Financial insights of UFCS

MyFinsight

For the quarter ending 2025-09-30, UFCS made $354,018K in revenue. $39,190K in net income. Net profit margin of 11.07%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Total revenues	354,018	335,473	331,115	322,964
Losses and loss settlement expenses	188,180	193,732	189,696	187,148
Amortization of deferred policy acquisition costs	81,513	74,413	77,354	71,425
Other underwriting expenses	32,124	35,307	39,586	36,454
Interest expense	3,118	2,484	2,483	2,481
Other non-underwriting expenses	407	335	142	481
Total benefits, losses and expenses	305,342	306,271	309,261	297,989
Income (loss) before income taxes	48,676	29,202	21,854	24,975
Income tax expense (benefit)	9,486	6,255	4,154	5,227
Net income (loss)	39,190	22,947	17,700	19,748
Reclassification adjustment for net investment losses included in income	-	-	-	-1,680
Total reclassification adjustments, before tax	-	-	-	-1,680
Income tax effect	-	-	-	-352
Total reclassification adjustments, after tax	-	-	-	-1,328
Change in liability for underfunded employee benefit plans	-	-	-	724
Foreign currency translation adjustment	-	-	-	853
Change in net unrealized gain (loss) on investments	-	-	-	51,745
Other comprehensive income (loss), before tax and reclassification adjustments	-	-	-	51,874
Income tax effect	-	-	-	10,714
Other comprehensive income (loss), after tax, before reclassification adjustments	-	-	-	41,160
Comprehensive income (loss)	-	-	-	62,236

Basic (in dollars per share)	1.54	0.9	0.7	0.78
Basic (in shares)	25,501,551	25,471,114	25,391,281	25,337,147
Diluted (in dollars per share)	1.49	0.87	0.67	0.76
Diluted (in shares)	26,367,501	26,390,660	26,237,647	25,912,313