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Cash Flow Overview

Change in Cash
$10,883K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from loans held for sal...
    • Loan (originations) and principa...
    • Proceeds from maturities, paydow...
    • Others
Negative Cash Flow Breakdown
    • Origination of loans held for sa...
    • Net change in deposits
    • Payments on long-term fhlb advan...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
4,117
4,472
3,890
3,712
Depreciation
329
331
332
387
Amortization of intangibles
5
6
5
6
Net amortization of securities
-14
-12
-15
-97
Amortization of debt issuance costs
6
6
6
7
Provision of credit loss expense
1,083
-305
18
253
Deferred income tax
0
-308
-79
0
Net loss on sales of foreclosed assets
0
0
0
0
Net loss on sales of bank premises and equipment
121
-186
6
-
Net gain on sale of loans
2,667
2,458
2,449
8,476
Stock-based compensation expense
-
-
160
-
Net mortgage servicing rights amortization
19
35
41
164
Origination of loans held for sale
86,041
65,482
95,136
97,036
Proceeds from loans held for sale
91,334
62,818
98,931
109,679
Change in accrued interest receivable
-197
756
-1,537
2,285
Change in bank-owned life insurance
145
144
149
145
Change in other assets
164
297
574
-316
Change in accrued interest payable and other liabilities
-1,382
273
509
276
Net cash provided by (used in) operating activities
6,584
-1,611
7,051
11,959
Proceeds from maturities, paydowns and calls of available-for-sale debt securities
8,680
6,252
4,011
4,143
Purchases of available-for-sale debt securities
2,282
6,888
3,578
6,618
Net redemptions of fhlb stock
0
113
2,094
-
Purchases of fhlb stock
0
-
114
1,575
Loan (originations) and principal collections, net
-21,256
-21,142
16,293
19,846
Proceeds from sales of foreclosed assets
0
0
0
0
Proceeds from sales of bank premises and equipment
169
82
6
-
Purchases of bank premises and equipment, net
790
-93
-70
-405
Net cash provided by (used in) investing activities
27,219
20,608
-13,944
-23,995
Net change in deposits
-12,232
5,115
50,917
-15,770
Net change in securities sold under agreements to repurchase
-442
-1,259
-2,492
-602
Cash dividends paid
679
594
594
1,530
Purchases and retirement of common stock
0
0
241
910
Net change in short-term fhlb advances and other borrowings
-5,000
-22,000
-52,000
35,000
Advances on long-term fhlb advances and other borrowings
0
-
8,000
0
Payments on long-term fhlb advances and other borrowings
5,000
-
0
0
Proceeds from stock options exercised
433
122
154
6
Net cash used in financing activities
-22,920
-18,616
3,744
17,388
Increase in cash and cash equivalents
10,883
381
-3,149
5,352
Beginning of the year
50,020
49,639
52,788
44,976
Ending of the period
60,903
50,020
49,639
52,788
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Loan (originations)and principal...-$21,256K (-844.00%↓ Y/Y)Proceeds frommaturities, paydowns and...$8,680K (-21.99%↓ Y/Y)Proceeds from loans heldfor sale$91,334K (-35.04%↓ Y/Y)Proceeds from sales ofbank premises and...$169K Net income$4,117K (-32.07%↓ Y/Y)Provision of credit lossexpense$1,083K (179.12%↑ Y/Y)Depreciation$329K (-57.27%↓ Y/Y)Change in accruedinterest receivable-$197K (64.63%↑ Y/Y)Net mortgageservicing rights...$19K (112.42%↑ Y/Y)Net amortization ofsecurities-$14K Amortization of debt issuancecosts$6K (-50.00%↓ Y/Y)Amortization of intangibles$5K (-54.55%↓ Y/Y)Net cash provided by(used in) investing...$27,219K (575.03%↑ Y/Y)Net cash provided by(used in) operating...$6,584K (178.58%↑ Y/Y)Canceled cashflow$3,072K Canceled cashflow$90,520K Increase in cash and cashequivalents$10,883K (342.40%↑ Y/Y)Canceled cashflow$22,920K Purchases ofavailable-for-sale debt securities$2,282K (-83.62%↓ Y/Y)Purchases of bank premisesand equipment, net$790K (358.17%↑ Y/Y)Proceeds from stockoptions exercised$433K (1565.38%↑ Y/Y)Origination of loans held forsale$86,041K (-42.56%↓ Y/Y)Net gain on sale ofloans$2,667K (-40.50%↓ Y/Y)Change in accruedinterest payable and...-$1,382K (-685.23%↓ Y/Y)Change in other assets$164K (-82.59%↓ Y/Y)Change in bank-ownedlife insurance$145K (-48.40%↓ Y/Y)Net loss on sales ofbank premises and...$121K Net cash used infinancing activities-$22,920K (-238.33%↓ Y/Y)Canceled cashflow$433K Net change indeposits-$12,232K (-170.62%↓ Y/Y)Payments on long-termfhlb advances and...$5,000K (-66.67%↓ Y/Y)Net change inshort-term fhlb advances...-$5,000K (-155.56%↓ Y/Y)Cash dividends paid$679K (158.17%↑ Y/Y)Net change insecurities sold under...-$442K (-112.56%↓ Y/Y)

Tri-County Financial Group, Inc. (TYFG)

Tri-County Financial Group, Inc. (TYFG)