WSBCL: the cash flow

MyFinsight

For the quarter ending 2025-09-30, WSBCL had $440,100K increase in cash & cash equivalents over the period. $182,429K in free cash flow.

Cash Flow	2025-09-30
Net cash provided by operating activities	195,506
Net increase in loans held for investment	345,726
Proceeds from sales	876,893
Proceeds from maturities, prepayments and calls	431,025
Purchases of securities	1,083,134
Proceeds from maturities, prepayments and calls	32,557
Purchases of securities	31,429
Purchases of premises and equipment net	13,077
Net cash received from pfc acquisition	200,454
Sale of portfolio loans - net	73,893
Proceeds from bank owned life insurance	3,013
Net cash provided by (used in) investing activities	144,469
Increase in deposits	286,046
Proceeds from federal home loan bank borrowings	1,175,000
Repayment of federal home loan bank borrowings	1,400,000
(decrease) increase in other short-term borrowings	-78,572
Principal repayments of finance lease obligations	3,290
Dividends paid to common shareholders	94,918
Dividends paid to preferred shareholders	7,594
Issuance of preferred stock, net of issuance costs	224,383
Issuance of common stock	159
Treasury shares purchased - net	-1,089
Net cash provided by financing activities	100,125
Net increase in cash, cash equivalents and restricted cash	440,100
Cash and cash equivalents at beginning of period	568,137
Cash and cash equivalents at end of period	1,008,237

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.