Financial insights of TFC

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$1,452M
EPS
$1.04
Unit: Million (M) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Interest and fees on loans and leases	4,816	4,657	4,493	4,634
Interest on securities	941	961	975	994
Interest on other earning assets	529	536	520	551
Total interest income	6,286	6,154	5,988	6,179
Interest on deposits	1,835	1,844	1,736	1,855
Interest on long-term debt	523	431	409	431
Interest on other borrowings	299	292	336	303
Total interest expense	2,657	2,567	2,481	2,589
Net interest income	3,629	3,587	3,507	3,590
Provision for credit losses	436	488	458	471
Net interest income after provision for credit losses	3,193	-	-	3,119
Fiduciary And Trust	374	-	-	-
Investment Advisory Management And Administrative Service	323	-	-	-
Credit Card	225	-	-	-
Deposit Account	240	-	-	-
Mortgage Banking	118	-	-	-
Lending Related	103	-	-	-
Financial Service Other	45	-	-	-
Securities Gains Losses	0	-	-	-
Service Other	130	-	-	-
Noninterest income	1,558	1,400	1,392	1,470
Personnel expense	1,726	1,653	1,587	1,587
Professional fees and outside processing	346	373	364	415
Software expense	233	231	230	232
Net occupancy expense	182	179	163	179
Equipment expense	90	89	82	112
Amortization of intangibles	72	73	75	84
Marketing and customer development	79	82	75	74
Goodwill, impairment loss	-	-	-	0
Operating lease depreciation	31	33	35	36
Regulatory costs	32	55	69	56
Restructuring charges	27	28	38	11
Other expense	196	190	188	249
Total noninterest expense	3,014	2,986	2,906	3,035
Income (gain) before income taxes	1,737	1,513	1,535	1,554
Provision (benefit) for income taxes	285	273	274	265
Net income from discontinued operations	0	0	0	-13
Net income	1,452	1,240	1,261	1,276
Preferred stock dividends and other	-	60	104	60
Noncontrolling interests from discontinued operations	-	0	0	0
Net income available to common shareholders	-	1,180	1,157	1,216

Basic EPS	1.05	0.91	0.88	0.923
Diluted EPS	1.04	0.9	0.87	0.943
Basic Average Shares	1,280,571,000	1,292,292,000	1,307,457,000	1,316,896,000
Diluted Average Shares	1,296,666,000	1,305,005,000	1,324,339,000	1,290,166,000

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$1,452M
EPS
$1.04
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$1,452M
EPS
$1.04
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$1,452MEPS$1.04Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$1,452MEPS$1.04Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$1,452M
EPS
$1.04
Unit: Million (M) dollars

Net Income
$1,452M
EPS
$1.04
Unit: Million (M) dollars