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For the quarter ending 2026-03-31, WSBCO has $27,482,455K in assets. $23,411,847K in debts. $960,410K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
85.19%
Unit: Thousand (K) dollars
Assets Breakdown
    • Collectively-evaluated for credi...
    • Goodwill and other intangible as...
    • Held-to-maturity securities, fai...
    • Others
Liabilities Breakdown
    • Interest bearing demand
    • Non-interest bearing demand
    • Money market
    • Others

Balance Sheets
2026-03-31
2025-12-31
Cash and due from banks, including interest bearing amounts of 745,957 and 751,249, respectively
960,410 956,109
Equity securities, at fair value
30,256 30,809
Available-for-sale debt securities, at fair value
3,298,237 3,288,332
Held-to-maturity, gross unrealized losses-USGovernment Corporations And Agencies Securities
134 134
Held-to-maturity securities, fair value-USGovernment Corporations And Agencies Securities
2,124 2,207
Held-to-maturity, gross unrealized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
1 2
Held-to-maturity, gross unrealized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
1,642 1,547
Held-to-maturity securities, fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
24,092 25,469
Held-to-maturity, gross unrealized gains-USStates And Political Subdivisions
1,266 2,137
Held-to-maturity, gross unrealized losses-USStates And Political Subdivisions
108,821 96,687
Held-to-maturity securities, fair value-USStates And Political Subdivisions
983,079 1,006,238
Held-to-maturity, gross unrealized gains-Corporate Debt Securities
36 72
Held-to-maturity securities, fair value-Corporate Debt Securities
2,008 2,043
Held-to-maturity debt securities (fair values of 1,011,303 and 1,035,957, respectively)
1,120,597 1,132,114
Allowance for credit losses, held-to-maturity debt securities
151 168
Net held-to-maturity debt securities
1,120,446 1,131,946
Total securities
4,448,939 4,451,087
Loans held for sale
59,281 87,454
Individually evaluated for credit loss
67,664 48,975
Collectively-evaluated for credit losses
19,015,017 19,177,457
Portfolio loans, net of unearned income
19,082,681 19,226,432
Allowance for credit losses - loans
210,023 218,749
Net portfolio loans
18,872,658 19,007,683
Premises and equipment, net
251,325 263,240
Accrued interest receivable
105,288 106,651
Goodwill and other intangible assets, net
1,716,225 1,723,385
Bank-owned life insurance
560,773 557,512
Other assets
507,556 543,212
Total assets
27,482,455 27,696,333
Non-interest bearing demand
5,223,034 5,376,767
Interest bearing demand
5,505,382 5,186,880
Money market
4,904,510 5,072,039
Savings deposits
3,306,044 3,157,782
Certificates of deposit
2,729,304 2,875,372
Total deposits
21,668,274 21,668,840
Federal home loan bank borrowings
975,000 1,200,000
Other short-term borrowings
114,068 110,679
Subordinated debt and junior subordinated debt
308,683 308,529
Total borrowings
1,397,751 1,619,208
Accrued interest payable
19,917 19,150
Other liabilities
325,905 357,222
Total liabilities
23,411,847 23,664,420
Preferred stock-Series APreferred Stock
-0
Preferred stock-Series BPreferred Stock
-224,187
Common stock, 2.0833 par value 200,000,000 shares authorized 96,134,158 and 96,067,559 shares issued 96,134,158 and 96,067,559 shares outstanding at march 31, 2026 and december 31, 2025, respectively
200,276 200,137
Capital surplus
2,495,091 2,490,440
Retained earnings
1,300,628 1,252,765
Treasury stock (0 and 8,434,229 shares at cost, respectively)
-0
Accumulated other comprehensive loss
-147,195 -133,320
Deferred benefits for directors
2,379 2,296
Total shareholders' equity
4,070,608 4,031,913
Total liabilities and shareholders' equity
27,482,455 27,696,333
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Held-to-maturity securities,fair value-USStates...$983,079K Held-to-maturity, grossunrealized...$108,821K Held-to-maturity securities,fair value-Mortgage...$24,092K Held-to-maturity securities,fair...$2,124K Held-to-maturity securities,fair...$2,008K Held-to-maturity, grossunrealized...$1,642K Held-to-maturity, grossunrealized...$134K Collectively-evaluated for creditlosses$19,015,017K Individually evaluated forcredit loss$67,664K Held-to-maturity debt securities(fair values of...$1,120,597K Held-to-maturity, grossunrealized gains-USStates...$1,266K Held-to-maturity, grossunrealized...$36K Held-to-maturity, grossunrealized gains-Mortgage...$1K Portfolio loans, net ofunearned income$19,082,681K Available-for-sale debtsecurities, at fair value$3,298,237K Netheld-to-maturity debt securities$1,120,446K Equity securities, atfair value$30,256K Allowance for creditlosses,...$151K Net portfolio loans$18,872,658K Total securities$4,448,939K Goodwill and otherintangible assets, net$1,716,225K Cash and due frombanks, including...$960,410K Bank-owned life insurance$560,773K Other assets$507,556K Premises and equipment,net$251,325K Accrued interestreceivable$105,288K Loans held for sale$59,281K Allowance for creditlosses - loans$210,023K Total assets$27,482,455K Total liabilities andshareholders' equity$27,482,455K Total liabilities$23,411,847K Total shareholders'equity$4,070,608K Accumulated othercomprehensive loss-$147,195K Deferred benefits fordirectors$2,379K Total deposits$21,668,274K Total borrowings$1,397,751K Other liabilities$325,905K Accrued interestpayable$19,917K Capital surplus$2,495,091K Retained earnings$1,300,628K something is missing$224,187K Common stock, 2.0833par value...$200,276K Interest bearing demand$5,505,382K Non-interest bearing demand$5,223,034K Money market$4,904,510K Savings deposits$3,306,044K Certificates of deposit$2,729,304K Federal home loan bankborrowings$975,000K Subordinated debt and juniorsubordinated debt$308,683K Other short-termborrowings$114,068K

WESBANCO INC (WSBCO)

WESBANCO INC (WSBCO)