TIMBERLAND BANCORP INC (TSBK)
2025-06-30 | 2024-06-30 | |||
|---|---|---|---|---|
| Revenue from contract with customer | - | 2,311 | ||
| Other, net | - | 234 | ||
| Gain on sales of loans, net | - | 68 | ||
| Boli net earnings | - | 158 | ||
| Net recoveries on investment securities | - | -2 | ||
| Total non-interest income, net | 2,875 | 2,791 | ||
| Professional fees | 341 | 335 | ||
| Postage and courier | 137 | 130 | ||
| Other | 780 | 586 | ||
| Atm and debit card interchange transaction fees | 658 | 580 | ||
| Salaries and employee benefits | 5,825 | 5,928 | ||
| Technology and communications | 993 | 1,086 | ||
| Gain on sales/dispositions of premises and equipment, net | - | 3 | ||
| Federal deposit insurance corporation ('fdic') insurance | 211 | 208 | ||
| Deposit operations | 345 | 450 | ||
| Premises and equipment | 973 | 1,011 | ||
| State and local taxes | 570 | 335 | ||
| Amortization of cdi | 45 | 56 | ||
| Advertising | 182 | 211 | ||
| Loan administration and foreclosure | 99 | 156 | ||
| Oreo and other repossessed assets, net | 8 | - | ||
| Total non-interest expense, net | 11,167 | 11,069 | ||
| Total interest expense | - | 8,158 | ||
| Fhlb borrowings | 201 | 220 | ||
| Deposits | 7,721 | 7,938 | ||
| Total interest expense | 7,922 | - | ||
| Dividends from mutual funds, fhlb stock and other investments | 83 | 94 | ||
| Investment securities | 2,064 | 2,335 | ||
| Interest-bearing deposits in banks and cds | 1,986 | 2,173 | ||
| Loans receivable and loans held for sale | 21,411 | 19,537 | ||
| Total interest and dividend income | 25,544 | 24,139 | ||
| Net interest income | 17,622 | 15,981 | ||
| Provision for (recapture of) credit losses - unfunded commitments | 93 | -8 | ||
| Provision for credit losses - loans | 351 | 264 | ||
| Recapture of credit losses - investment securities | -4 | -12 | ||
| Total provision for (recapture of) credit losses - net | 440 | 244 | ||
| Net interest income after provision for (recapture of) credit losses | 17,182 | 15,737 | ||
| Income before income taxes | 8,890 | 7,459 | ||
| Provision for income taxes | 1,790 | 1,535 | ||
| Net income | 7,100 | 5,924 | ||
| Basic (in dollars per share) | 0.9 | 0.74 | ||
| Basic (in shares) | 7,893,308 | 8,004,552 | ||
| Diluted (in dollars per share) | 0.9 | 0.74 | ||
| Diluted (in shares) | 7,921,762 | 8,039,345 | ||