For the year ending 2025-12-31, VRM had $4,857K increase in cash & cash equivalents over the period. $68,093K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net (loss) income from continuing operations | -54,046 |
| Impairment charges | 4,156 |
| Profit share receivable | -554 |
| Depreciation and amortization | 3,350 |
| Losses on finance receivables and securitization debt, net | 108,467 |
| Losses on warranties and gap | 7,000 |
| Stock-based compensation expense | 5,181 |
| Other, net | 909 |
| Interest receivable | -1,397 |
| Other assets | -7,116 |
| Other liabilities | -3,565 |
| Net cash provided by (used in) operating activities from continuing operations | 77,593 |
| Net cash (used in) provided by operating activities from discontinued operations | -2,439 |
| Net cash provided by (used in) operating activities | 75,154 |
| Purchases of finance receivables, held for investment at fair value | 419,742 |
| Principal payments received on finance receivables, held for investment at fair value | 316,753 |
| Principal payments received on beneficial interests | 1,240 |
| Purchase of property and equipment | 7,061 |
| Net cash (used in) provided by investing activities from continuing operations | -108,810 |
| Net cash provided by investing activities from discontinued operations | 637 |
| Net cash (used in) provided by investing activities | -108,173 |
| Proceeds from borrowings under secured financing agreements | 307,780 |
| Principal repayment under secured financing agreements | 253,998 |
| Proceeds from financing of beneficial interests in securitizations | 16,223 |
| Principal repayments of financing of beneficial interests in securitizations | 13,625 |
| Proceeds from warehouse credit facilities | 333,700 |
| Repayments of warehouse credit facilities | 378,763 |
| Proceeds from issuance of related party note | 10,000 |
| Proceeds from related party line of credit | 18,500 |
| Other financing activities | -1,941 |
| Net cash provided by (used in) financing activities from continuing operations | 37,876 |
| Net cash provided by (used in) financing activities | 37,876 |
| Net increase (decrease) in cash, cash equivalents and restricted cash | 4,857 |
| Cash, cash equivalents and restricted cash at the beginning of period | 61,441 |
| Cash, cash equivalents and restricted cash at the end of period | 66,298 |
Vroom, Inc. (VRM)
Vroom, Inc. (VRM)