For the quarter ending 2025-09-30, STBA made $244,144,000 in revenue. $34,962,000 in net income. Net profit margin of 14.32%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Loans, including fees | 120,321,000 | 117,696,000 | 114,340,000 | 117,955,500 |
| Taxable | 10,994,000 | 10,846,000 | 10,073,000 | 9,381,000 |
| Tax-exempt | 34,000 | 35,000 | 157,000 | 178,500 |
| Dividends | 274,000 | 329,000 | 278,000 | 301,500 |
| Total interest and dividend income | 131,623,000 | 128,906,000 | 124,848,000 | 127,816,500 |
| Deposits | 39,864,000 | 39,056,000 | 38,354,000 | 38,644,500 |
| Borrowings, junior subordinated debt securities and other | 2,518,000 | 3,278,000 | 3,171,000 | 5,717,000 |
| Total interest expense | 42,382,000 | 42,334,000 | 41,525,000 | 44,689,666.667 |
| Net interest income | 89,241,000 | 86,572,000 | 83,323,000 | 83,367,500 |
| Provision for credit losses | 2,792,000 | 1,974,000 | -3,040,000 | 82,500 |
| Net interest income after provision for credit losses | 86,449,000 | 84,598,000 | 86,363,000 | 83,285,000 |
| Net loss on sale of securities | 0 | 0 | -2,295,000 | -1,294,500 |
| Revenues from contract with customers-Credit And Debit Card | 4,722,000 | 4,588,000 | - | - |
| Revenues from contract with customers-Deposit Account | 4,175,000 | 4,090,000 | - | - |
| Revenues from contract with customers | - | - | 11,234,000 | 11,529,000 |
| Revenues from contract with customers-Wealth Management | 3,118,000 | 3,042,000 | - | - |
| Other | 1,748,000 | 1,780,000 | 1,490,000 | 2,020,500 |
| Total noninterest income | 13,763,000 | 13,500,000 | 10,429,000 | 11,950,500 |
| Salaries and employee benefits | 32,180,000 | 32,907,000 | 29,853,000 | 30,164,000 |
| Data processing and information technology | 4,901,000 | 4,847,000 | 4,930,000 | 5,146,000 |
| Occupancy | 4,014,000 | 4,024,000 | 4,302,000 | 3,812,500 |
| Furniture, equipment and software | 3,225,000 | 3,352,000 | 3,483,000 | 3,383,500 |
| Other taxes | 2,088,000 | 2,088,000 | 1,494,000 | 2,072,500 |
| Marketing | 1,255,000 | 1,490,000 | 1,615,000 | 1,782,500 |
| Professional services and legal | 1,199,000 | 1,739,000 | 1,286,000 | 1,418,000 |
| Fdic insurance | 1,071,000 | 1,062,000 | 1,040,000 | 1,047,000 |
| Other | 6,443,000 | 6,605,000 | 7,088,000 | 6,156,500 |
| Total noninterest expense | 56,376,000 | 58,114,000 | 55,091,000 | 54,982,500 |
| Income before taxes | 43,836,000 | 39,984,000 | 41,701,000 | 41,204,500 |
| Income tax expense | 8,874,000 | 8,084,000 | 8,300,000 | 8,101,000 |
| Net income | 34,962,000 | 31,900,000 | 33,401,000 | 32,152,000 |
| Denominator for treasury stock methoddiluted (in shares) | 38,595,118 | 38,637,400 | 38,599,656 | - |
| Earnings per sharebasic (in dollars per share) | 0.91 | 0.83 | 0.87 | 0.84 |
| Earnings per sharediluted (in dollars per share) | 0.91 | 0.83 | 0.87 | 0.835 |
| Weighted average shares outstandingbasic (in shares) | 38,346,949 | 38,337,851 | 38,260,746 | -19,130,756 |
S&T BANCORP INC (STBA)
S&T BANCORP INC (STBA)