For the quarter ending 2025-09-30, SNV had -$578,109K decrease in cash & cash equivalents over the period. $198,654K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 196,505 | 411,991 |
| Provision for (reversal of) credit losses | 21,689 | 14,166 |
| Depreciation, amortization, and accretion, net | 16,722 | 25,073 |
| Deferred income tax expense (benefit) | -1,195 | 9,295 |
| Originations of loans held for sale | 2,204,773 | 3,556,082 |
| Proceeds from sales and payments on loans held for sale | 2,213,434 | 3,498,677 |
| Gain on sales of loans held for sale, net | 3,435 | 5,801 |
| (increase) decrease in other assets | 89,181 | -227,544 |
| Increase (decrease) in other liabilities | 50,369 | -404,984 |
| Investment securities (gains) losses, net | 1,742 | 0 |
| Share-based compensation expense | 8,042 | 15,607 |
| Net gain on sales of other real estate and other assets held for sale | 711 | 355 |
| Net cash provided by (used in) operating activities | 205,724 | 235,131 |
| Proceeds from maturities and principal collections of investment securities held to maturity | 69,863 | 110,510 |
| Proceeds from maturities and principal collections of investment securities available for sale | 153,859 | 270,815 |
| Proceeds from sales of investment securities available for sale | 173,996 | 0 |
| Purchases of investment securities available for sale | 42,532 | 324,304 |
| Net proceeds from sales of loans | 5,094 | 9,285 |
| Net (increase) decrease in loans | 257,977 | 969,652 |
| Net (purchases) redemptions of federal home loan bank stock | -26,125 | 102,396 |
| Net (purchases) redemptions of federal reserve bank stock | 230 | 85 |
| Net proceeds from settlement (purchases) of bank-owned life insurance policies | 4,233 | 7,533 |
| Net increase in premises, equipment and software | 7,070 | 14,690 |
| Proceeds from sales of other real estate and other assets held for sale | 1,840 | 2,534 |
| Net cash provided by (used in) investing activities | 127,201 | -1,010,450 |
| Net increase (decrease) in deposits | 77,666 | -1,181,941 |
| Net increase (decrease) in federal funds purchased, securities sold under repurchase agreements, and other short-term borrowings | -22,860 | -46,401 |
| Repayments and redemption of long-term debt | 900,000 | 0 |
| Proceeds from long-term debt, net | 0 | 2,150,000 |
| Dividends paid to common shareholders | 54,124 | 108,393 |
| Dividends paid to preferred shareholders | 11,404 | 22,718 |
| Repurchases of common stock | -17 | 142,286 |
| Issuances, net of taxes paid, under equity compensation plans | -329 | -14,613 |
| Net cash provided by (used in) financing activities | -911,034 | 633,648 |
| Increase (decrease) in cash and cash equivalents including restricted cash | -578,109 | -141,671 |
| Cash and cash equivalents at beginning of period | 2,993,987 | - |
| Cash and cash equivalents at end of period | 2,274,207 | - |
SYNOVUS FINANCIAL CORP (SNV)
SYNOVUS FINANCIAL CORP (SNV)