rrbi: the income statement

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RED RIVER BANCSHARES INC (RRBI)

For the quarter ending 2025-06-30, RRBI made $41,448K in revenue. $10,196K in net income. Net profit margin of 24.60%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	2,524
Other income (loss)	46
Gain (loss) on equity securities	9
Brokerage income	989
Bank-owned life insurance income	224
Mortgage loan income	567
Loan and deposit income	418
Sbic income	47
Service charges on deposit accounts	1,337
Debit card income, net	1,081
Total noninterest income	4,718
Other taxes	609
Legal and professional expenses	612
Other operating expenses	1,108
Personnel expenses	10,216
Data processing expense	721
Advertising	286
Technology expenses	821
Other business development expenses	455
Occupancy and equipment expenses	1,753
Loan and deposit expenses	398
Regulatory assessment expenses	388
Total operating expenses	17,367
Interest on deposits	10,911
Total interest expense	10,911
Interest on deposits in other banks	2,063
Interest on securities	5,148
Interest and fees on loans	29,500
Dividends on stock	19
Total interest and dividend income	36,730
Net interest income	25,819
Provision for credit losses	450
Net interest income after provision for credit losses	25,369
Income before income tax expense	12,720
Net income	10,196

Basic (in dollars per share)	1.51
Diluted (in dollars per share)	1.51
Weighted average shares outstanding - basic (in shares)	6,740,312
Weighted average shares outstanding - diluted (in shares)	6,764,886

Unit: Thousand (K) dollars (except for numbers of shares and EPS)