For the quarter ending 2026-03-31, SHFSW had -$881,570 decrease in cash & cash equivalents over the period.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Depreciation and amortization expense | 0 | 0 | 637 | 1,077 |
| Income tax (benefit)/expense | - | - | - | 0 |
| Gain on extinguishment of forward purchase derivative | - | 0 | 3,336,213 | - |
| Discount on common stock sold pursuant to the eloc | - | 76,553 | - | - |
| Amortization of marketing costs settled with common stock | 0 | - | - | - |
| Amortization of deferred origination fees | - | - | - | 0 |
| Other non-cash issuance costs related to the eloc | - | 0 | -800,000 | - |
| Accrued interest receivable | 0 | 0 | -2,105 | -796 |
| Net deferred indemnified loan origination fees | - | - | - | 0 |
| Shares issued in settlement of a legal dispute | - | 0 | 200,000 | - |
| Other assets | 0 | - | - | - |
| Change in the fair value of deferred consideration | 0 | 0 | -40,565 | -40,960 |
| Net loss | -1,779,217 | -582,592 | 179,508 | -930,715 |
| Amortization of contract asset | 129,072 | 129,072 | - | - |
| Stock compensation expense | 58,908 | 143,609 | 596,118 | 33,735 |
| Loss on eloc share settlements | 27,880 | - | - | - |
| Non-cash interest on issuance of convertible notes | - | 0 | 137,500 | - |
| Amortization of share-based consulting services | 52,750 | 59,857 | - | - |
| Lease expense | -4,757 | -3,831 | -1,978 | -2,172 |
| Credit benefit | -316,576 | -177,917 | - | 0 |
| Change in fair value of warrant liabilities | -16,599 | -724,048 | 657,417 | -138,158 |
| Accounts receivable trade | -1,109 | -14,857 | -4,702 | -39,861 |
| Accounts receivable related party | -284,583 | 344,340 | 82,288 | -51,221 |
| Other current assets | - | -210,313 | -80,416 | 286,672 |
| Prepaid expenses | -158,897 | -37,342 | -207,026 | -216,540 |
| Other current liabilities | -110,689 | -14,609 | 24,019 | -75,386 |
| Accounts payable | 683,824 | -579,504 | 141,791 | 359,894 |
| Accounts payable related party | -9,614 | -5,701 | 12,149 | 7,089 |
| Accrued expenses | -238,331 | 706,411 | -216,515 | 55,091 |
| Deferred revenue | - | -12,920 | - | - |
| Contract liabilities | -16,004 | - | 15,004 | 1,103 |
| Net cash used in operating activities | -1,078,657 | -1,064,325 | -538,037 | -674,608 |
| Proceeds from sale of preferred securities | - | 50,000 | - | - |
| Net proceeds from loan repayment | 0 | 392,186 | - | - |
| Proceeds from loan repayments and sales | - | - | 385,641 | 3,300 |
| Proceeds from redemption of investment | 25,017 | - | - | - |
| Net cash provided by investing activities | 25,017 | 50,000 | 385,641 | 3,300 |
| Net share settlement for stock compensation expense | - | - | 0 | 12,771 |
| Tax withholding payments on vesting of restricted stock units | - | 12,771 | - | - |
| Proceeds from convertible debt | - | 0 | 550,000 | - |
| Redemption of series b convertible preferred stock | - | 292,800 | - | - |
| Gross proceeds from issuance of series b convertible preferred stock and series b warrants | - | 5,913,200 | 216,800 | - |
| Repayment of financed insurance contract | - | 116,098 | - | - |
| Offering cost | - | 351,646 | - | - |
| Repayment of senior secured promissory note | 0 | 0 | 0 | 0 |
| Proceeds from the sale of class a common stock | 172,070 | 1,778,987 | - | - |
| Net cash provided by (used in) financing activities | 172,070 | 6,931,643 | 766,800 | -12,771 |
| Net decrease in cash and cash equivalents | -881,570 | - | - | - |
| Net decrease in cash and cash equivalents | -881,570 | 5,917,318 | 614,404 | -684,079 |
| Cash and cash equivalents beginning of period | 6,779,040 | 861,722 | 2,324,647 | - |
| Cash and cash equivalents end of period | 5,897,470 | 6,779,040 | 861,722 | - |
SHF Holdings, Inc. (SHFSW)
SHF Holdings, Inc. (SHFSW)