Financial insights of STBA

MyFinsight

For the quarter ending 2026-03-31, STBA made $4,283K in revenue. $35,072K in net income. Net profit margin of 818.87%.

Income Overview

Revenue
$4,283K
Net Income
$35,072K
Net Profit Margin
818.87%
EPS
$0.94
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenues from contract with customers-Credit And Debit Card	4,283	4,972*	4,722	4,588
Revenues from contract with customers-Deposit Account	4,196	4,036*	4,175	4,090
Revenues from contract with customers-Wealth Management	3,369	3,207*	3,118	3,042
Net loss on sale of securities	0	0	0	0
Other	1,794	2,117	1,748	1,780
Total noninterest income	13,642	14,331	13,763	13,500
Loans, including fees	115,294	120,356	120,321	117,696
Taxable	10,760	10,426	10,994	10,846
Tax-exempt	34	34	34	35
Dividends	245	297	274	329
Total interest and dividend income	126,333	131,113	131,623	128,906
Deposits	35,686	37,296	39,864	39,056
Borrowings, junior subordinated debt securities and other	2,211	2,857	2,518	3,278
Total interest expense	37,897	40,153	42,382	42,334
Net interest income	88,436	90,960	89,241	86,572
Provision for credit losses	1,327	5,696	2,792	1,974
Net interest income after provision for credit losses	87,109	85,264	86,449	84,598
Salaries and employee benefits	31,356	32,707	32,180	32,907
Data processing and information technology	5,158	5,079	4,901	4,847
Occupancy	4,592	3,855	4,014	4,024
Furniture, equipment and software	3,492	3,453	3,225	3,352
Other taxes	2,063	1,931	2,088	2,088
Marketing	1,467	1,546	1,255	1,490
Professional services and legal	1,245	1,228	1,199	1,739
Fdic insurance	1,073	1,062	1,071	1,062
Other	6,261	6,315	6,443	6,605
Total noninterest expense	56,707	57,176	56,376	58,114
Income before taxes	44,044	42,419	43,836	39,984
Income tax expense	8,972	8,452	8,874	8,084
Net income	35,072	33,967	34,962	31,900

Basic EPS	0.95	0.898	0.91	0.83
Diluted EPS	0.94	0.891	0.91	0.83
Basic Average Shares	36,856,572	37,835,742	38,346,949	38,337,851
Diluted Average Shares	37,177,888	38,133,842	38,595,118	38,637,400

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$4,283K
Net Income
$35,072K
Net Profit Margin
818.87%
EPS
$0.94
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$4,283K
Net Income
$35,072K
Net Profit Margin
818.87%
EPS
$0.94
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$4,283KNet Income$35,072KNet Profit Margin818.87%EPS$0.94Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$4,283KNet Income$35,072KNet Profit Margin818.87%EPS$0.94Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$4,283K
Net Income
$35,072K
Net Profit Margin
818.87%
EPS
$0.94
Unit: Thousand (K) dollars

Revenue
$4,283K
Net Income
$35,072K
Net Profit Margin
818.87%
EPS
$0.94
Unit: Thousand (K) dollars