For the year ending 2025-12-31, RLI had $11,775K increase in cash & cash equivalents over the period. $608,698K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net earnings | 403,337 |
| Net realized gains | 65,116 |
| Net unrealized gains on equity securities | 43,247 |
| Depreciation | 8,129 |
| Deferred income tax expense | 12,627 |
| Other items, net | -15,552 |
| Accrued investment income | 1,707 |
| Premiums and reinsurance balances receivable (net of direct write-offs) | -18,308 |
| Reinsurance balances payable | -4,101 |
| Funds held | -29,862 |
| Ceded unearned premiums | -286 |
| Reinsurance balances recoverable on unpaid losses and settlement expenses | -8,627 |
| Deferred policy acquisition costs | 6,434 |
| Accrued expenses | 4,355 |
| Unpaid losses and settlement expenses | 193,349 |
| Unearned premiums | 7,496 |
| Current income taxes payable | 28,974 |
| Undistributed earnings | -3,924 |
| Net cash provided by operating activities | 614,221 |
| Fixed income securities, available-for-sale | 1,278,007 |
| Equity securities | 171,520 |
| Property and equipment | 5,523 |
| Other | 4,721 |
| Fixed income securities, available-for-sale | 561,397 |
| Equity securities | 115,731 |
| Equity method investee | 2,611 |
| Other | 6,044 |
| Fixed income, available-for-sale | 457,507 |
| Net sale (purchase) of short-term investments | 45,647 |
| Net cash used in investing activities | -362,128 |
| Proceeds from issuance of debt | 50,000 |
| Repayment of debt | 50,000 |
| Proceeds from stock option exercises | 1,244 |
| Cash dividends paid | 241,562 |
| Net cash used in financing activities | -240,318 |
| Net increase (decrease) in cash | 11,775 |
| Cash at beginning of year | 39,790 |
| Cash at end of year | 51,565 |
RLI CORP (RLI)
RLI CORP (RLI)