Financial insights of TSBK

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$7,131K
EPS
$0.9
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Gain on sales of investment securities, net	-	-	6*	-
Revenue from contract with customer-Deposit Account	934	989	979*	-
Revenue from contract with customer-Credit And Debit Card	1,131	1,194	1,883*	-
Revenue from contract with customer-Asset Management1	28	24	24*	-
Revenue from contract with customer-Servicing Income On Loans Sold	72	53	35*	-
Net recoveries on investment securities	-10	-5	-3*	-
Boli net earnings	155	158	426*	-
Gain on sales of loans, net	236	78	128*	-
Other, net	241	263	244*	-
Total non-interest income, net	2,807	2,764	3,727*	2,875
Loans receivable and loans held for sale	21,793	22,673	26,662*	21,411
Investment securities	1,751	1,862	2,005*	2,064
Dividends from mutual funds, fhlb stock and other investments	77	82	86*	83
Interest-bearing deposits in banks and cds	2,334	2,578	2,262*	1,986
Total interest and dividend income	25,955	27,195	31,015*	25,544
Deposits	7,513	8,043	8,109*	7,721
Fhlb borrowings	198	203	202*	201
Total interest expense	7,711	8,246	8,311*	7,922
Net interest income	18,244	18,949	22,704*	17,622
Provision for credit gaines - loans	523	16	-200*	351
Recapture of credit losses - investment securities	-3	-2	-12*	-4
Provision for (recapture of) credit gaines - unfunded commitments	3	-49	-174*	93
Total provision for (recapture of) credit gaines - net	523	-35	-386*	440
Net interest income after provision for (recapture of) credit losses	17,721	18,984	23,090*	17,182
Salaries and employee benefits	6,469	6,453	6,447*	5,825
Premises and equipment	1,116	1,074	1,193*	973
Gain on sales/dispositions of premises and equipment, net	-	-	0*	-
Advertising	182	192	215*	182
Oreo and other repossessed assets, net	3	5	-4*	8
Atm and debit card interchange transaction fees	471	582	305*	658
Postage and courier	155	143	133*	137
State and local taxes	428	457	-28*	570
Gain on sales/dispositions of premises and equipment, net	-	-	-	0
Professional fees	325	316	653*	341
Federal deposit insurance corporation ('fdic') insurance	228	221	218*	211
Loan administration and foreclosure	141	80	237*	99
Technology and communications	1,177	1,055	1,390*	993
Deposit operations	363	347	312*	345
Amortization of cdi	34	34	45*	45
Other	567	472	770*	780
Total non-interest expense, net	11,659	11,431	11,886*	11,167
Income before income taxes	8,869	10,317	14,931	8,890
Provision for income taxes	1,738	2,101	-	1,790
Net income	7,131	8,216	-	7,100

Basic EPS	0.91	1.04	1.88	0.9
Diluted EPS	0.9	1.04	1.87	0.9
Basic Average Shares	7,875,436	7,885,656	7,941,078	7,893,308
Diluted Average Shares	7,922,232	7,923,037	7,983,490	7,921,762

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$7,131K
EPS
$0.9
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$7,131K
EPS
$0.9
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$7,131KEPS$0.9Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$7,131KEPS$0.9Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$7,131K
EPS
$0.9
Unit: Thousand (K) dollars

Net Income
$7,131K
EPS
$0.9
Unit: Thousand (K) dollars