Financial insights of TBBK

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$60,069K
EPS
$1.41
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Total fintech fees	38,069	35,055*	35,083	35,645
Net realized and unrealized gains on commercial loans, at fair value	6	105	1,005	344
Leasing related income	1,901	1,635	1,397	2,131
Consumer fintech loan credit enhancement	-	-	39,790	43,233
Fintech loan credit enhancement	28,843	41,321*	-	-
Other	3,706	2,416	3,141	2,390
Total non-interest income	72,525	80,532	80,416	83,743
Loans, including fees	107,545	111,810	114,982	112,326
Taxable interest	19,920	18,147	17,354	22,393
Tax-exempt interest	130	97	104	103
Interest-earning deposits	2,196	1,971	3,954	8,326
Total interest income	129,791	132,025	136,394	143,148
Deposits	35,289	33,617	38,796	43,963
Short-term borrowings	1,381	1,998	495	5
Long-term borrowings	197	194	197	198
Senior debt	3,875	3,888	2,450	1,233
Subordinated debentures	235	249	259	257
Total interest expense	40,977	39,946	42,197	45,656
Net interest income	88,814	92,079	94,197	97,492
Provision for credit losses on non-consumer fintech loans	-	-	5,755	1,494
Provision (reversal) for credit losses on non-fintech loans	-1,348	2,245*	-	-
Provision for credit losses on consumer fintech loans	-	-	39,790	43,233
Provision for credit losses on fintech loans	28,843	39,016*	-	-
Provision for unfunded commitments	-106	-162	491	364
Provision for credit losses, total	27,601	41,423	-	-
Net interest income after provision for credit losses	61,213	50,656	49,143	53,129
Salaries and employee benefits	37,477	34,401	37,350	37,134
Depreciation	1,245	1,269	1,152	1,125
Rent and related occupancy cost	1,691	1,589	1,592	1,717
Data processing expense	1,309	1,273	1,259	1,227
Audit expense	641	661	617	545
Legal expense	1,590	1,387	1,483	1,863
Legal settlements	-	2,000	-	-
Legal settlement (reimbursement)	-2,000	-	-	-
Fdic insurance	1,251	1,383	905	1,202
Software	5,369	5,344	5,040	5,144
Insurance	1,182	1,184	1,194	1,145
Telecom and it network communications	284	277	304	308
Consulting	210	341	430	436
Other	4,777	5,084	5,078	5,377
Total non-interest expense	55,026	56,193	56,404	57,223
Income before income taxes	78,712	74,995	73,155	79,649
Income tax expense	18,643	18,703	18,228	19,828
Net income	60,069	56,292	54,927	59,821

Basic EPS	1.43	1.297	1.2	1.28
Diluted EPS	1.41	1.279	1.18	1.27
Basic Average Shares	42,133,301	43,404,439	45,865,172	46,598,535
Diluted Average Shares	42,594,824	44,026,501	46,518,125	47,182,770

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$60,069K
EPS
$1.41
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income$60,069KEPS$1.41Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$60,069K
EPS
$1.41
Unit: Thousand (K) dollars