Financial insights of TECTP

MyFinsight

For the quarter ending 2025-09-30, TECTP made $55,714K in revenue. $5,002K in net income. Net profit margin of 8.98%.

Income Overview

Revenue
$55,714K
Net Income
$5,002K
Net Profit Margin
8.98%
EPS
$0.73
Unit: Thousand (K) dollars
Revenue Breakdown
Loan, including fees
Salaries and employee benefits
Deposits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Loan, including fees	18,370	17,502	15,867	15,002
Securities	542	543	530	558
Federal funds sold	15	12	12	14
Interest-bearing deposits	1,475	691	887	1,214
Total interest income	20,402	18,748	17,296	16,788
Deposits	9,022	8,213	8,014	7,829
Borrowed funds	322	319	318	586
Total interest expense	9,344	8,532	8,332	8,415
Net interest income	11,058	10,216	8,964	8,373
Provision for credit losses	2,003	1,836	855	606
Net interest income after provision for credit losses	9,055	8,380	8,109	7,767
Trust income	2,084	1,955	1,964	1,901
Gain on sale of loans	0	-	-	234
Advisory income	4,795	4,542	4,399	4,361
Rental income, nonoperating	-	-	-	90
Brokerage income	2,190	2,513	3,163	1,770
Service fees and other income	2,917	2,391	3,342	2,820
Total non-interest income	11,986	11,401	12,868	11,176
Salaries and employee benefits	9,195	9,456	10,348	8,900
Occupancy and equipment	536	537	539	503
Trust expenses	635	608	630	669
Brokerage and advisory direct costs	587	647	638	521
Professional fees	569	538	574	478
Data processing	350	381	323	300
Other	2,110	2,019	2,243	1,880
Total non-interest expense	13,982	14,186	15,295	13,251
Income before income taxes	7,059	5,595	5,682	5,692
Income tax expense	1,564	1,324	1,229	952
Net income	5,495	4,271	4,453	4,740
Preferred stock dividends	493	471	524	543
Net income available to common stockholders	5,002	3,800	3,929	4,197

Basic (in dollars per share)	0.74	0.56	0.58	0.59
Diluted (in dollars per share)	0.73	0.55	0.57	0.58
Weighted average common shares outstanding (in shares)	6,776,601	6,776,601	6,820,440	7,064,006
Weighted average diluted shares outstanding (in shares)	6,876,918	6,875,000	6,917,769	7,223,366

MyFinsight

Income Overview

Revenue
$55,714K
Net Income
$5,002K
Net Profit Margin
8.98%
EPS
$0.73
Unit: Thousand (K) dollars
Revenue Breakdown
Loan, including fees
Salaries and employee benefits
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$55,714K
Net Income
$5,002K
Net Profit Margin
8.98%
EPS
$0.73
Unit: Thousand (K) dollars
Revenue Breakdown
Loan, including fees
Salaries and employee benefits
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$55,714KNet Income$5,002KNet Profit Margin8.98%EPS$0.73Unit: Thousand (K) dollarsRevenue BreakdownLoan, including feesSalaries and employee benefitsDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$55,714KNet Income$5,002KNet Profit Margin8.98%EPS$0.73Unit: Thousand (K) dollarsRevenue BreakdownLoan, including feesSalaries and employee benefitsDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$55,714K
Net Income
$5,002K
Net Profit Margin
8.98%
EPS
$0.73
Unit: Thousand (K) dollars
Revenue Breakdown
Loan, including fees
Salaries and employee benefits
Deposits
Others

Revenue
$55,714K
Net Income
$5,002K
Net Profit Margin
8.98%
EPS
$0.73
Unit: Thousand (K) dollars
Revenue Breakdown
Loan, including fees
Salaries and employee benefits
Deposits
Others