For the year ending 2025-12-31, TFIN had -$81,646K decrease in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 25,359 |
| Depreciation | 14,873 |
| Net accretion on loans | 2,885 |
| Amortization of subordinated notes issuance costs | 217 |
| Amortization of junior subordinated debentures | 639 |
| Net (accretion) amortization on securities | 454 |
| Amortization of intangible assets | 11,582 |
| Software amortization | 10,806 |
| Deferred taxes, net | 6,291 |
| Credit loss expense (benefit) | 3,148 |
| Stock based compensation | 14,013 |
| Net (gains) losses on sale or call of debt securities | 0 |
| Net (gains) losses on equity securities | -980 |
| Net oreo (gains) losses and valuation adjustments | 304 |
| Net (gains) losses on disposal of premises and equipment | 14,890 |
| Origination of loans held for sale | 16,356 |
| Proceeds from sale of loans originated or purchased for sale | 17,365 |
| Net (gains) losses on sale of loans | 514 |
| Net change in operating leases | -491 |
| Change in estimated fair value of revenue share asset | 9 |
| (increase) decrease in other assets | 6,330 |
| Increase (decrease) in other liabilities | 4,007 |
| Net cash provided by (used in) operating activities | 67,065 |
| Purchases of securities available for sale | 105,000 |
| Proceeds from sales of securities available for sale | 0 |
| Proceeds from maturities, calls, and pay downs of securities available for sale | 124,348 |
| Proceeds from maturities, calls, and pay downs of securities held to maturity | 229 |
| Proceeds from sales of equity securities | 94 |
| Purchases of loans held for investment | 34,162 |
| Proceeds from sale of loans | 23,893 |
| Net change in loans | 450,588 |
| Purchases of premises and equipment | 16,446 |
| Proceeds from sales of premises and equipment | 86,756 |
| Expenditures for capitalized software | 19,205 |
| Net proceeds from sale of oreo | 2,299 |
| (purchases) redemptions of fhlb and other restricted stock, net | 199 |
| Purchase of bank owned life insurance | 0 |
| Acquired intangible assets | 124 |
| Net cash paid for acquisitions | 137,374 |
| Net cash provided by (used in) investing activities | -525,479 |
| Net increase (decrease) in deposits | 129,396 |
| Increase (decrease) in customer repurchase agreements | 0 |
| Increase (decrease) in federal home loan bank advances | 250,000 |
| Repayment of other borrowings | 0 |
| Preferred stock dividends | 3,206 |
| Stock option exercises, net | 320 |
| Proceeds from employee stock purchase plan common stock issuance | 2,485 |
| Purchase of treasury stock, net | 2,227 |
| Net cash provided by (used in) financing activities | 376,768 |
| Net increase (decrease) in cash and cash equivalents | -81,646 |
| Cash and cash equivalents at beginning of period | 330,117 |
| Cash and cash equivalents at end of period | 248,471 |
Triumph Financial, Inc. (TFIN)
Triumph Financial, Inc. (TFIN)