602
Loan participations sold
56,616
56,616
56,616
102,987
Due to third parties
5,408
12,304
3,135
9,927
Accounts payable and other accrued liabilities
165,620
161,201
171,636
166,406
Liabilities held for sale (refer to note 9)
-
-
0
0
Total liabilities
4,913,679
4,865,588
6,118,168
6,448,542
Preferred stock series c, liquidation preference 25.00 per share (refer to note 20)
8,361
8,361
8,361
8,361
Preferred stock series e, liquidation preference 25.00 per share (refer to note 20)
111,378
111,378
111,378
111,378
Common stock, 0.0001 par value, 500,000,000 shares authorized, 165,209,516 and 163,010,012 shares issued and outstanding, respectively
17
17
17
17
Additional paid-in capital
2,267,394
2,265,534
2,264,355
2,257,078
Retained deficit
-1,118,135
-1,012,927
-807,522
-569,709
Accumulated other comprehensive loss
-21,448
-24,476
-24,196
-24,096
Total ready capital corporation equity
1,239,206
1,339,526
1,544,032
1,774,668
Non-controlling interests
102,670
100,813
99,235
100,530
Total stockholders equity
1,341,876
1,440,339
1,643,267
1,875,198
Total liabilities, redeemable preferred stock, and stockholders equity
6,263,916
6,314,288
7,769,796
8,332,101
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
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Balance Sheets
Deferred tax asset
$201,573K
(81.07%↑ Y/Y)
Receivable from third party
$51,214K
(24.65%↑ Y/Y)
Goodwill
$49,501K
(0.00%↑ Y/Y)
Intangible assets
$36,459K
(-2.93%↓ Y/Y)
Tax receivable
$29,277K
(-41.47%↓ Y/Y)
Other
$27,100K
(164.75%↑ Y/Y)
Accrued interest
$26,243K
(-75.74%↓ Y/Y)
Due from servicers
$20,887K
Deferred loan exit fees
$8,419K
(-64.49%↓ Y/Y)
Deferred financing costs
$6,704K
(-34.07%↓ Y/Y)
Ppp receivables
$5,758K
(-54.25%↓ Y/Y)
Right-of-use lease asset
$3,026K
(-18.30%↓ Y/Y)
Loans, net (including
388 and 737 held at...
$3,409,500K
(-32.71%↓ Y/Y)
Assets of consolidated
vies
$1,045,056K
(-56.37%↓ Y/Y)
Real estate owned
$572,850K
Other assets
$466,161K
(0.75%↑ Y/Y)
Loans, held for sale
(including 61,314 and...
$278,214K
(-56.03%↓ Y/Y)
Investment in
unconsolidated joint ventures...
$165,658K
(-2.19%↓ Y/Y)
Cash and cash
equivalents
$124,149K
(-23.80%↓ Y/Y)
Servicing rights
$117,463K
(-5.49%↓ Y/Y)
Restricted cash
$50,182K
(-11.60%↓ Y/Y)
Mortgage-backed securities
$31,587K
(-2.24%↓ Y/Y)
Derivative instruments
$3,096K
(-46.19%↓ Y/Y)
Total assets
$6,263,916K
(-32.71%↓ Y/Y)
Total liabilities,
redeemable preferred...
$6,263,916K
(-32.71%↓ Y/Y)
Total liabilities
$4,913,679K
(-33.37%↓ Y/Y)
Total stockholders
equity
$1,341,876K
(-30.32%↓ Y/Y)
Preferred stock series c,
liquidation preference...
$8,361K
(0.00%↑ Y/Y)
Secured borrowings and
securitized debt...
$1,876,713K
(-46.48%↓ Y/Y)
Guaranteed loan financing
$950,103K
(50.96%↑ Y/Y)
Senior secured notes,
net
$723,915K
(0.42%↑ Y/Y)
Secured borrowings and
securitized debt...
$638,942K
(-57.78%↓ Y/Y)
Corporate debt, net
$470,372K
(-29.39%↓ Y/Y)
Accounts payable and
other accrued...
$165,620K
(-10.31%↓ Y/Y)
Loan participations
sold
$56,616K
(-44.42%↓ Y/Y)
Contingent consideration
$22,265K
(29.53%↑ Y/Y)
Due to third parties
$5,408K
(-44.77%↓ Y/Y)
Dividends payable
$3,665K
(-84.01%↓ Y/Y)
Derivative instruments
$60K
(-96.98%↓ Y/Y)
Total ready capital
corporation equity
$1,239,206K
(-32.18%↓ Y/Y)
Non-controlling interests
$102,670K
(4.19%↑ Y/Y)
Retained deficit
-$1,118,135K
(-111.56%↓ Y/Y)
Accumulated other
comprehensive loss
-$21,448K
(7.92%↑ Y/Y)
Additional paid-in capital
$2,267,394K
(-0.01%↓ Y/Y)
Preferred stock series e,
liquidation preference...
$111,378K
(0.00%↑ Y/Y)
Common stock, 0.0001
par value,...
$17K
(0.00%↑ Y/Y)
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