| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net (loss) income from continuing operations | -42,525 | -15,382 |
| Impairment charges | 4,156 | 4,156 |
| Profit share receivable | -260 | -78 |
| Depreciation and amortization | 2,315 | 1,317 |
| Losses on finance receivables and securitization debt, net | 85,752 | 40,357 |
| Losses on warranties and gap | 5,416 | 3,709 |
| Stock-based compensation expense | 3,771 | 2,327 |
| Other, net | 967 | 966 |
| Interest receivable | -1,406 | -1,184 |
| Other assets | -1,336 | 1,836 |
| Other liabilities | -4,046 | 457 |
| Net cash provided by (used in) operating activities from continuing operations | 56,354 | 35,245 |
| Net cash (used in) provided by operating activities from discontinued operations | -2,446 | -729 |
| Net cash provided by (used in) operating activities | 53,908 | 34,516 |
| Purchases of finance receivables, held for investment at fair value | 319,736 | 223,059 |
| Principal payments received on finance receivables, held for investment at fair value | 239,198 | 158,482 |
| Principal payments received on beneficial interests | 1,135 | 840 |
| Purchase of property and equipment | 5,394 | 3,190 |
| Net cash (used in) provided by investing activities from continuing operations | -84,797 | -66,927 |
| Net cash provided by investing activities from discontinued operations | 637 | 637 |
| Net cash (used in) provided by investing activities | -84,160 | -66,290 |
| Proceeds from borrowings under secured financing agreements | 307,780 | 307,780 |
| Principal repayment under secured financing agreements | 191,617 | 120,548 |
| Proceeds from financing of beneficial interests in securitizations | 16,223 | 16,223 |
| Principal repayments of financing of beneficial interests in securitizations | 10,335 | 6,589 |
| Proceeds from warehouse credit facilities | 256,000 | 182,300 |
| Repayments of warehouse credit facilities | 349,945 | 340,196 |
| Proceeds from issuance of related party note | 10,000 | - |
| Other financing activities | -1,857 | -1,474 |
| Net cash provided by (used in) financing activities from continuing operations | 36,249 | 37,496 |
| Net cash provided by (used in) financing activities | 36,249 | 37,496 |
| Net increase (decrease) in cash, cash equivalents and restricted cash | 5,997 | 5,722 |
| Cash and cash equivalents at beginning of period | 61,441 | - |
| Cash and cash equivalents at end of period | 67,438 | - |
Vroom, Inc. (VRM)
Vroom, Inc. (VRM)