| Cash Flow | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-06-30 |
|---|---|---|---|---|
| Share-based compensation expense | 199 | 147 | 93 | 201 |
| Provisions for credit losses and legal and regulatory matters, net | 107 | 24 | 7 | 0 |
| Other | -23 | -21 | -31 | -18 |
| Net income | 1,531 | 1,095 | 600 | 1,466 |
| Brokerage client receivables and other receivables, net | 170 | 140 | -331 | 509 |
| Other assets | -78 | -23 | -18 | 18 |
| Purchases and originations of loans held for sale, net of proceeds from sales of securitizations and loans held for sale | 71 | 14 | 67 | 19 |
| Trading instruments, net | -77 | 69 | 66 | 78 |
| Accrued compensation, commissions and benefits | -109 | -407 | -529 | 59 |
| Brokerage client payables and other payables | 331 | 38 | 119 | 72 |
| Depreciation and amortization | 143 | 94 | 47 | 132 |
| Deferred income taxes, net | -4 | 46 | 35 | -28 |
| Unrealized gains on corporate-owned life insurance policies, net of expenses | 68 | -31 | 0 | 174 |
| Derivative instruments, net | -31 | -116 | -202 | -35 |
| Collateralized agreements, net of collateralized financings | 247 | -45 | -48 | -664 |
| Loans (provided to) financial advisors, net of repayments | 194 | 102 | 35 | 146 |
| Premium and discount amortization on available-for-sale securities and bank loans and net unrealized gains/losses on other investments | 19 | 1 | 4 | 30 |
| Net cash provided by operating activities | 1,638 | 947 | 830 | 1,645 |
| Proceeds from sales of loans held for investment | 218 | 83 | 62 | 337 |
| Proceeds from sales of available-for-sale securities | 78 | 78 | 78 | - |
| Available-for-sale securities maturations, repayments and redemptions | 1,531 | 1,009 | 506 | 1,279 |
| Additions to property and equipment | 144 | 87 | 41 | 155 |
| Purchases of available-for-sale securities | 480 | 300 | 208 | 397 |
| Increase in bank loans, net | 4,044 | 2,334 | 1,294 | 1,737 |
| Other investing activities, net | 65 | 54 | 40 | 69 |
| Purchases of other investments, net | - | - | - | 0 |
| Renewable energy tax credit equity investments | 0 | 0 | 0 | 15 |
| Sales/(purchases) of federal reserve bank (frb) and federal home loan bank (fhlb) stock, net | -8 | -9 | - | 0 |
| Net cash used in investing activities | -2,898 | -1,596 | -937 | -757 |
| Repayments of fhlb advances | 950 | 650 | 450 | 1,350 |
| Proceeds from short-term borrowings, net | - | 0 | - | - |
| Other financing, net | -8 | -5 | -7 | -2 |
| Exercise of stock options and employee stock purchases | 26 | 19 | 10 | 37 |
| Proceeds from fhlb advances | 750 | 450 | 450 | 1,300 |
| Dividends on common and preferred stock | 314 | 211 | 105 | 288 |
| Redemption of preferred stock | - | - | - | 0 |
| Increase in bank deposits | 1,239 | 393 | -160 | 202 |
| Repurchases of common stock and share-based awards withheld for payment of withholding tax requirements | 914 | 459 | 185 | 655 |
| Net cash used in financing activities | -171 | -463 | -447 | -756 |
| Effect of exchange rate changes on cash and cash equivalents, including those segregated for regulatory purposes | 48 | -149 | -214 | 56 |
| Net increase/(decrease) in cash and cash equivalents, including those segregated for regulatory purposes and restricted cash | -1,383 | -1,261 | -768 | 188 |
RAYMOND JAMES FINANCIAL INC (RJF)
RAYMOND JAMES FINANCIAL INC (RJF)