For the year ending 2025-12-31, SF had -$395,396K decrease in cash & cash equivalents over the period. $1,054,941K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 683,779 |
| Depreciation and amortization | 61,088 |
| Amortization of loans and advances to financial advisors and other employees | 147,882 |
| Amortization of premium on investment portfolio | -6,974 |
| Provision for credit losses | 38,404 |
| Amortization of intangible assets | 34,067 |
| Deferred income taxes | -21,099 |
| Stock-based compensation | 164,003 |
| Unrealized gains on investments | 4,726 |
| Gain on sale of leased aircraft engines | 40,628 |
| Other, net | -1,525 |
| Brokerage clients, net | 241,397 |
| Brokers, dealers, and clearing organizations | 85,198 |
| Securities purchased under agreements to resell | -35,186 |
| Financial instruments owned | 258,827 |
| Loans originated as held for sale | 2,171,105 |
| Proceeds from loans held for sale | 2,631,486 |
| Loans and advances to financial advisors and other employees, net | 206,251 |
| Other assets | -60,814 |
| Brokerage clients | -37,190 |
| Brokers, dealers, and clearing organizations | 14,920 |
| Drafts | 16,146 |
| Financial instruments sold, but not yet purchased | 147,355 |
| Other liabilities and accrued expenses | 210,193 |
| Net cash provided by operating activities | 1,117,029 |
| Principal paydowns, calls, and maturities of available-for-sale securities | 376,273 |
| Calls and principal paydowns of held-to-maturity securities | 2,082,199 |
| Sale or maturity of investments | 45 |
| Sale of leased aircraft engines | 116,990 |
| Decrease/(increase) in loans held for investment, net | 1,612,789 |
| Purchase of available-for-sale securities | 327,072 |
| Purchase of held-to-maturity securities | 2,106,354 |
| Purchase of investments | 6,254 |
| Purchase of fixed assets | 62,088 |
| Acquisitions, net of cash received | 74,878 |
| Net cash provided by/(used in) investing activities | -1,613,928 |
| Increase in securities sold under agreements to repurchase | 71,066 |
| Increase in bank deposits, net | 649,836 |
| Increase in securities loaned | 73,209 |
| Tax payments related to shares withheld for stock-based compensation plans | 122,692 |
| Repayment of short-term debt | 86,877 |
| Repayment of senior notes | 0 |
| Repurchase of common stock | 244,991 |
| Cash dividends on preferred stock | 37,281 |
| Cash dividends paid to common stock and equity-award holders | 206,268 |
| Payment of contingent consideration | 312 |
| Extinguishment of stifel financial capital trust | 4,444 |
| Net cash provided by/(used in) financing activities | 91,246 |
| Effect of exchange rate changes on cash | 10,257 |
| Increase/(decrease) in cash, cash equivalents, and cash segregated for regulatory purposes | -395,396 |
| Cash, cash equivalents, and cash segregated for regulatory purposes at beginning of year | 2,678,203 |
| Cash, cash equivalents, and cash segregated for regulatory purposes at end of year | 2,282,807 |
STIFEL FINANCIAL CORP (SF)
STIFEL FINANCIAL CORP (SF)