For the quarter ending 2025-09-30, TIPT had $4,512K increase in cash & cash equivalents over the period. $133,382K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income (loss) | 15,610 | 44,072 |
| Net realized and unrealized gains (losses) | 34,879 | 27,475 |
| Non-cash compensation expense | 5,594 | 11,486 |
| Amortization/accretion of premiums and discounts | 477 | 3,263 |
| Depreciation and amortization expense | 5,259 | 9,805 |
| Non-cash lease expense | 1,739 | 3,580 |
| Deferred provision (benefit) for income taxes | 15,289 | 22,630 |
| Amortization of deferred financing costs | 487 | 912 |
| Change in fair value of liability classified warrants | 16,967 | 593 |
| Other | -506 | -50 |
| Mortgage loans originated for sale | 252,082 | 453,620 |
| Proceeds from the sale of mortgage loans originated for sale | 249,354 | 478,116 |
| (increase) decrease in notes and accounts receivable | -73,936 | 115,310 |
| (increase) decrease in reinsurance recoverable | 108,862 | 243,917 |
| (increase) decrease in prepaid reinsurance premiums | 57,021 | -2,309 |
| (increase) decrease in deferred acquisition costs | -388 | 7,306 |
| (increase) decrease in other assets | 1,279 | 1,625 |
| Increase (decrease) in unearned premiums | 60,466 | 93,570 |
| Increase (decrease) in policy liabilities and unpaid claims | 112,209 | 205,412 |
| Increase (decrease) in deferred revenue | -13,059 | -28,209 |
| Increase (decrease) in reinsurance payable | 20,241 | 7,181 |
| Increase (decrease) in other liabilities and accrued expenses | 26,060 | -10,959 |
| Net cash provided by (used in) operating activities | 135,434 | -12,068 |
| Purchases of investments | 557,965 | 348,467 |
| Proceeds from sales and maturities of investments | 420,690 | 339,880 |
| Purchases of property, plant and equipment | 2,052 | 2,306 |
| Proceeds from notes receivable | 29,999 | 70,034 |
| Issuance of notes receivable | 23,631 | 49,073 |
| Net cash provided by (used in) investing activities | -132,959 | 10,068 |
| Dividends paid | 3,859 | 7,717 |
| Non-controlling interest (redemptions) contributions | 2,725 | -2,725 |
| Cash (paid) received in connection with vested or exercised stock awards | -9,285 | - |
| Payment of debt issuance costs | 6 | 2,340 |
| Proceeds from borrowings and mortgage notes payable | 293,367 | 677,440 |
| Principal paydowns of borrowings and mortgage notes payable | 279,379 | 610,170 |
| Net cash provided by (used in) financing activities | 3,563 | 54,488 |
| Effect of exchange rate changes on cash | -1,526 | 6,296 |
| Net increase (decrease) in cash, cash equivalents and restricted cash | 4,512 | 58,784 |
| Cash and cash equivalents at beginning of period | 416,264 | - |
| Cash and cash equivalents at end of period | 479,560 | - |
TIPTREE INC. (TIPT)
TIPTREE INC. (TIPT)