| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 402,580 |
| Depreciation and amortization | 28,731 |
| Stock-based compensation | 18,015 |
| Provision for credit losses | 119,631 |
| Net accretion of discounts and amortization of premium on securities and borrowings | -6,028 |
| Amortization of other intangible assets | 22,990 |
| (gains) losses on available for sale and held to maturity debt securities, net | 17 |
| Proceeds from sales of loans held for sale at fair value | 139,507 |
| (gains) losses on sales of loans, net | 4,962 |
| Originations of loans held for sale | 124,768 |
| Gains on sales of assets, net | 78 |
| Loss on extinguishment of debt | -922 |
| Fair value of financial instruments hedged by derivative transactions | -9,349 |
| Trading debt securities | 0 |
| Lease right of use assets | -7,434 |
| Cash surrender value of bank owned life insurance | 15,121 |
| Accrued interest receivable | 2,920 |
| Other assets | -113,953 |
| Accrued expenses and other liabilities | -562,027 |
| Net cash provided by operating activities | 147,191 |
| Loans originated and purchased, net of principal collected | -582,053 |
| Purchases | 11,687 |
| Sales and capital returns | 3,989 |
| Purchases | 278,690 |
| Maturities, calls and principal repayments | 269,743 |
| Purchases | 990,956 |
| Maturities, calls and principal repayments | 328,184 |
| Death benefit proceeds from bank owned life insurance | 7,012 |
| Proceeds from sales of real estate property and equipment | 2,277 |
| Proceeds from sales of loans not originated for sale | 11,899 |
| Proceeds from sale of commercial premium finance lending division | 0 |
| Purchases of real estate property and equipment | 8,964 |
| Net cash used in investing activities | -1,249,246 |
| Net change in deposits | 1,098,747 |
| Net change in short-term borrowings | -21,666 |
| Proceeds from issuance of long-term borrowings, net | 210,000 |
| Repayments of long-term borrowings | 488,000 |
| Proceeds from issuance of preferred stock, net | 0 |
| Cash dividends paid to preferred shareholders | 21,547 |
| Cash dividends paid to common shareholders | 187,061 |
| Purchase of common shares related to stock compensation plan activity | 9,334 |
| Purchase of common shares to treasury | 16,358 |
| Common stock issued, net | 17,698 |
| Other, net | -109 |
| Net cash provided by financing activities | 582,370 |
| Net change in cash and cash equivalents | -519,685 |
| Cash and cash equivalents at beginning of period | 1,890,125 |
| Cash and cash equivalents at end of period | 1,370,440 |
VALLEY NATIONAL BANCORP (VLYPN)
VALLEY NATIONAL BANCORP (VLYPN)