| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 6,145 | 4,437 |
| Depreciation | 11,600 | 7,899 |
| Net accretion on loans | 2,066 | 778 |
| Amortization of subordinated notes issuance costs | 167 | 118 |
| Amortization of junior subordinated debentures | 477 | 314 |
| Net (accretion) amortization on securities | 349 | 216 |
| Amortization of intangible assets | 8,756 | 5,800 |
| Software amortization | 7,725 | 4,857 |
| Deferred taxes, net | 7,646 | 4,164 |
| Credit loss expense (benefit) | 4,912 | 628 |
| Stock based compensation | 10,274 | 6,261 |
| Net (gains) losses on equity securities | 213 | 81 |
| Net oreo (gains) losses and valuation adjustments | 304 | 0 |
| Net (gains) losses on disposal of premises and equipment | 441 | 443 |
| Origination of loans held for sale | 13,747 | 8,627 |
| Proceeds from sale of loans originated or purchased for sale | 6,955 | 8,101 |
| Net (gains) losses on sale of loans | 443 | 324 |
| Net change in operating leases | -351 | -217 |
| Change in estimated fair value of indemnification asset | 605 | 409 |
| Change in estimated fair value of revenue share asset | 47 | -274 |
| (increase) decrease in other assets | 14,543 | 36,001 |
| Increase (decrease) in other liabilities | -2,269 | 10,152 |
| Net cash provided by (used in) operating activities | 30,583 | 6,179 |
| Proceeds from sales of equity securities | 94 | - |
| Purchases of securities available for sale | 105,000 | 105,000 |
| Proceeds from maturities, calls, and pay downs of securities available for sale | 110,253 | 95,028 |
| Proceeds from maturities, calls, and pay downs of securities held to maturity | 196 | 135 |
| Purchases of loans held for investment | 22,663 | 21,742 |
| Proceeds from sale of loans | 18,257 | 13,795 |
| Net change in loans | 449,241 | 406,345 |
| Purchases of premises and equipment | 9,261 | 7,294 |
| Proceeds from sales of premises and equipment | 11,458 | 11,455 |
| Net proceeds from sale of oreo | 2,299 | 0 |
| Expenditures for capitalized software | 14,688 | 9,897 |
| (purchases) redemptions of fhlb and other restricted stock, net | 38 | -715 |
| Net cash paid for acquisitions | 137,517 | 137,517 |
| Acquired intangible assets | 124 | 124 |
| Net cash provided by (used in) investing activities | -595,975 | -566,791 |
| Net increase (decrease) in deposits | 134,426 | 365,278 |
| Increase (decrease) in federal home loan bank advances | 250,000 | 150,000 |
| Preferred stock dividends | 2,404 | 1,603 |
| Stock option exercises, net | 218 | 25 |
| Proceeds from employee stock purchase plan common stock issuance | 2,484 | 1,368 |
| Purchase of treasury stock, net | 2,227 | 2,227 |
| Net cash provided by (used in) financing activities | 382,497 | 512,841 |
| Net increase (decrease) in cash and cash equivalents | -182,895 | -47,771 |
| Cash and cash equivalents at beginning of period | 330,117 | - |
| Cash and cash equivalents at end of period | 147,222 | - |
Triumph Financial, Inc. (TFIN)
Triumph Financial, Inc. (TFIN)