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For the year ending 2025-12-31, TRV has $143,708M in assets. $110,814M in debts.

Balance Sheets Overview

Debt to Asset Ratio
77.11%
Assets Breakdown
    • Fixed maturities, available for ...
    • Premiums receivable (net of allo...
    • Reinsurance recoverables (net of...
    • Others
Liabilities Breakdown
    • Claims and claim adjustment expe...
    • Retained earnings
    • Treasury stock, at cost (575.9 a...
    • Others

Unit: Million (M) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Fixed maturities, available for sale, at fair value (amortized cost 91,717 and 88,277 allowance for expected credit losses of 3 and 2)
89,833 83,666 77,807 71,160
Equity securities, at fair value (cost 457 and 544)
618 687 608 807
Real estate investments
900 902 959 952
Short-term securities
5,716 4,766 5,137 3,470
Other investments
4,115 4,202 4,299 4,065
Total investments
101,182 94,223 88,810 80,454
Cash (including restricted cash of 132 and 131)
842 699 650 799
Investment income accrued
877 752 688 650
Premiums receivable (net of allowance for expected credit losses of 58 and 58)
10,992 11,110 10,282 8,922
Reinsurance recoverables (net of allowance for estimated uncollectible reinsurance of 129 and 119)
7,886 8,000 8,143 8,063
Ceded unearned premiums
1,283 1,202 1,150 1,024
Deferred acquisition costs
3,518 3,494 3,306 2,836
Deferred taxes
887 1,762 1,504 1,877
Contractholder receivables (net of allowance for expected credit losses of 16 and 18)
3,010 3,171 3,249 3,579
Goodwill
4,066 4,233 3,976 3,952
Intangible assets subject to amortization, gross carrying amount
408 407 304 300
Intangible assets not subject to amortization
-226 226 226
Intangible assets subject to amortization, accumulated amortization
297 ---
Total other intangible assets, gross carrying amount
-633 530 526
Intangible assets subject to amortization, net
111 ---
Intangible assets subject to amortization, accumulated amortization
-273 253 239
Intangible assets not subject to amortization
226 ---
Other intangible assets
336 360 277 287
Other assets
4,279 4,183 3,943 3,274
Assets held for sale
4,550 ---
Total assets
143,708 133,189 125,978 115,717
Claims and claim adjustment expense reserves
65,737 64,093 61,627 58,649
Unearned premium reserves
22,431 22,289 20,872 18,240
Contractholder payables
3,026 3,189 3,269 3,596
Payables for reinsurance premiums
529 550 518 419
Deferred taxes
---0
Commercial paper
100 100 100 100
Current maturities of long-term debt-Senior Notes-Senior Notes7.75Percent Due April2026
200 ---
Total short-term debt
300 100 100 100
Senior Notes-Senior Notes7.75Percent Due April2026
0 ---
Junior Subordinated Debentures7.625Percent Due December2027-Junior Subordinated Debt
125 ---
Senior Notes-Senior Notes6.375Percent Due March2033
500 ---
Senior Notes-Senior Notes5.05Due July2035
500 ---
Senior Notes-Senior Notes6.75Percent Due June2036
400 ---
Senior Notes-Senior Notes6.25Percent Due June2037
800 ---
Senior Notes-Senior Notes5.35Percent Due November2040
750 ---
Senior Notes-Senior Notes4.60Percent Due August2043
500 ---
Senior Notes-Senior Notes4.30Percent Due August2045
400 ---
Junior Subordinated Debentures8.50Percent Due December2045-Junior Subordinated Debt
56 ---
Senior Notes-Senior Notes3.75Percent Due May2046
500 ---
Junior Subordinated Debentures8.312Percent Due July2046-Junior Subordinated Debt
73 ---
Senior Notes-Senior Notes4.00Percent Due May2047
700 ---
Senior Notes-Senior Notes4.05Due March72048
500 ---
Senior Notes-Senior Notes4.10Due March2049
500 ---
Senior Notes-Senior Notes255Due April2050
500 ---
Senior Notes-Senior Notes3050Due June2051
750 ---
Senior Notes-Senior Notes545Due May2053
750 ---
Senior Notes-Senior Notes5.70Due July2055
750 ---
Total long-term debt
9,054 8,004 8,004 7,254
Total debt principal
9,354 8,104 8,104 7,354
Unamortized fair value adjustment
31 34 35 38
Unamortized debt issuance costs
118 105 108 100
Debt
9,267 8,033 8,031 7,292
Other liabilities
7,282 7,171 6,740 5,961
Liabilities held for sale
2,542 ---
Total liabilities
110,814 105,325 101,057 94,157
Common stock (1,750.0 shares authorized 217.5 and 226.6 shares issued and outstanding)
25,910 25,452 24,906 24,565
Retained earnings
54,931 49,630 45,591 43,516
Accumulated other comprehensive loss
-2,500 -4,967 -4,471 -6,445
Treasury stock, at cost (559.2 and 553.5 shares)
--41,105 40,076
Treasury stock, at cost (575.9 and 564.3 shares)
45,447 42,251 --
Total shareholders equity
32,894 27,864 24,921 21,560
Total liabilities and shareholders equity
143,708 133,189 125,978 115,717
Unit: Million (M) dollars

Time Plot

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Balance Sheets

Intangible assets subjectto amortization,...$408M Intangible assets notsubject to amortization$226M Intangible assets subjectto amortization,...$111M Other investments$4,115M Short-term securities$5,716M Real estateinvestments$900M Equity securities, atfair value (cost 457...$618M Fixed maturities,available for sale, at fair...$89,833M Intangible assets subjectto amortization,...$297M Assets held for sale$4,550M Other assets$4,279M Other intangibleassets$336M Goodwill$4,066M Contractholder receivables(net of allowance for...$3,010M Deferred taxes$887M Deferred acquisitioncosts$3,518M Ceded unearnedpremiums$1,283M Reinsurance recoverables(net of allowance for...$7,886M Premiums receivable (netof allowance for...$10,992M Investment income accrued$877M Cash (includingrestricted cash of 132 and...$842M Total investments$101,182M Total assets$143,708M Total liabilities andshareholders equity$143,708M Total shareholdersequity$32,894M Total liabilities$110,814M Treasury stock, at cost(575.9 and 564.3...$45,447M Accumulated othercomprehensive loss-$2,500M Retained earnings$54,931M Liabilities held for sale$2,542M Other liabilities$7,282M Debt$9,267M Payables for reinsurancepremiums$529M Contractholder payables$3,026M Unearned premiumreserves$22,431M Claims and claimadjustment expense...$65,737M Common stock (1,750.0shares authorized...$25,910M Unamortized debt issuancecosts$118M Unamortized fair valueadjustment$31M Total debt principal$9,354M Total long-term debt$9,054M Total short-term debt$300M Senior Notes-SeniorNotes5.70Due July2055$750M Senior Notes-SeniorNotes545Due May2053$750M Senior Notes-SeniorNotes3050Due June2051$750M Senior Notes-SeniorNotes255Due April2050$500M Senior Notes-SeniorNotes4.10Due March2049$500M Senior Notes-SeniorNotes4.05Due March72048$500M Senior Notes-SeniorNotes4.00Percent Due May2047$700M Junior SubordinatedDebentures8.312Percent Due...$73M Senior Notes-SeniorNotes3.75Percent Due May2046$500M Junior SubordinatedDebentures8.50Percent Due...$56M Senior Notes-SeniorNotes4.30Percent Due August2045$400M Senior Notes-SeniorNotes4.60Percent Due August2043$500M Senior Notes-SeniorNotes5.35Percent Due...$750M Senior Notes-SeniorNotes6.25Percent Due June2037$800M Senior Notes-SeniorNotes6.75Percent Due June2036$400M Senior Notes-SeniorNotes5.05Due July2035$500M Senior Notes-SeniorNotes6.375Percent Due March2033$500M Junior SubordinatedDebentures7.625Percent Due...$125M Current maturities oflong-term debt-Senior...$200M Commercial paper$100M

TRAVELERS COMPANIES, INC. (TRV)

TRAVELERS COMPANIES, INC. (TRV)