For the quarter ending 2025-09-30, SHFSW had $614,404 increase in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 | 2025-06-30 | 2025-03-31 |
|---|---|---|---|
| Provision (benefit) for credit losses | - | 0 | 0 |
| Net (loss) income | 179,508 | -930,715 | -827,199 |
| Depreciation and amortization expense | 637 | 1,077 | 1,441 |
| Stock compensation expense | 596,118 | 33,735 | 750,027 |
| Non-cash interest on issuance of convertible notes | 137,500 | - | - |
| Income tax (benefit)/expense | - | 0 | - |
| Operating lease | -1,978 | -2,172 | - |
| Amortization of deferred origination fees | - | 0 | 0 |
| Gain on extinguishment of debt | 3,336,213 | - | - |
| Right-to-use asset (net) | - | - | 892 |
| Other non-cash issuance costs | -800,000 | - | - |
| Net deferred indemnified loan origination fees | - | 0 | 0 |
| Shares issued in settlement of a legal dispute | 200,000 | - | - |
| Income tax benefit | - | - | 0 |
| Change in the fair value of deferred consideration | -40,565 | -40,960 | 161,000 |
| Change in fair value of warrant | 657,417 | -138,158 | -1,116,082 |
| Accounts receivable trade | -4,702 | -39,861 | -43,813 |
| Security deposit | - | - | -236 |
| Accounts receivable related party | 82,288 | -51,221 | -333,947 |
| Prepaid expenses | -207,026 | -216,540 | -101,005 |
| Accrued interest receivable | -2,105 | -796 | -13,418 |
| Other assets | -80,416 | 286,672 | 0 |
| Other current liabilities | 24,019 | -75,386 | 17,016 |
| Accounts payable | 141,791 | 359,894 | 126,924 |
| Accounts payable related party | 12,149 | 7,089 | 82,220 |
| Accrued expenses | -216,515 | 55,091 | -535,902 |
| Amortization of marketing costs settled with common stock | - | - | -50,000 |
| Contract liabilities | 15,004 | 1,103 | -19,230 |
| Net cash (used in) provided by operating activities | -538,037 | -674,608 | -1,140,730 |
| Proceeds from loan repayments and sales | 385,641 | 3,300 | 3,245 |
| Net cash provided by investing activities | 385,641 | 3,300 | 3,245 |
| Net share settlement for stock compensation expense | 0 | 12,771 | - |
| Proceeds from convertible debt | 550,000 | - | - |
| Proceeds from issuance of series b convertible preferred stock and series b warrants | 216,800 | - | - |
| Repayment of senior secured promissory note | 0 | 0 | 255,765 |
| Net cash provided by (used in) financing activities | 766,800 | -12,771 | -255,765 |
| Net increase (decrease) in cash, cash equivalents | 614,404 | -684,079 | -1,393,250 |
| Cash and cash equivalents at beginning of period | 2,324,647 | - | - |
| Cash and cash equivalents at end of period | 861,722 | - | - |
SHF Holdings, Inc. (SHFSW)
SHF Holdings, Inc. (SHFSW)