For the quarter ending 2026-03-31, TMP had $38,632K increase in cash & cash equivalents over the period. $71,106K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 26,074 | 96,248 | 23,673 | 21,471 |
| Provision for credit loss expense | 1,502 | 977 | 2,490 | 2,780 |
| Depreciation and amortization of premises, equipment, and software | 2,307 | 2,084 | 1,988 | 2,058 |
| Amortization of intangible assets | 0 | 27 | 97 | 84 |
| Gain on sale of tia | - | 188,241 | - | - |
| Transaction costs related to the sale of tia | - | 11,586 | - | - |
| Earnings from corporate owned life insurance | 645 | 513 | 509 | 778 |
| Net amortization on securities | 2,858 | 1,948 | 949 | 678 |
| Amortization/accretion related to purchase accounting | -60 | -80 | -62 | -64 |
| Current year tax liability | -6,606 | -37,457 | - | - |
| Deferred income tax (benefit) expense | - | -1,355 | - | - |
| Net (gain) loss on securities transactions | -5 | -78,715 | 11 | 1 |
| Net gain on sale of loans originated for sale | 705 | 527 | 589 | 591 |
| Proceeds from sale of loans originated for sale | 25,124 | 22,745 | 29,352 | 35,630 |
| Loans originated for sale | - | 89,317 | - | - |
| (increase)/decrease in loans originated for sale | 19,652 | - | - | - |
| Loans originated for sale | - | - | 27,336 | 23,925 |
| Loans held for sale | - | 43,440 | - | - |
| (increase)/decrease in loans held for sale | -43,386 | - | - | - |
| Net gain on sale of bank premises and equipment | 34 | -26 | 13 | 12 |
| Net excess tax (expense) benefit from stock based compensation | - | -79 | -1 | 11 |
| Stock-based compensation expense | 877 | 521 | 1,050 | 972 |
| Increase in accrued interest receivable | 1,361 | 757 | -664 | 1,733 |
| Increase in accrued interest payable | -577 | -327 | 6 | 919 |
| Other, net | 6,553 | 552 | -5,049 | 5,138 |
| Net cash provided by operating activities | 73,436 | -37,203 | 34,901 | 18,947 |
| Proceeds from maturities, calls and principal paydowns of available-for-sale debt securities | 48,499 | 42,726 | 65,772 | 89,513 |
| Proceeds from sales of available-for-sale debt securities | - | 485,516 | 0 | - |
| Purchases of available-for-sale debt securities | 62,049 | 615,629 | 65,544 | 95,486 |
| Net increase in loans | 36,801 | 157,031 | 118,188 | 122,857 |
| Proceeds from sale/redemptions of federal home loan bank stock | 30,538 | 43,094 | 37,973 | 27,084 |
| Purchases of federal home loan bank and other stock | 25,419 | 48,319 | 27,927 | 35,086 |
| Proceeds from sale of bank premises and equipment | 51 | 2,388 | 16 | 31 |
| Purchases of bank premises, equipment and software | 2,330 | 3,899 | 1,000 | 669 |
| Purchase of corporate owned life insurance | 2 | 2 | 0 | 0 |
| Proceeds from redemption of corporate owned life insurance | - | 0 | 16 | 1,006 |
| Proceeds from sale of other real estate owned | 0 | -5 | -534 | -16,130 |
| Net proceeds from the sale of tia | - | 220,665 | - | - |
| Other, net | - | 0 | 0 | 0 |
| Net cash (used in) provided by investing activities | -47,513 | -30,486 | -108,348 | -136,465 |
| Net increase in demand, money market, and savings deposits | 122,412 | -171,650 | 321,165 | -80,100 |
| Net (decrease) increase in time deposits | -5,944 | 56,420 | 16,171 | 42,455 |
| Net increase in federal funds purchased and securities sold under agreements to repurchase | 22,564 | 14,765 | -46,307 | 4,126 |
| Increase in other borrowings | 0 | 123,500 | -32,830 | 228,776 |
| Repayment of other borrowings | 115,000 | 3,920 | 195,000 | 49,327 |
| Cash dividends | 9,547 | 9,569 | 8,833 | 8,857 |
| Common stock issued | 42 | 30 | 31 | 30 |
| Repurchase of common stock | 1,816 | 1,650 | - | - |
| Net shares issued related to restricted stock awards | 0 | -891 | 0 | -96 |
| Net proceeds from exercise of stock options | 2 | 21 | 9 | 3 |
| Net cash provided by (used in) financing activities | 12,709 | 7,014 | 54,388 | 137,004 |
| Net increase in cash and cash equivalents | 38,632 | -60,675 | -19,059 | 19,486 |
| Cash and cash equivalents, beginning of the period | 132,817 | 193,492 | 212,551 | 193,065 |
| Total cash and cash equivalents at end of period | 171,449 | 132,817 | 193,492 | 212,551 |
TOMPKINS FINANCIAL CORP (TMP)
TOMPKINS FINANCIAL CORP (TMP)