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For the year ending 2025-12-31, WSBCO has $27,696,333K in assets. $23,664,420K in debts. $956,109K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
85.44%
Assets Breakdown
    • Goodwill and other intangible as...
    • Held-to-maturity securities, fai...
    • Cash and due from banks, includi...
    • Others
Liabilities Breakdown
    • Non-interest bearing demand
    • Interest bearing demand
    • Money market
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
Cash and due from banks, including interest bearing amounts of 751,249 and 425,866, respectively
956,109
Equity securities, at fair value
30,809
Available-for-sale debt securities, at fair value
3,288,332
Held-to-maturity, gross unrealized losses-USGovernment Corporations And Agencies Securities
134
Held-to-maturity securities, fair value-USGovernment Corporations And Agencies Securities
2,207
Held-to-maturity, gross unrealized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
2
Held-to-maturity, gross unrealized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
1,547
Held-to-maturity securities, fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
25,469
Held-to-maturity, gross unrealized gains-USStates And Political Subdivisions
2,137
Held-to-maturity, gross unrealized losses-USStates And Political Subdivisions
96,687
Held-to-maturity securities, fair value-USStates And Political Subdivisions
1,006,238
Held-to-maturity, gross unrealized gains-Corporate Debt Securities
72
Held-to-maturity securities, fair value-Corporate Debt Securities
2,043
Held-to-maturity debt securities (fair values of 1,035,957 and 1,006,817, respectively)
1,132,114
Allowance for credit losses, held-to-maturity debt securities
168
Net held-to-maturity debt securities
1,131,946
Total securities
4,451,087
Loans held for sale
87,454
Individually evaluated for credit loss
48,975
Collectively-evaluated for credit losses
19,177,457
Portfolio loans, net of unearned income
19,226,432
Allowance for credit losses - loans
218,749
Net portfolio loans
19,007,683
Premises and equipment, net
263,240
Accrued interest receivable
106,651
Goodwill and other intangible assets, net
1,723,385
Bank-owned life insurance
557,512
Other assets
543,212
Total assets
27,696,333
Non-interest bearing demand
5,376,767
Interest bearing demand
5,186,880
Money market
5,072,039
Savings deposits
3,157,782
Certificates of deposit
2,875,372
Total deposits
21,668,840
Federal home loan bank borrowings
1,200,000
Other short-term borrowings
110,679
Subordinated debt and junior subordinated debt
308,529
Total borrowings
1,619,208
Accrued interest payable
19,150
Other liabilities
357,222
Total liabilities
23,664,420
Preferred stock-Series APreferred Stock
0
Preferred stock-Series BPreferred Stock
224,187
Common stock, 2.0833 par value 200,000,000 shares authorized 96,067,559 and 75,354,034 shares issued 96,067,559 and 66,919,805 shares outstanding at december 31, 2025 and december 31, 2024, respectively
200,137
Capital surplus
2,490,440
Retained earnings
1,252,765
Treasury stock (0 and 8,434,229 shares at cost, respectively)
0
Accumulated other comprehensive loss
-133,320
Deferred benefits for directors
2,296
Total shareholders equity
4,031,913
Total liabilities and shareholders equity
27,696,333
Unit: Thousand (K) dollars

Time Plot

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Balance Sheets

Held-to-maturity securities,fair value-USStates...$1,006,238K Held-to-maturity, grossunrealized...$96,687K Held-to-maturity securities,fair value-Mortgage...$25,469K Held-to-maturity securities,fair...$2,207K Held-to-maturity securities,fair...$2,043K Held-to-maturity, grossunrealized...$1,547K Held-to-maturity, grossunrealized...$134K Collectively-evaluated for creditlosses$19,177,457K Individually evaluated forcredit loss$48,975K Held-to-maturity debt securities(fair values of...$1,132,114K Held-to-maturity, grossunrealized gains-USStates...$2,137K Held-to-maturity, grossunrealized...$72K Held-to-maturity, grossunrealized gains-Mortgage...$2K Portfolio loans, net ofunearned income$19,226,432K Available-for-sale debtsecurities, at fair value$3,288,332K Netheld-to-maturity debt securities$1,131,946K Equity securities, atfair value$30,809K Allowance for creditlosses,...$168K Net portfolio loans$19,007,683K Total securities$4,451,087K Goodwill and otherintangible assets, net$1,723,385K Cash and due frombanks, including...$956,109K Bank-owned life insurance$557,512K Other assets$543,212K Premises and equipment,net$263,240K Accrued interestreceivable$106,651K Loans held for sale$87,454K Allowance for creditlosses - loans$218,749K Total assets$27,696,333K Total liabilities andshareholders equity$27,696,333K Total liabilities$23,664,420K Total shareholdersequity$4,031,913K Accumulated othercomprehensive loss-$133,320K Deferred benefits fordirectors$2,296K Total deposits$21,668,840K Total borrowings$1,619,208K Other liabilities$357,222K Accrued interestpayable$19,150K Capital surplus$2,490,440K Retained earnings$1,252,765K Preferred stock-SeriesBPreferred Stock$224,187K Common stock, 2.0833par value...$200,137K Non-interest bearing demand$5,376,767K Interest bearing demand$5,186,880K Money market$5,072,039K Savings deposits$3,157,782K Certificates of deposit$2,875,372K Federal home loan bankborrowings$1,200,000K Subordinated debt and juniorsubordinated debt$308,529K Other short-termborrowings$110,679K

WESBANCO INC (WSBCO)

WESBANCO INC (WSBCO)