For the year ending 2025-12-31, SAFT had $14,927K increase in cash & cash equivalents over the period. $191,990K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 99,255 |
| Investment amortization, net | 1,571 |
| Fixed asset depreciation, net | 6,777 |
| Stock based compensation | 4,830 |
| Credit for deferred income taxes | -1,931 |
| Net realized gains on investments | 16,765 |
| Credit loss (benefit) expense | -1,198 |
| Earnings from partnership investments | -500 |
| Change in net unrealized gains on equity securities | -697 |
| Accounts receivable, net | 13,722 |
| Accrued investment income | 4,743 |
| Receivable from reinsurers | 1,696 |
| Ceded unearned premiums | -1,739 |
| Deferred policy acquisition costs | 6,317 |
| Taxes payable | -2,894 |
| Other assets | -1,586 |
| Losses and loss adjustment expense reserves | 90,070 |
| Unearned premium reserves | 34,887 |
| Accounts payable and accrued liabilities | 3,096 |
| Payable to reinsurers | -3,890 |
| Net cash provided by operating activities | 194,498 |
| Fixed maturities purchased | 537,381 |
| Equity securities purchased | 122,074 |
| Other invested assets purchased | 7,944 |
| Proceeds from sales and paydowns of fixed maturities | 294,069 |
| Proceeds from maturities, redemptions, and calls of fixed maturities | 70,031 |
| Proceeds from maturities of short-term investments | 20,000 |
| Proceed from sales of equity securities | 148,376 |
| Proceeds from other invested assets redeemed | 11,725 |
| Fixed assets purchased | 2,508 |
| Net cash (used for) provided by investing activities | -125,706 |
| Proceeds from loan-RBSCitizens | 50,000 |
| Payments on fhlb loan | 30,000 |
| Dividends paid to shareholders | 53,865 |
| Acquisition of treasury stock | 20,000 |
| Net cash used for financing activities | -53,865 |
| Net (decrease) increase in cash and cash equivalents | 14,927 |
| Cash and cash equivalents at beginning of year | 58,974 |
| Cash and cash equivalents at end of period | 73,901 |
SAFETY INSURANCE GROUP INC (SAFT)
SAFETY INSURANCE GROUP INC (SAFT)