For the quarter ending 2025-09-30, TMP had -$19,059K decrease in cash & cash equivalents over the period. $33,901K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 | 2025-03-31 |
|---|---|---|---|
| Net income attributable to tompkins financial corporation | 23,673 | 21,471 | 19,679 |
| Provision for credit loss expense | 2,490 | 2,780 | 5,287 |
| Depreciation and amortization of premises, equipment, and software | 1,988 | 2,058 | 2,195 |
| Amortization of intangible assets | 97 | 84 | 84 |
| Earnings from corporate owned life insurance | 509 | 778 | 615 |
| Net amortization on securities | 949 | 678 | 393 |
| Amortization/accretion related to purchase accounting | -62 | -64 | -63 |
| Net gain on securities transactions | 11 | 1 | 14 |
| Net gain on sale of loans originated for sale | 589 | 591 | 454 |
| Proceeds from sale of loans originated for sale | 29,352 | 23,594 | 12,036 |
| Loans originated for sale | 27,336 | 23,925 | 11,300 |
| Net loss (gain) on sale of bank premises and equipment | 13 | 12 | -27 |
| Net excess tax (expense) benefit from stock-based compensation | -1 | 11 | - |
| Stock-based compensation expense | 1,050 | 972 | 943 |
| Increase in accrued interest receivable | -664 | 1,733 | 48 |
| Increase in accrued interest payable | 6 | 919 | -532 |
| Other, net | -5,049 | 5,138 | 4,607 |
| Net cash provided by operating activities | 34,901 | 18,947 | 22,225 |
| Proceeds from maturities, calls and principal paydowns of available-for-sale debt securities | 65,772 | 89,513 | 29,979 |
| Proceeds from sales of available-for-sale debt securities | 0 | - | - |
| Purchases of available-for-sale debt securities | 65,544 | 95,486 | 35,922 |
| Net increase in loans | 118,188 | 122,857 | 47,398 |
| Proceeds from sale/redemptions of federal home loan bank stock | 37,973 | 27,084 | 36,258 |
| Purchases of federal home loan bank and other stock | 27,927 | 35,086 | 23,130 |
| Proceeds from sale of bank premises and equipment | 16 | 31 | 0 |
| Purchases of bank premises, equipment and software | 1,000 | 669 | 1,353 |
| Purchase of corporate owned life insurance | 0 | 0 | 0 |
| Proceeds from redemption of corporate owned life insurance | 16 | 1,006 | 0 |
| Proceeds from sale of other real estate owned | -534 | -16,130 | 16,131 |
| Other, net | 0 | 0 | 0 |
| Net cash (used in) provided by investing activities | -108,348 | -136,465 | -25,435 |
| Net increase in demand, money market, and savings deposits | 321,165 | -80,100 | 166,524 |
| Net increase in time deposits | 16,171 | 42,455 | 115,234 |
| Net increase in federal funds purchased and securities sold under agreements to repurchase | -46,307 | 4,126 | 85,949 |
| Increase in other borrowings | -32,830 | 228,776 | 48,000 |
| Repayment of other borrowings | 195,000 | 49,327 | 345,000 |
| Cash dividends | 8,833 | 8,857 | 8,833 |
| Common stock issued | 31 | 30 | 28 |
| Net shares issued related to restricted stock awards | 0 | -96 | -25 |
| Net proceeds from exercise of stock options | 9 | 3 | - |
| Net cash provided by (used in) financing activities | 54,388 | 137,004 | 61,877 |
| Net increase in cash and cash equivalents | -19,059 | 19,486 | 58,667 |
| Cash and cash equivalents at beginning of period | 212,551 | 193,065 | 134,398 |
| Cash and cash equivalents at end of period | 193,492 | 212,551 | 193,065 |
TOMPKINS FINANCIAL CORP (TMP)
TOMPKINS FINANCIAL CORP (TMP)