Financial insights of RRBI

MyFinsight

Income Overview

Net Income
$11,971K
EPS
$1.81
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	31,545	29,881*	30,612	29,500
Interest on securities	5,844	5,442*	5,425	5,148
Interest on federal funds sold	NaN	0*	NaN	NaN
Interest on deposits in other banks	1,737	2,232*	2,079	2,063
Dividends on stock	19	15*	33	19
Total interest and dividend income	39,145	37,569*	38,149	36,730
Interest on deposits	10,741	11,068*	11,263	10,911
Interest on other borrowed funds	NaN	0*	NaN	NaN
Total interest expense	10,741	11,068*	11,263	10,911
Net interest income	28,404	26,501*	26,886	25,819
Provision for credit losses	750	650*	650	450
Net interest income after provision for credit losses	27,654	25,851*	26,236	25,369
Service charges on deposit accounts	1,395	1,423*	1,442	1,337
Debit card income, net	916	924*	852	1,081
Mortgage loan income	605	570*	652	567
Brokerage income	939	1,554*	1,131	989
Loan and deposit income	498	508*	393	418
Bank-owned life insurance income	221	215*	224	224
Gain (loss) on equity securities	-19	39*	28	9
Sbic income (loss)	-105	97*	-75	47
Other income (loss)	83	23*	378	46
Total noninterest income	4,533	5,350*	5,025	4,718
Personnel expenses	10,517	10,614*	10,511	10,216
Occupancy and equipment expenses	1,884	1,745*	1,846	1,753
Technology expenses	863	900*	831	821
Advertising	328	368*	293	286
Other business development expenses	550	648*	531	455
Data processing expense	377	280*	724	721
Other taxes	560	589*	604	609
Loan and deposit expenses	103	0*	356	398
Legal and professional expenses	529	574*	605	612
Regulatory assessment expenses	417	421*	430	388
Other operating expenses	1,122	1,075*	1,158	1,108
Total operating expenses	17,250	17,211*	17,889	17,367
Income before income tax expense	14,937	13,989*	13,372	12,720
Income tax expense	2,966	2,720*	2,571	2,524
Net income	11,971	11,269	10,801	10,196

Basic EPS	1.82	1.688	1.63	1.51
Diluted EPS	1.81	1.679	1.63	1.51
Basic Average Shares	6,576,994	6,674,021	6,616,826	6,740,312
Diluted Average Shares	6,609,208	6,709,806	6,640,839	6,764,886

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$11,971K
EPS
$1.81
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$11,971K
EPS
$1.81
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$11,971KEPS$1.81Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$11,971KEPS$1.81Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$11,971K
EPS
$1.81
Unit: Thousand (K) dollars

Net Income
$11,971K
EPS
$1.81
Unit: Thousand (K) dollars