Financial insights of TFC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$1,377M
EPS
$1.09
Unit: Million (M) dollars

Income Statement	2026-03-31	2025-09-30	2025-06-30	2025-03-31
Interest and fees on loans and leases	4,599	4,816	4,657	4,493
Interest on securities	849	941	961	975
Interest on other earning assets	407	529	536	520
Total interest income	5,855	6,286	6,154	5,988
Interest on deposits	1,525	1,835	1,844	1,736
Interest on long-term debt	445	523	431	409
Interest on other borrowings	286	299	292	336
Total interest expense	2,256	2,657	2,567	2,481
Net interest income	3,599	3,629	3,587	3,507
Provision for credit losses	479	436	488	458
Net interest income after provision for credit losses	3,120	3,193	-	-
Fiduciary And Trust	370	374	-	-
Credit Card	338	225	-	-
Investment Advisory Management And Administrative Service	372	323	-	-
Deposit Account	120	240	-	-
Mortgage Banking	133	118	-	-
Lending Related	118	103	-	-
Financial Service Other	-	45	-	-
Securities Gains Losses	0	0	-	-
Service Other	102	130	-	-
Noninterest income	1,553	1,558	1,400	1,392
Restructuring charges	-	27	28	38
Personnel expense	1,727	1,726	1,653	1,587
Professional fees and outside processing	313	346	373	364
Operating lease depreciation	-	31	33	35
Software expense	230	233	231	230
Net occupancy expense	179	182	179	163
Equipment expense	85	90	89	82
Marketing and customer development	79	79	82	75
Amortization of intangibles	64	72	73	75
Regulatory costs	68	32	55	69
Other expense	238	196	190	188
Total noninterest expense	2,983	3,014	2,986	2,906
Income before income taxes	1,690	1,737	1,513	1,535
Provision for income taxes	209	285	273	274
Net income from discontinued operations	-	0	0	0
Net income	1,481	1,452	1,240	1,261
Preferred stock dividends and other	104	-	60	104
Noncontrolling interests from discontinued operations	-	-	0	0
Net income available to common shareholders	1,377	-	1,180	1,157

Basic EPS	1.1	1.05	0.91	0.88
Diluted EPS	1.09	1.04	0.9	0.87
Basic Average Shares	1,248,628,000	1,280,571,000	1,292,292,000	1,307,457,000
Diluted Average Shares	1,266,572,000	1,296,666,000	1,305,005,000	1,324,339,000

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$1,377M
EPS
$1.09
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$1,377M
EPS
$1.09
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$1,377MEPS$1.09Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$1,377MEPS$1.09Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$1,377M
EPS
$1.09
Unit: Million (M) dollars

Net Income
$1,377M
EPS
$1.09
Unit: Million (M) dollars