tcbk: the income statement

MyFinsight

TRICO BANCSHARES (TCBK)

For the quarter ending 2025-06-30, TCBK made $13,650K in revenue. $27,542K in net income. Net profit margin of 201.77%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2024-09-30	2024-06-30
Service charges and fees	13,650	12,782	12,796
Other	456	874	537
Gain on sale of loans	503	549	388
Gain (loss) on sale or exchange of investment securities	4	2	-45
Increase in cash value of life insurance	842	786	831
Asset management and commission income	1,635	1,502	1,359
Total non-interest income	17,090	16,495	15,866
Other	22,845	23,937	22,938
Salaries and related benefits	38,286	35,550	35,401
Total non-interest expense	61,131	59,487	58,339
Other borrowings	92	2,144	4,118
Junior subordinated debt	1,712	1,904	1,896
Deposits	28,038	30,688	29,021
Total interest expense	29,842	34,736	35,035
Tax exempt securities	879	897	915
Taxable securities	14,548	16,812	16,617
Interest bearing cash at federal reserve and other banks	1,866	1,177	884
Loans, including fees	98,695	98,085	98,229
Dividends	373	376	387
Total interest and dividend income	116,361	117,347	117,032
Net interest income	86,519	82,611	81,997
Provision for credit losses	4,665	220	405
Net interest income after credit loss provision	81,854	82,391	81,592
Income before provision for income taxes	37,813	39,399	39,119
Provision for income taxes	10,271	10,348	10,085
Net income	27,542	29,051	29,034

Basic earnings per share (in usd per share)	0.84	0.88	0.88
Diluted earnings per share (in usd per share)	0.84	0.88	0.87
Weighted average number of common shares outstanding (in shares)	32,757,000	32,993,000	33,121,000
Weighted average number of common shares outstanding used to calculate diluted earnings per share (in shares)	32,936,000	33,137,000	33,244,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS)