| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 21,323,581 | 11,053,296 |
| Amortization (accretion) of investments | -167,427 | -103,936 |
| Realized investment gains, net | 2,465,075 | 1,026,768 |
| Unrealized trading losses included in income | - | 0 |
| Change in fair value of equity securities | 25,724,642 | 15,033,564 |
| Amortization of cost of insurance acquired | 460,625 | 307,083 |
| Provision for deferred income taxes | 4,493,523 | 3,237,621 |
| Depreciation and depletion | 1,030,116 | 757,782 |
| Stock-based compensation | 43,370 | 13,974 |
| Charges for mortality and administration of universal life and annuity products | 4,049,319 | 2,703,990 |
| Interest credited to account balances | 2,596,994 | 1,736,139 |
| Change in accrued investment income | -112,024 | -124,419 |
| Change in reinsurance receivables | -558,504 | -590,423 |
| Change in policy liabilities and accruals | -2,836,731 | -2,112,376 |
| Change in income taxes receivable | 791,296 | -215,485 |
| Change in other assets and liabilities, net | 922,795 | 1,146,472 |
| Net cash used in operating activities | -4,421,102 | -4,313,982 |
| Fixed maturities available for sale | 9,000,000 | 5,500,000 |
| Equity securities | 5,413,297 | 3,344,765 |
| Trading securities | 0 | 0 |
| Mortgage loans | 3,045,567 | 2,005,832 |
| Notes receivable | 8,809,914 | 403,484 |
| Real estate | 88,151 | 88,151 |
| Policy loans | 825,921 | 564,552 |
| Short-term investments | 1,000,000 | 1,000,000 |
| Total proceeds from investments sold and matured | 28,182,850 | 12,906,784 |
| Fixed maturities available for sale | 2,998,850 | 999,219 |
| Equity securities | 11,959,192 | 11,149,087 |
| Trading securities | 0 | 0 |
| Mortgage loans | 1,287,789 | 985,812 |
| Notes receivable | 1,568,133 | 1,318,133 |
| Real estate | 517,299 | 467,299 |
| Policy loans | 617,592 | 423,407 |
| Short-term investments | 0 | 0 |
| Total cost of investments acquired | 18,948,855 | 15,342,957 |
| Net cash (used in) provided by investing activities | 9,233,995 | -2,436,173 |
| Policyholder contract deposits | 3,003,686 | 2,052,142 |
| Policyholder contract withdrawals | 3,109,209 | 1,982,984 |
| Payments of principal on notes payable/line of credit | 0 | 0 |
| Purchase of treasury stock | 519,866 | 203,553 |
| Net cash used in financing activities | -625,389 | -134,395 |
| Net decrease in cash and cash equivalents | 4,187,504 | -6,884,550 |
| Cash and cash equivalents at beginning of period | 45,263,967 | - |
| Cash and cash equivalents at end of period | 49,451,471 | - |
UTG INC (UTGN)
UTG INC (UTGN)