For the quarter ending 2026-03-31, TFIN-P had $333,468K increase in cash & cash equivalents over the period. $3,307K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 |
|---|---|---|---|
| Net income | 6,355 | 19,214 | 6,145 |
| Depreciation | 2,883 | 3,273 | 11,600 |
| Net accretion on loans | 100 | 819 | 2,066 |
| Amortization of subordinated notes issuance costs | 50 | 50 | 167 |
| Amortization of junior subordinated debentures | 163 | 162 | 477 |
| Net (accretion) amortization on securities | 68 | 105 | 349 |
| Amortization of intangible assets | 2,516 | 2,826 | 8,756 |
| Software amortization | 3,300 | 3,081 | 7,725 |
| Deferred taxes, net | 4,923 | -1,355 | 7,646 |
| Credit loss expense (benefit) | -607 | -1,764 | 4,912 |
| Stock based compensation | 3,418 | 3,739 | 10,274 |
| Net (gains) losses on sale or call of debt securities | - | 0 | - |
| Net (gains) losses on equity securities | -29 | -1,193 | 213 |
| Net oreo (gains) losses and valuation adjustments | 102 | 0 | 304 |
| Net (gains) losses on disposal of premises and equipment | 606 | 14,449 | 441 |
| Origination of loans held for sale | 5,539 | 2,609 | 13,747 |
| Proceeds from sale of loans originated or purchased for sale | 3,272 | 10,410 | 6,955 |
| Net (gains) losses on sale of loans | 87 | 71 | 443 |
| Net change in operating leases | -156 | -140 | -351 |
| Change in estimated fair value of indemnification asset | - | - | 605 |
| Change in estimated fair value of revenue share asset | 122 | -38 | 47 |
| (increase) decrease in other assets | 3,977 | -8,213 | 14,543 |
| Increase (decrease) in other liabilities | -10,734 | 6,276 | -2,269 |
| Net cash provided by (used in) operating activities | 5,055 | 36,482 | 30,583 |
| Proceeds from sales of equity securities | - | 0 | 94 |
| Purchases of securities available for sale | 0 | 0 | 105,000 |
| Proceeds from sales of securities available for sale | - | 0 | - |
| Proceeds from maturities, calls, and pay downs of securities available for sale | 23,613 | 14,095 | 110,253 |
| Proceeds from maturities, calls, and pay downs of securities held to maturity | 43 | 33 | 196 |
| Purchases of loans held for investment | 3,489 | 11,499 | 22,663 |
| Proceeds from sale of loans | 0 | 5,636 | 18,257 |
| Net change in loans | 195,782 | 1,347 | 449,241 |
| Purchases of premises and equipment | 1,748 | 7,185 | 9,261 |
| Proceeds from sales of premises and equipment | 1,050 | 75,298 | 11,458 |
| Net proceeds from sale of oreo | 312 | 0 | 2,299 |
| Expenditures for capitalized software | 5,252 | 4,517 | 14,688 |
| (purchases) redemptions of fhlb and other restricted stock, net | -9,887 | 161 | 38 |
| Net cash paid for acquisitions | - | -143 | 137,517 |
| Purchase of bank owned life insurance | - | 0 | - |
| Acquired intangible assets | 0 | 0 | 124 |
| Net cash provided by (used in) investing activities | -171,366 | 70,496 | -595,975 |
| Net increase (decrease) in deposits | 749,723 | -5,030 | 134,426 |
| Increase (decrease) in customer repurchase agreements | - | 0 | - |
| Increase (decrease) in federal home loan bank advances | - | 250,000 | - |
| Repayment of other borrowings | - | 0 | - |
| Increase (decrease) in federal home loan bank advances | -500,000 | - | 250,000 |
| Preferred stock dividends | 801 | 802 | 2,404 |
| Stock option exercises, net | -211 | 102 | 218 |
| Proceeds from employee stock purchase plan common stock issuance | 1,160 | 1 | 2,484 |
| Purchase of treasury stock, net | 92 | 0 | 2,227 |
| Net cash provided by (used in) financing activities | 499,779 | -5,729 | 382,497 |
| Net increase (decrease) in cash and cash equivalents | 333,468 | 101,249 | -182,895 |
| Cash and cash equivalents at beginning of period | 248,471 | 147,222 | 330,117 |
| Cash and cash equivalents at end of period | 581,939 | 248,471 | 147,222 |
Triumph Financial, Inc. (TFIN-P)
Triumph Financial, Inc. (TFIN-P)