tectp: the income statement

MyFinsight

Tectonic Financial, Inc. (TECTP)

For the quarter ending 2025-06-30, TECTP made $1,955K in revenue. $3,800K in net income. Net profit margin of 194.37%.

Overview

Revenue
$1,955K
Net Income
$3,800K
Net Profit Margin
194.37%
EPS
$0.55
Unit: Thousand (K) dollars

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Trust income	1,955	1,964	1,901	1,843
Advisory income	4,542	4,399	4,361	4,120
Brokerage income	2,513	3,163	1,770	2,128
Service fees and other income	2,391	3,342	2,820	2,563
Gain (loss) on sale of loans and leases	-	-	234	-
Rental income, nonoperating	-	-	90	88
Total non-interest income	11,401	12,868	11,176	10,742
Trust expenses	608	630	669	580
Professional fees	538	574	478	468
Other	2,019	2,243	1,880	1,685
Occupancy and equipment	537	539	503	485
Brokerage and advisory direct costs	647	638	521	517
Salaries and employee benefits	9,456	10,348	8,900	8,891
Data processing	381	323	300	289
Total non-interest expense	14,186	15,295	13,251	12,915
Provision for credit losses	1,836	855	606	1,660
Deposits	8,213	8,014	7,829	7,211
Borrowed funds	319	318	586	584
Total interest expense	8,532	8,332	8,415	7,795
Federal funds sold	12	12	14	13
Interest-bearing deposits	691	887	1,214	1,473
Loan, including fees	17,502	15,867	15,002	13,553
Securities	543	530	558	588
Total interest income	18,748	17,296	16,788	15,627
Net interest income	10,216	8,964	8,373	7,832
Net interest income after provision for credit losses	8,380	8,109	7,767	6,172
Income before income taxes	5,595	5,682	5,692	3,999
Income tax expense	1,324	1,229	952	853
Net income	4,271	4,453	4,740	3,146
Preferred stock dividends	471	524	543	388
Net income available to common stockholders	3,800	3,929	4,197	2,758

Basic (in dollars per share)	0.56	0.58	0.59	0.39
Diluted (in dollars per share)	0.55	0.57	0.58	0.38
Weighted average common shares outstanding (in shares)	6,776,601	6,820,440	7,064,006	7,082,576
Weighted average diluted shares outstanding (in shares)	6,875,000	6,917,769	7,223,366	7,242,663

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

MyFinsight

Overview

Revenue
$1,955K
Net Income
$3,800K
Net Profit Margin
194.37%
EPS
$0.55
Unit: Thousand (K) dollars

Income Statement

DownloadDownload image

Overview

Revenue
$1,955K
Net Income
$3,800K
Net Profit Margin
194.37%
EPS
$0.55
Unit: Thousand (K) dollars

Income Statement

DownloadDownload image

Overview

Revenue$1,955KNet Income$3,800KNet Profit Margin194.37%EPS$0.55Unit: Thousand (K) dollars

Income Statement

Overview

Revenue$1,955KNet Income$3,800KNet Profit Margin194.37%EPS$0.55Unit: Thousand (K) dollars

Income Statement

Revenue
$1,955K
Net Income
$3,800K
Net Profit Margin
194.37%
EPS
$0.55
Unit: Thousand (K) dollars

Revenue
$1,955K
Net Income
$3,800K
Net Profit Margin
194.37%
EPS
$0.55
Unit: Thousand (K) dollars