Financial insights of TSBK

MyFinsight

For the quarter ending 2025-12-31.

Income Overview

Net Income
$8,216K
EPS
$1.04
Unit: Thousand (K) dollars

Income Statement	2025-12-31	2025-09-30	2025-06-30	2024-06-30
Total interest expense	-	-	-	8,158
Loans receivable and loans held for sale	22,673	26,662*	21,411	19,537
Investment securities	1,862	2,005*	2,064	2,335
Dividends from mutual funds, fhlb stock and other investments	82	86*	83	94
Interest-bearing deposits in banks and cds	2,578	2,262*	1,986	2,173
Total interest and dividend income	27,195	31,015*	25,544	24,139
Deposits	8,043	8,109*	7,721	7,938
Fhlb borrowings	203	202*	201	220
Total interest expense	8,246	8,311*	7,922	-
Net interest income	18,949	22,704*	17,622	15,981
Provision for credit gaines - loans	16	-200*	351	264
Recapture of credit losses - investment securities	-2	-12*	-4	-12
Recapture of credit gaines - unfunded commitments	-49	-174*	93	-8
Total provision for (recapture of) credit gaines - net	-35	-386*	440	244
Net interest income after provision for (recapture of) credit losses	18,984	23,090*	17,182	15,737
Net recoveries on investment securities	-5	-3*	-	-2
Gain on sales of investment securities, net	-	6*	-	-
Revenue from contract with customer-Deposit Account	989	979*	-	-
Revenue from contract with customer-Credit And Debit Card	1,194	1,883*	-	-
Revenue from contract with customer	-	-	-	2,311
Boli net earnings	158	426*	-	158
Gain on sales of loans, net	78	128*	-	68
Revenue from contract with customer-Asset Management1	24	24*	-	-
Revenue from contract with customer-Servicing Income On Loans Sold	53	35*	-	-
Other, net	263	244*	-	234
Total non-interest income, net	2,764	3,727*	2,875	2,791
Salaries and employee benefits	6,453	6,447*	5,825	5,928
Premises and equipment	1,074	1,193*	973	1,011
Gain on sales/dispositions of premises and equipment, net	-	0*	-	-
Advertising	192	215*	182	211
Oreo and other repossessed assets, net	5	-4*	8	-
Atm and debit card interchange transaction fees	582	305*	658	580
Postage and courier	143	133*	137	130
Gain on sales/dispositions of premises and equipment, net	-	-	0	3
State and local taxes	457	-28*	570	335
Professional fees	316	653*	341	335
Federal deposit insurance corporation ('fdic') insurance	221	218*	211	208
Loan administration and foreclosure	80	237*	99	156
Technology and communications	1,055	1,390*	993	1,086
Deposit operations	347	312*	345	450
Amortization of cdi	34	45*	45	56
Other	472	770*	780	586
Total non-interest expense, net	11,431	11,886*	11,167	11,069
Income before income taxes	10,317	14,931	8,890	7,459
Provision for income taxes	2,101	-	1,790	1,535
Net income	8,216	-	7,100	5,924

Basic EPS	1.04	1.88	0.9	0.74
Diluted EPS	1.04	1.87	0.9	0.74
Basic Average Shares	7,885,656	7,941,078	7,893,308	8,004,552
Diluted Average Shares	7,923,037	7,983,490	7,921,762	8,039,345

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$8,216K
EPS
$1.04
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$8,216K
EPS
$1.04
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$8,216KEPS$1.04Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$8,216KEPS$1.04Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$8,216K
EPS
$1.04
Unit: Thousand (K) dollars

Net Income
$8,216K
EPS
$1.04
Unit: Thousand (K) dollars