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Balance Sheets Overview

Debt to Asset Ratio
90.23%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans
    • Interest-bearing demand deposits
    • Bank owned life insurance
    • Others
Liabilities Breakdown
    • Interest-bearing deposits
    • Noninterest-bearing deposits
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
8,224
7,260
7,633
7,215
Interest-bearing demand deposits
45,173
49,840
35,204
41,776
Federal funds sold
634
272
6,173
5,027
Total cash and cash equivalents
54,031
57,372
49,010
54,018
Interest-bearing time deposits
3,715
5,185
5,923
7,654
Debt securities available-for-sale, at fair value
225,256
220,686
220,807
223,633
Marketable equity securities, at fair value
821
607
613
518
Restricted investments in bank stock, at cost
2,498
2,646
2,717
2,780
Loans held for sale
725
692
-
-
Loans
923,973
916,899
918,171
900,610
Allowance for credit losses
9,934
9,755
9,904
9,512
Net loans
914,039
907,144
908,267
891,098
Premises and equipment, gross
-
-
27,524
-
Less accumulated depreciation
-
-
9,596
-
Premises and equipment, net
17,939
17,943
17,928
18,110
Accrued interest receivable
4,057
4,156
4,039
3,984
Other real estate owned
-
147
-
-
Core deposit intangible, net
12,218
12,885
13,551
14,218
Bank owned life insurance
28,552
28,389
28,233
28,070
Net deferred tax asset
4,373
4,358
4,136
4,570
Other assets
5,524
6,555
6,233
4,923
Total assets
1,273,748
1,268,765
1,261,457
1,253,576
Noninterest-bearing deposits
222,855
224,642
221,306
214,926
Interest-bearing deposits
897,841
890,559
889,468
891,004
Total deposits
1,120,696
1,115,201
1,110,774
1,105,930
Repurchase agreements
1,261
1,966
1,589
1,414
Federal home loan bank advances
4,500
4,500
5,500
8,000
Senior secured debt, net
7,367
-
-
-
Subordinated debt, net
0
9,978
9,892
9,808
Accrued interest payable
1,457
1,707
1,969
2,051
Other liabilities
14,042
13,267
13,334
11,473
Total liabilities
1,149,323
1,146,619
1,143,058
1,138,676
Redeemable common stock held by employee stock ownership plan
6,574
5,639
4,600
4,162
Common stock, par value 1.00 per share authorized 5,000,000 shares issued 3,706,725 shares outstanding 3,405,061 shares as of june 30, 2026 and december 31, 2025, respectively
3,707
3,707
3,707
3,707
Capital surplus
40,595
40,595
40,595
40,595
Retained earnings
90,519
87,850
82,972
79,941
Accumulated other comprehensive loss
-2,665
-2,275
-1,144
-1,187
Unearned esop shares
-
-
-
425
Treasury stock, at cost 2026 301,664 shares 2025 301,664 shares
7,731
7,731
7,731
7,731
Total stockholders' equity
124,425
122,146
118,399
114,900
Less maximum cash obligation to esop shares
-6,574
-5,639
-4,600
-4,162
Total stockholders equity less maximum cash obligations related to esop shares
117,851
116,507
113,799
110,738
Total liabilities and stockholders' equity
1,273,748
1,268,765
1,261,457
1,253,576
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$923,973K (97.59%↑ Y/Y)Interest-bearing demand deposits$45,173K (865.03%↑ Y/Y)Cash and due frombanks$8,224K (13.84%↑ Y/Y)Federal funds sold$634K (-93.04%↓ Y/Y)Net loans$914,039K (97.43%↑ Y/Y)Debt securitiesavailable-for-sale, at fair value$225,256K (110.25%↑ Y/Y)Total cash and cashequivalents$54,031K (157.09%↑ Y/Y)Bank owned lifeinsurance$28,552K (118.09%↑ Y/Y)Premises and equipment,net$17,939K (124.55%↑ Y/Y)Core depositintangible, net$12,218K Other assets$5,524K (259.87%↑ Y/Y)Net deferred taxasset$4,373K (111.46%↑ Y/Y)Accrued interestreceivable$4,057K (113.19%↑ Y/Y)Interest-bearing time deposits$3,715K (-57.03%↓ Y/Y)Restricted investments inbank stock, at cost$2,498K (-1.38%↓ Y/Y)Marketable equitysecurities, at fair value$821K (209.81%↑ Y/Y)Loans held for sale$725K Allowance for creditlosses$9,934K (114.28%↑ Y/Y)Total assets$1,273,748K (102.43%↑ Y/Y)Total liabilities andstockholders' equity$1,273,748K (102.43%↑ Y/Y)Total liabilities$1,149,323K (101.57%↑ Y/Y)Total stockholdersequity less maximum...$117,851K (106.34%↑ Y/Y)Redeemable common stockheld by employee...$6,574K (237.13%↑ Y/Y)Less maximum cashobligation to esop shares-$6,574K (-237.13%↓ Y/Y)Total deposits$1,120,696K (117.78%↑ Y/Y)Other liabilities$14,042K (165.59%↑ Y/Y)Senior secured debt,net$7,367K Federal home loan bankadvances$4,500K (-90.44%↓ Y/Y)Accrued interestpayable$1,457K (-25.32%↓ Y/Y)Repurchase agreements$1,261K (1.53%↑ Y/Y)Total stockholders'equity$124,425K (110.65%↑ Y/Y)Treasury stock, at cost2026 301,664 shares...$7,731K (0.00%↑ Y/Y)Accumulated othercomprehensive loss-$2,665K (24.42%↑ Y/Y)Interest-bearing deposits$897,841K (107.42%↑ Y/Y)Noninterest-bearing deposits$222,855K (172.64%↑ Y/Y)Retained earnings$90,519K (36.60%↑ Y/Y)Capital surplus$40,595K (2037.70%↑ Y/Y)Common stock, par value1.00 per share...$3,707K (71.62%↑ Y/Y)

STEELE BANCORP INC (STLE)

STEELE BANCORP INC (STLE)