For the quarter ending 2026-03-31, SYF-PB has $121,501M in assets. $105,024M in debts. $20,559M in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Consolidated Entity Excluding Variable Interest Entities VIE | 78,423 | - | - | - |
| Variable Interest Entity Primary Beneficiary | 21,662 | - | - | - |
| Total loan receivables | 100,085 | - | - | - |
| Financing Receivable Allowance For Credit Losses | 10,428 | - | - | - |
| Less allowance for credit losses | 2,000 | - | - | - |
| Total loan receivables | 21,700 | - | - | - |
| Loan receivables, net | 89,657 | 93,366 | 89,805 | 89,212 |
| Loan receivables held for sale (note 5) | - | - | 192 | 191 |
| Goodwill | 1,363 | 1,363 | 1,274 | 1,274 |
| Other assets | 5,659 | 5,790 | 5,843 | 6,604 |
| Cash and equivalents | 20,559 | 14,973 | 16,245 | 19,457 |
| Debt securities (note 3) | 3,040 | 2,348 | 2,716 | 2,905 |
| Consolidated Entity Excluding Variable Interest Entities VIE | 78,423 | - | 79,207 | 78,566 |
| Variable Interest Entity Primary Beneficiary | 21,662 | - | - | - |
| Total loan receivables | 100,085 | 103,808 | 100,178 | 99,776 |
| Financing Receivable Allowance For Credit Losses | 10,428 | 10,442 | 10,373 | 10,564 |
| Unsecuritized Loans Heldfor Investment | - | 81,408 | - | - |
| Less allowance for credit losses | 2,000 | - | - | - |
| Total loan receivables | 21,700 | 22,400 | 20,971 | 21,210 |
| Loan receivables, net | 19,702 | - | - | - |
| Other assets | 45 | - | - | - |
| Intangible assets, net (note 6) | 1,223 | 1,255 | 909 | 862 |
| Total assets | 121,501 | 119,095 | 116,984 | 120,505 |
| Interest-bearing deposit accounts | 82,478 | 80,748 | 79,513 | 81,857 |
| Non-interest-bearing deposit accounts | 416 | 396 | 373 | 405 |
| Total deposits | 82,894 | 81,144 | 79,886 | 82,262 |
| Borrowings of consolidated securitization entities | 8,915 | 8,415 | 7,666 | 8,340 |
| Senior and subordinated unsecured notes | 7,513 | 6,767 | 6,765 | 7,669 |
| Total borrowings | 16,428 | 15,182 | 14,431 | 16,009 |
| Accrued expenses and other liabilities | 5,702 | 6,003 | 5,602 | 5,282 |
| Total liabilities | 105,024 | 102,329 | 99,919 | 103,553 |
| Preferred stock, par value 0.001 per share 300 million shares authorized, 1.25 million shares issued and outstanding at march31, 2026 and december31, 2025 | 1,222 | 1,222 | 1,222 | 1,222 |
| Common stock, par value 0.001 per share 4.0 billion shares authorized 834 million shares issued at both march31, 2026 and december31, 2025 337 million and 347 million shares outstanding at march31, 2026 and december31, 2025, respectively | 1 | 1 | 1 | 1 |
| Additional paid-in capital | 9,844 | 9,902 | 9,866 | 9,836 |
| Retained earnings | 25,210 | 24,598 | 23,978 | 23,036 |
| Debt securities | -12 | -6 | -8 | -12 |
| Currency translation adjustments | -52 | -50 | -45 | -40 |
| Employee benefit plans and other | -8 | -8 | -7 | -7 |
| Treasury stock, at cost 497 million and 487 million shares at march31, 2026 and december31, 2025, respectively | 19,744 | 18,909 | 17,956 | 17,098 |
| Total equity | 16,477 | 16,766 | 17,065 | 16,952 |
| Total liabilities and equity | 121,501 | 119,095 | 116,984 | 120,505 |
Synchrony Financial (SYF-PB)
Synchrony Financial (SYF-PB)