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For the quarter ending 2025-09-30, TFC made $15,073,000K in revenue. $1,452,000K in net income. Net profit margin of 9.63%.

Income Overview

Revenue
$15,073,000K
Net Income
$1,452,000K
Net Profit Margin
9.63%
EPS
$1.04
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest and fees on loans and l...
    • Interest on deposits
    • Personnel expense
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Income Statement
2025-09-30
2025-06-30
2025-03-31
2024-12-31
Interest and fees on loans and leases
4,816,000 4,657,000 4,493,000 4,634,000
Interest on securities
941,000 961,000 975,000 994,000
Interest on other earning assets
529,000 536,000 520,000 551,000
Total interest income
6,286,000 6,154,000 5,988,000 6,179,000
Interest on deposits
1,835,000 1,844,000 1,736,000 1,855,000
Interest on long-term debt
523,000 431,000 409,000 431,000
Interest on other borrowings
299,000 292,000 336,000 303,000
Total interest expense
2,657,000 2,567,000 2,481,000 2,741,667
Net interest income
3,629,000 3,587,000 3,507,000 3,590,000
Provision for credit losses
436,000 488,000 458,000 471,000
Net interest income after provision for credit losses
3,193,000 --3,048,333
Fiduciary And Trust
374,000 ---
Investment Advisory Management And Administrative Service
323,000 ---
Credit Card
225,000 ---
Deposit Account
240,000 ---
Mortgage Banking
118,000 ---
Lending Related
103,000 ---
Financial Service Other
45,000 ---
Securities Gains Losses
0 ---
Service Other
130,000 ---
Noninterest income
1,558,000 1,400,000 1,392,000 1,470,000
Personnel expense
1,726,000 1,653,000 1,587,000 1,587,000
Professional fees and outside processing
346,000 373,000 364,000 415,000
Software expense
233,000 231,000 230,000 232,000
Net occupancy expense
182,000 179,000 163,000 179,000
Equipment expense
90,000 89,000 82,000 112,000
Amortization of intangibles
72,000 73,000 75,000 84,000
Marketing and customer development
79,000 82,000 75,000 74,000
Goodwill, impairment loss
---0
Operating lease depreciation
31,000 33,000 35,000 36,000
Regulatory costs
32,000 55,000 69,000 56,000
Restructuring charges
27,000 28,000 38,000 11,000
Other expense
196,000 190,000 188,000 249,000
Total noninterest expense
3,014,000 2,986,000 2,906,000 3,035,000
Income (loss) before income taxes
1,737,000 1,513,000 1,535,000 1,554,000
Provision (benefit) for income taxes
285,000 273,000 274,000 265,000
Net income from discontinued operations
0 0 0 -13,000
Net income
1,452,000 1,240,000 1,261,000 1,276,000
Preferred stock dividends and other
-60,000 104,000 60,000
Noncontrolling interests from discontinued operations
-0 0 0
Net income available to common shareholders
-1,180,000 1,157,000 1,216,000
Basic eps
1.05 0.91 0.88 0.92
Basic weighted average shares outstanding
1,280,571,000 1,292,292,000 1,307,457,000 -2,676,365,000
Diluted eps
1.04 0.9 0.87 0.94
Diluted weighted average shares outstanding
1,296,666,000 1,305,005,000 1,324,339,000 -2,703,095,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

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Income Statement

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Interest on other earningassets$529,000K Interest on securities$941,000K Interest and fees on loansand leases$4,816,000K Total interest income$6,286,000K Service Other$130,000K Financial Service Other$45,000K Lending Related$103,000K Mortgage Banking$118,000K Deposit Account$240,000K Credit Card$225,000K Investment AdvisoryManagement And...$323,000K Fiduciary And Trust$374,000K Net interest income$3,629,000K Total interestexpense$2,657,000K Noninterest income$1,558,000K Net interest incomeafter provision for...$3,193,000K Provision for creditlosses$436,000K Interest on otherborrowings$299,000K Interest on long-termdebt$523,000K Interest on deposits$1,835,000K Income (loss) beforeincome taxes$1,737,000K Total noninterestexpense$3,014,000K Net income$1,452,000K Provision (benefit) forincome taxes$285,000K Other expense$196,000K Restructuring charges$27,000K Regulatory costs$32,000K Operating leasedepreciation$31,000K Marketing and customerdevelopment$79,000K Amortization of intangibles$72,000K Equipment expense$90,000K Net occupancyexpense$182,000K Software expense$233,000K Professional fees and outsideprocessing$346,000K Personnel expense$1,726,000K

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TRUIST FINANCIAL CORP (TFC)

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TRUIST FINANCIAL CORP (TFC)