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For the quarter ending 2026-03-31, UNH had $3,636M increase in cash & cash equivalents over the period. $8,149M in free cash flow.

Cash Flow Overview

Change in Cash
$3,636M
Free Cash flow
$8,149M
Unit: Million (M) dollars
Positive Cash Flow Breakdown
    • Net earnings
    • Other assets
    • Maturities of investments
    • Others
Negative Cash Flow Breakdown
    • Purchases of investments
    • Accounts receivable
    • Cash dividends paid
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net earnings
6,481 218 2,543 3,572
Depreciation and amortization
1,029 1,117 1,099 1,084
Deferred income taxes
540 -733 -932 -151
Share-based compensation
348 176 223 197
Loss on sale of subsidiary and subsidiaries held for sale
-72 -126 -83 -41
Net gains on dispositions and other strategic transactions
-910 --
Other, net
304 -1,609 63 -30
Accounts receivable
3,544 829 -1,746 -2,781
Other assets
-2,919 1,501 962 1,599
Medical costs payable
296 -354 1,807 1,378
Accounts payable and other liabilities
1,055 2,082 63 127
Unearned revenues
20 107 338 -272
Cash flows from operating activities
8,912 1,108 5,945 7,188
Purchases of investments
6,515 4,568 4,625 4,045
Sales of investments
1,878 1,343 2,764 1,996
Maturities of investments
2,285 1,929 2,191 2,159
Cash paid for acquisitions and other transactions, net of cash assumed
0 73 3,702 32
Purchases of property, equipment and capitalized software
763 948 890 886
Loans to care providers - cyberattack
-0 0 0
Repayments of care provider loans - cyberattack
82 137 250 1,293
Originations and purchases of loans
1,215 4,795 --
Repayments and maturities of loans
699 1,980 --
Cash received from dispositions and other strategic transactions, net
1,081 561 --
Other, net
-21 -1,823 546 1,036
Cash flows used for investing activities
-2,447 -2,611 -4,558 -1,442
Common share repurchases
0 0 0 2,545
Cash dividends paid
2,005 2,002 2,002 2,000
Proceeds from common stock issuances
231 24 222 221
Repayments of long-term debt
1,500 1,050 2,000 0
Proceeds from short-term borrowings, net
1,100 -662 2,872 -5,314
Proceeds from issuance of long-term debt
-0 0 2,969
Customer funds administered
600 2,158 -1,767 -1,270
Purchases of redeemable noncontrolling interests
-165 --
Other, net
-1,418 666 -90 -8
Cash flows (used for) from financing activities
-2,992 -1,031 -2,765 -7,947
Effect of exchange rate changes on cash and cash equivalents
-7 15 -4 14
Increase in cash and cash equivalents, including cash within businesses held for sale
7,035 --1,382 -2,187
Less net increase in cash within businesses held for sale
170 -326 -4 66
Net increase in cash and cash equivalents
3,636 -2,845 -1,386 -2,121
Cash and cash equivalents, beginning of period
24,365 27,210 28,596 30,717
Cash and cash equivalents, end of period
28,001 24,365 27,210 28,596
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net earnings$6,481M (0.11%↑ Y/Y)Other assets-$2,919M (-636.58%↓ Y/Y)Accounts payable andother liabilities$1,055M (273.81%↑ Y/Y)Depreciation andamortization$1,029M (-3.02%↓ Y/Y)Deferred income taxes$540M (743.75%↑ Y/Y)Share-based compensation$348M (-7.20%↓ Y/Y)Medical costs payable$296M (-90.11%↓ Y/Y)Loss on sale ofsubsidiary and...-$72M (-380.00%↓ Y/Y)Unearned revenues$20M (300.00%↑ Y/Y)Cash flows fromoperating activities$8,912M (63.34%↑ Y/Y)something is missing$3,569M Canceled cashflow$3,848M Increase in cash and cashequivalents, including cash...$7,035M (28.00%↑ Y/Y)Less net increase incash within...$170M (286.81%↑ Y/Y)Canceled cashflow$5,446M Accounts receivable$3,544M (-20.57%↓ Y/Y)Other, net$304M (413.40%↑ Y/Y)Proceeds from short-termborrowings, net$1,100M (-71.87%↓ Y/Y)Customer fundsadministered$600M (-51.81%↓ Y/Y)Proceeds from commonstock issuances$231M (-35.83%↓ Y/Y)Maturities of investments$2,285M (5.45%↑ Y/Y)Sales of investments$1,878M (-41.04%↓ Y/Y)Cash received fromdispositions and other...$1,081M Repayments and maturitiesof loans$699M Repayments of care providerloans - cyberattack$82M (-90.80%↓ Y/Y)Other, net-$21M (-103.61%↓ Y/Y)Net increase in cashand cash...$3,636M (-32.73%↓ Y/Y)Canceled cashflow$3,569M Cash flows (used for)from financing...-$2,992M (-3122.22%↓ Y/Y)Cash flows used forinvesting activities-$2,447M (-3206.76%↓ Y/Y)Effect of exchange ratechanges on cash and cash...-$7M (-146.67%↓ Y/Y)Canceled cashflow$1,931M Canceled cashflow$6,046M something is missing-$3,569M Cash dividends paid$2,005M (4.86%↑ Y/Y)Repayments of long-termdebt$1,500M Purchases of investments$6,515M (57.56%↑ Y/Y)Other, net-$1,418M (-180.79%↓ Y/Y)Originations and purchases ofloans$1,215M Purchases of property,equipment and capitalized...$763M (-15.03%↓ Y/Y)

UNITEDHEALTH GROUP INC (UNH)

UNITEDHEALTH GROUP INC (UNH)