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RADIAN GROUP INC (RDN)

For the quarter ending 2025-06-30, RDN made $318,004K in revenue. $141,796K in net income. Net profit margin of 44.59%.

Overview

Revenue
$318,004K
Net Income
$141,796K
Net Profit Margin
44.59%
EPS
$1.02
Unit: Thousand (K) dollars
Revenue Breakdown
    • Total revenues

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
2025-03-31
2024-09-30
2024-06-30
Assetmanagementservices- 1,277 - -
Mortgage services- 173 - -
Other technology services- 627 - -
Real estate agent services- 5 - -
Real estate owned reoasset management- 1,143 - -
Single family rental- 1,850 - -
Title services- 3,261 - -
Valuation services- 3,780 - -
Gross investment income- 71,456 - -
Investment expenses- 2,882 - -
Ceded premiums earned- 27,960 - -
Direct premiums earned- 264,639 - -
Gross investment income, operating- - 81,434 -
Investment income, investment expense- - 3,038 -
Net change in fair value of vie assets and liabilities reported under the fair value option- - 265 -
Interest expense- - 29,391 -
Interest income, operating, total- - 7,828 -
Other expenses- - 157 -
Total revenues318,004 318,114 333,857 321,147
Provision for losses12,097 15,167 6,889 -1,745
Other operating expenses89,397 76,849 85,919 91,648
Interest expense (note 12)25,874 22,499 29,391 27,064
Policy acquisition costs7,205 6,388 6,724 6,522
Cost of services8,418 8,771 9,542 9,535
Total expenses142,991 129,674 138,465 133,024
Pretax income175,013 188,440 195,392 188,123
Income tax provision33,217 43,882 43,500 36,220
Net income141,796 144,558 151,892 151,903
Adjusted average common shares outstandingdiluted (in shares)138,360,000 147,727,000 153,073,000 154,399,000
Average common shares outstandingbasic (in shares)137,376,000 145,618,000 151,846,000 153,110,000
Basic (in usd per share)1.03 0.99 1 0.99
Diluted (in usd per share)1.02 0.98 0.99 0.98
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Residential Mortgage LoansHeld For Sale$10,064K Equity Securities$2,634K Fixed Maturities$57,835K Other AggregatedInvestments$1,860K Short TermInvestments$3,409K Mortgage InsuranceSegment$262,044K Title Insurance$4,102K Assetmanagementservices$1,250K Mortgage Services$42K Other TechnologyServices$682K Real Estate AgentServices$32K Real Estate OwnedREOAsset Management$1,213K Single Family Rental$1,245K Title Services$4,013K Valuation Services$2,447K Gross investmentincome$75,802K (-0.94%↓ Y/Y)Direct premiums earned$266,146K Services revenue (note 4)$10,924K (-17.65%↓ Y/Y)Net investmentincome (note 6)$72,769K (-1.35%↓ Y/Y)Other income$1,458K (67.20%↑ Y/Y)Net premiums earned(note 8)$237,520K (-0.09%↓ Y/Y)Investment expenses$3,033K (10.13%↑ Y/Y)Income (loss) onconsolidated vies (note 7)$185K Ceded premiums earned$28,626K Total revenues$318,004K (-0.98%↓ Y/Y)Net gains (losses)on investments and...-$4,852K (-8.13%↓ Y/Y)Mortgage InsuranceSegment$28,518K Title Insurance$108K Pretax income$175,013K (-6.97%↓ Y/Y)Total expenses$142,991K (7.49%↑ Y/Y)Net income$141,796K (-6.65%↓ Y/Y)Income tax provision$33,217K (-8.29%↓ Y/Y)Cost of services$8,418K (-11.71%↓ Y/Y)Policy acquisitioncosts$7,205K (10.47%↑ Y/Y)Interest expense (note12)$25,874K (-4.40%↓ Y/Y)Other operatingexpenses$89,397K (-2.46%↓ Y/Y)Provision for losses$12,097K (793.24%↑ Y/Y)