For the quarter ending 2025-09-30, VRM had $275K increase in cash & cash equivalents over the period. $17,188K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net (loss) income from continuing operations | -27,143 | -15,382 |
| Impairment charges | 0 | 4,156 |
| Profit share receivable | -182 | -78 |
| Depreciation and amortization | 998 | 1,317 |
| Losses on finance receivables and securitization debt, net | 45,395 | 40,357 |
| Losses on warranties and gap | 1,707 | 3,709 |
| Stock-based compensation expense | 1,444 | 2,327 |
| Other, net | 1 | 966 |
| Interest receivable | -222 | -1,184 |
| Other assets | -3,172 | 1,836 |
| Other liabilities | -4,503 | 457 |
| Net cash provided by (used in) operating activities from continuing operations | 21,109 | 35,245 |
| Net cash (used in) provided by operating activities from discontinued operations | -1,717 | -729 |
| Net cash provided by (used in) operating activities | 19,392 | 34,516 |
| Purchases of finance receivables, held for investment at fair value | 96,677 | 223,059 |
| Principal payments received on finance receivables, held for investment at fair value | 80,716 | 158,482 |
| Principal payments received on beneficial interests | 295 | 840 |
| Purchase of property and equipment | 2,204 | 3,190 |
| Net cash (used in) provided by investing activities from continuing operations | -17,870 | -66,927 |
| Net cash provided by investing activities from discontinued operations | 0 | 637 |
| Net cash (used in) provided by investing activities | -17,870 | -66,290 |
| Proceeds from borrowings under secured financing agreements | 0 | 307,780 |
| Principal repayment under secured financing agreements | 71,069 | 120,548 |
| Proceeds from financing of beneficial interests in securitizations | 0 | 16,223 |
| Principal repayments of financing of beneficial interests in securitizations | 3,746 | 6,589 |
| Proceeds from warehouse credit facilities | 73,700 | 182,300 |
| Repayments of warehouse credit facilities | 9,749 | 340,196 |
| Proceeds from issuance of related party note | 10,000 | - |
| Other financing activities | -383 | -1,474 |
| Net cash provided by (used in) financing activities from continuing operations | -1,247 | 37,496 |
| Net cash provided by (used in) financing activities | -1,247 | 37,496 |
| Net increase (decrease) in cash, cash equivalents and restricted cash | 275 | 5,722 |
| Cash and cash equivalents at beginning of period | 61,441 | - |
| Cash and cash equivalents at end of period | 67,438 | - |
Vroom, Inc. (VRM)
Vroom, Inc. (VRM)