Bancorp, Inc. (TBBK)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Fees-Total Fintech Fees | 35,645 | - | - | - |
| Other | 2,390 | 995 | 1,031 | 895 |
| Net realized and unrealized gains on commercial loans, at fair value | 344 | 361 | 606 | 503 |
| Leasing related income | 2,131 | 1,972 | 1,072 | 1,429 |
| Consumer fintech loan credit enhancement | 43,233 | 45,868 | - | - |
| Fees | - | 34,446 | 27,799 | 27,755 |
| Consumer credit fintech fees | - | - | - | 140 |
| Total non-interest income | 83,743 | 83,642 | 32,108 | 30,722 |
| Other depreciation and amortization | - | - | - | 1,027 |
| Printing and supplies | - | - | - | 59 |
| Amortization of intangible assets | - | - | - | 100 |
| Audit expense | 545 | 654 | 403 | 319 |
| Other | 5,377 | 5,025 | 6,375 | 4,632 |
| Rent and related occupancy cost | 1,717 | 1,568 | 1,734 | 1,686 |
| Legal expense | 1,863 | 1,957 | 1,055 | 633 |
| Salaries and employee benefits | 37,134 | 33,669 | 33,821 | 33,863 |
| Data processing expense | 1,227 | 1,205 | 1,408 | 1,423 |
| Insurance | 1,145 | 1,257 | 1,246 | 1,282 |
| Fdic insurance | 1,202 | 1,053 | 904 | 869 |
| Depreciation | 1,125 | 1,104 | 1,047 | - |
| Telecom and it network communications | 308 | 333 | 283 | 354 |
| Software | 5,144 | 5,013 | 4,561 | 4,637 |
| Consulting | 436 | 456 | 418 | 562 |
| Total non-interest expense | 57,223 | 53,294 | 53,255 | 51,446 |
| Provision for credit losses on loans | - | - | 3,476 | 1,477 |
| Interest expense | - | - | - | 43,504 |
| Interest allocation | - | - | - | - |
| Subordinated debentures | 257 | 255 | 297 | 291 |
| Short-term borrowings | 5 | - | 1,030 | 1,295 |
| Long-term borrowings | 198 | 195 | 689 | 685 |
| Deposits | 43,963 | 46,375 | 42,698 | 39,999 |
| Senior debt | 1,233 | 1,234 | 1,234 | 1,234 |
| Total interest expense | 45,656 | 48,059 | 45,948 | - |
| Tax-exempt interest | 103 | 83 | 43 | 40 |
| Taxable interest | 22,393 | 18,127 | 19,767 | 17,520 |
| Interest-earning deposits | 8,326 | 12,680 | 3,387 | 4,677 |
| Loans, including fees | 112,326 | 108,912 | 116,483 | 115,062 |
| Total interest income | 143,148 | 139,802 | 139,680 | 137,299 |
| Net interest income | 97,492 | 91,743 | 93,732 | 93,795 |
| Provision (reversal) for unfunded commitments | 364 | -111 | -79 | 225 |
| Provision for credit losses on non-consumer fintech loans | 1,494 | 874 | - | - |
| Provision for credit losses on consumer fintech loans | 43,233 | 45,868 | - | - |
| Net interest income after provision (reversal) for credit losses | 53,129 | 44,890 | 90,177 | 92,543 |
| Income before income taxes | 79,649 | 75,238 | 69,030 | 71,819 |
| Income tax expense | 19,828 | 18,065 | 17,513 | 18,133 |
| Net income | 59,821 | 57,173 | 51,517 | 53,686 |
| Earnings per share, basic | 1.28 | 1.21 | 1.06 | 1.05 |
| Earnings per share, diluted | 1.27 | 1.19 | 1.04 | 1.05 |
| Weighted average number of shares outstanding, basic | 46,598,535 | 47,214,050 | 48,759,369 | 50,937,055 |
| Weighted average number of shares outstanding, diluted | 47,182,770 | 47,959,292 | 49,478,236 | 51,337,491 |