For the year ending 2025-12-31, TYFG had $4,663K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 13,663 |
| Depreciation | 1,489 |
| Amortization of intangibles | 22 |
| Net amortization of securities | -112 |
| Amortization of debt issuance costs | 25 |
| Provision (recovery) of credit loss expense | 659 |
| Deferred income tax | -308 |
| Net loss (gain) on sales of foreclosed assets | -25 |
| Net gain on sales of bank premises and equipment | 6 |
| Net gain on sale of loans | 10,925 |
| Stock-based compensation expense | 160 |
| Net mortgage servicing rights amortization | 205 |
| Origination of loans held for sale | 341,972 |
| Proceeds from loans held for sale | 349,220 |
| Change in accrued interest receivable | 748 |
| Change in bank-owned life insurance | 575 |
| Change in other assets | 1,200 |
| Change in accrued interest payable and other liabilities | 785 |
| Net cash provided by operating activities | 10,631 |
| Proceeds from maturities, paydowns and calls of available-for-sale debt securities | 19,281 |
| Purchases of available-for-sale debt securities | 24,127 |
| Net redemptions of fhlb stock | 2,094 |
| Purchases of fhlb stock | 2,246 |
| Loan (originations) and principal collections, net | 38,996 |
| Proceeds from sales of foreclosed assets | 794 |
| Proceeds from sales of bank premises and equipment | 6 |
| Purchases of bank premises and equipment, net | -475 |
| Net cash provided by (used in) investing activities | -43,669 |
| Net change in deposits | 30,627 |
| Net change in securities sold under agreements to repurchase | 426 |
| Cash dividends paid | 2,387 |
| Purchases and retirement of common stock | 1,151 |
| Net change in short-term fhlb advances and other borrowings | -8,000 |
| Advances on long-term fhlb advances and other borrowings | 33,000 |
| Payments on long-term fhlb advances and other borrowings | 15,000 |
| Proceeds from stock options exercised | 186 |
| Net cash provided by (used in) financing activities | 37,701 |
| Increase in cash and cash equivalents | 4,663 |
| Beginning of the year | 44,976 |
| Ending of the year | 49,639 |
Tri-County Financial Group, Inc. (TYFG)
Tri-County Financial Group, Inc. (TYFG)