For the quarter ending 2025-09-30, TYFG had $5,352K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net gain on sales of bank premises and equipment | - | 0 |
| Net income | 3,712 | 6,061 |
| Depreciation | 387 | 770 |
| Amortization of intangibles | 6 | 11 |
| Net amortization (accretion) of securities | - | 58 |
| Net amortization of premiums and discounts on securities | -97 | - |
| Amortization of debt issuance costs | 7 | 12 |
| Provision (recovery) of credit loss expense | 253 | 388 |
| Deferred income tax | 0 | -229 |
| Net loss (gain) on sales of foreclosed assets | 0 | -25 |
| Net gain on sale of loans | 8,476 | 4,482 |
| Net mortgage servicing rights amortization | 164 | -153 |
| Origination of loans held for sale | 97,036 | 149,800 |
| Proceeds from loans held for sale | 109,679 | 140,610 |
| Change in accrued interest receivable | 2,285 | -557 |
| Change in bank-owned life insurance | 145 | 281 |
| Change in other assets | -316 | 942 |
| Change in accrued interest payable and other liabilities | 276 | -176 |
| Net cash provided by operating activities | 11,959 | -8,379 |
| Net redemptions of fhlb stock | - | 0 |
| Proceeds from sales of bank premises and equipment | - | 0 |
| Proceeds from maturities, paydowns and calls of available-for-sale debt securities | 4,143 | 11,127 |
| Purchases of available-for-sale debt securities | 6,618 | 13,931 |
| Purchases of fhlb stock | 1,575 | 557 |
| Loan (originations) and principal collections, net | 19,846 | 2,857 |
| Proceeds from sales of foreclosed assets | 0 | 794 |
| Purchases of bank premises and equipment, net | -99 | -306 |
| Net cash provided by (used in) investing activities | -23,995 | -5,730 |
| Net change in deposits | -15,770 | -4,520 |
| Net change in securities sold under agreements to repurchase | -602 | 3,520 |
| Cash dividends paid | - | 1,194 |
| Cash dividends paid | 1,530 | 263 |
| Purchases and retirement of common stock | 910 | - |
| Net change in short-term fhlb advances and other borrowings | 35,000 | 9,000 |
| Advances on long-term fhlb advances and other borrowings | 0 | 25,000 |
| Payments on long-term fhlb advances and other borrowings | 0 | 15,000 |
| Proceeds from stock options exercised | 6 | 26 |
| Net cash provided by (used in) financing activities | 17,388 | 16,569 |
| Increase in cash and cash equivalents | 5,352 | 2,460 |
| Cash and cash equivalents at beginning of period | 44,976 | - |
| Cash and cash equivalents at end of period | 52,788 | - |
Tri-County Financial Group, Inc. (TYFG)
Tri-County Financial Group, Inc. (TYFG)