Financial insights of RWT

MyFinsight

For the quarter ending 2025-09-30, RWT made $630,649K in revenue. -$9,454K in net income. Net profit margin of -1.50%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Residential consumer loans	210,090
Residential investor loans	63,263
Consolidated agency multifamily loans	3,266
Real estate securities	14,829
Other interest income	8,083
Total interest income	299,531
Asset-backed securities issued	208,071
Debt obligations	76,466
Total interest expense	284,537
Net interest income	14,994
Mortgage banking activities, net	40,132
Investment fair value changes, net	-6,971
Hei income (loss), net	454
Servicing income, net	1,416
Fee income, net	4,579
Other (loss) income, net	-183
Realized gains, net	-48
Total non-interest income, net	39,379
General and administrative expenses	38,707
Portfolio management costs	6,981
Loan acquisition costs	4,355
Other expenses	5,681
Net (loss) income before provision for income taxes	-1,351
Provision for income taxes	6,353
Net (loss) income	-7,704
Dividends on preferred stock	1,750
Net (loss) income (related) available to common stockholders	-9,454

Basic (loss) earnings per common share (in dollars per share)	-0.08
Basic weighted average common shares outstanding (in shares)	129,018,261
Diluted (loss) earnings per common share (in dollars per share)	-0.08
Diluted weighted average common shares outstanding (in shares)	129,018,261