For the quarter ending 2026-03-31, VRM had $7,401K increase in cash & cash equivalents over the period. $16,872K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net (loss) income from continuing operations | -19,046 | -11,521 | -27,143 | -15,382 |
| Impairment charges | - | 0 | 0 | 4,156 |
| Profit share receivable | - | -294 | -182 | -78 |
| Depreciation and amortization | 1,340 | 1,035 | 998 | 1,317 |
| Losses on finance receivables and securitization debt, net | 28,862 | 22,715 | 45,395 | 40,357 |
| Losses on warranties and gap | 1,764 | 1,584 | 1,707 | 3,709 |
| Stock-based compensation expense | 1,427 | 1,410 | 1,444 | 2,327 |
| Other, net | -88 | -58 | 1 | 966 |
| Interest receivable | -1,307 | 9 | -222 | -1,184 |
| Other assets | -859 | -5,780 | -3,172 | 1,836 |
| Other liabilities | 1,674 | 481 | -4,503 | 457 |
| Net cash provided by (used in) operating activities from continuing operations | 18,275 | 21,239 | 21,109 | 35,245 |
| Net cash provided by (used in) operating activities from discontinued operations | 133 | 7 | -1,717 | -729 |
| Net cash provided by (used in) operating activities | 18,408 | 21,246 | 19,392 | 34,516 |
| Purchases of finance receivables, held for investment at fair value | 113,495 | 100,006 | 96,677 | 223,059 |
| Principal payments received on finance receivables, held for investment at fair value | 85,765 | 77,555 | 80,716 | 158,482 |
| Principal payments received on beneficial interests | 217 | 105 | 295 | 840 |
| Purchase of property and equipment | 1,536 | 1,667 | 2,204 | 3,190 |
| Net cash (used in) provided by investing activities from continuing operations | -29,049 | -24,013 | -17,870 | -66,927 |
| Net cash provided by investing activities from discontinued operations | - | 0 | 0 | 637 |
| Net cash (used in) provided by investing activities | -29,049 | -24,013 | -17,870 | -66,290 |
| Proceeds from borrowings under secured financing agreements | - | 0 | 0 | 307,780 |
| Principal repayment under secured financing agreements | - | 62,381 | 71,069 | 120,548 |
| Proceeds from financing of beneficial interests in securitizations | - | 0 | 0 | 16,223 |
| Principal repayments of financing of beneficial interests in securitizations | - | 3,290 | 3,746 | 6,589 |
| Proceeds from warehouse credit facilities | - | 77,700 | 73,700 | 182,300 |
| Repayments of warehouse credit facilities | - | 28,818 | 9,749 | 340,196 |
| Proceeds from issuance of related party note | - | 0 | 10,000 | - |
| Proceeds from related party line of credit | - | 18,500 | - | - |
| Other financing activities | - | -84 | -383 | -1,474 |
| Net cash provided by (used in) financing activities from continuing operations | - | 1,627 | -1,247 | 37,496 |
| Net cash provided by (used in) financing activities | 18,042 | 1,627 | -1,247 | 37,496 |
| Net increase (decrease) in cash, cash equivalents and restricted cash | 7,401 | -1,140 | 275 | 5,722 |
| Cash, cash equivalents and restricted cash at the beginning of period | 66,298 | 67,438 | 61,441 | - |
| Cash, cash equivalents and restricted cash at the end of period | 73,699 | 66,298 | 67,438 | - |
Vroom, Inc. (VRM)
Vroom, Inc. (VRM)