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Triumph Financial, Inc. (TFIN-P)

Triumph Financial, Inc. (TFIN-P)

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Cash Flow Overview

Change in Cash
$314,872K
Free Cash flow
$42,661K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase (decrease) in depos...
    • Proceeds from maturities, calls,...
    • Increase (decrease) in other lia...
    • Others
Negative Cash Flow Breakdown
    • Net change in loans
    • Repayment of long term federal h...
    • Origination of loans held for sa...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
11,370
6,355
19,214
6,145
Depreciation
2,763
2,883
3,273
11,600
Net accretion on loans
15
100
819
2,066
Amortization of subordinated notes issuance costs
50
50
50
167
Amortization of junior subordinated debentures
167
163
162
477
Net (accretion) amortization on securities
-25
68
105
349
Amortization of intangible assets
2,486
2,516
2,826
8,756
Software amortization
3,477
3,300
3,081
7,725
Deferred taxes, net
2,733
4,923
-1,355
7,646
Credit loss expense (benefit)
2,736
-607
-1,764
4,912
Stock based compensation
4,109
3,418
3,739
10,274
Net (gains) losses on sale or call of debt securities
-
-
0
-
Net (gains) losses on equity securities
-19
-29
-1,193
213
Net oreo (gains) losses and valuation adjustments
-163
102
0
304
Net (gains) losses on disposal of premises and equipment
-1,779
606
14,449
441
Origination of loans held for sale
5,520
5,539
2,609
13,747
Proceeds from sale of loans originated or purchased for sale
7,028
3,272
10,410
6,955
Net (gains) losses on sale of loans
100
87
71
443
Net change in operating leases
-389
-156
-140
-351
Change in estimated fair value of indemnification asset
-
-
-
605
Change in estimated fair value of revenue share asset
190
122
-38
47
(increase) decrease in other assets
521
3,977
-8,213
14,543
Increase (decrease) in other liabilities
13,614
-10,734
6,276
-2,269
Net cash provided by (used in) operating activities
46,164
5,055
36,482
30,583
Proceeds from sales of equity securities
-
-
0
94
Purchases of securities available for sale
0
0
0
105,000
Proceeds from sales of securities available for sale
-
-
0
-
Proceeds from maturities, calls, and pay downs of securities available for sale
71,417
23,613
14,095
110,253
Proceeds from maturities, calls, and pay downs of securities held to maturity
158
43
33
196
Purchases of loans held for investment
193
3,489
11,499
22,663
Proceeds from sale of loans
535
0
5,636
18,257
Net change in loans
290,335
195,782
1,347
449,241
Purchases of premises and equipment
3,503
1,748
7,185
9,261
Proceeds from sales of premises and equipment
170
1,050
75,298
11,458
Net proceeds from sale of oreo
9,812
312
0
2,299
Expenditures for capitalized software
5,028
5,252
4,517
14,688
(purchases) redemptions of fhlb and other restricted stock, net
-1,195
-9,887
161
38
Purchase of bank owned life insurance
-
-
0
-
Net cash paid for acquisitions
0
-
-143
137,517
Acquired intangible assets
39
0
0
124
Net cash provided by (used in) investing activities
-215,811
-171,366
70,496
-595,975
Net increase (decrease) in deposits
517,450
749,723
-5,030
134,426
Increase (decrease) in customer repurchase agreements
-
-
0
-
Increase (decrease) in federal home loan bank advances
-
-
250,000
-
Increase (decrease) in short term federal home loan bank advances
0
-500,000
-
250,000
Repayment of other borrowings
-
-
0
-
Repayment of long term federal home loan bank advances
30,000
-
-
-
Preferred stock dividends
802
801
802
2,404
Stock option exercises, net
0
-211
102
218
Proceeds from employee stock purchase plan common stock issuance
0
1,160
1
2,484
Purchase of treasury stock, net
2,129
92
0
2,227
Net cash provided by (used in) financing activities
484,519
499,779
-5,729
382,497
Net increase (decrease) in cash and cash equivalents
314,872
333,468
101,249
-182,895
Cash and cash equivalents at beginning of period
581,939
248,471
147,222
330,117
Cash and cash equivalents at end of period
896,811
581,939
248,471
147,222
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase(decrease) in deposits$517,450K Increase (decrease) inother liabilities$13,614K Net income$11,370K Proceeds from sale ofloans originated or...$7,028K Stock basedcompensation$4,109K Software amortization$3,477K Depreciation$2,763K Credit loss expense(benefit)$2,736K Deferred taxes, net$2,733K Amortization of intangibleassets$2,486K Net (gains) losseson disposal of...-$1,779K Change in estimatedfair value of revenue...$190K Amortization of juniorsubordinated debentures$167K Net oreo (gains)losses and valuation...-$163K Amortization of subordinatednotes issuance costs$50K Net (accretion)amortization on securities-$25K Net (gains) losseson equity...-$19K Net cash provided by(used in) financing...$484,519K Net cash provided by(used in) operating...$46,164K Canceled cashflow$32,931K Canceled cashflow$6,545K Net increase(decrease) in cash and cash...$314,872K Canceled cashflow$215,811K Repayment of long termfederal home loan bank...$30,000K Purchase of treasurystock, net$2,129K Preferred stock dividends$802K Proceeds frommaturities, calls, and pay...$71,417K Net proceeds fromsale of oreo$9,812K (purchases) redemptions offhlb and other...-$1,195K Proceeds from sale ofloans$535K Proceeds from sales ofpremises and equipment$170K Proceeds frommaturities, calls, and pay...$158K Origination of loans held forsale$5,520K (increase) decrease inother assets$521K Net change inoperating leases-$389K Net (gains) losseson sale of loans$100K Net accretion onloans$15K Net cash provided by(used in) investing...-$215,811K Canceled cashflow$83,287K Net change in loans$290,335K Expenditures for capitalizedsoftware$5,028K Purchases of premises andequipment$3,503K Purchases of loans held forinvestment$193K Acquired intangibleassets$39K