Financial insights of WSBCP

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$81,042K
EPS
$0.84
Unit: Thousand (K) dollars

Income Statement	2025-09-30
Loans, including fees	295,482
Taxable	31,483
Tax-exempt	4,692
Total interest and dividends on securities	36,175
Other interest income	11,229
Total interest and dividend income	342,886
Interest bearing demand deposits	31,351
Money market deposits	38,249
Savings deposits	9,577
Certificates of deposit	23,554
Total interest expense on deposits	102,731
Federal home loan bank borrowings	17,337
Other short-term borrowings	766
Subordinated debt and junior subordinated debt	5,336
Total interest expense	126,170
Net interest income	216,716
Provision for credit losses	2,082
Net interest income after provision for credit losses	214,634
Trust fees	8,987
Service charges on deposits	11,163
Digital banking income	7,324
Net swap fee and valuation income	3,231
Net securities brokerage revenue	2,961
Bank-owned life insurance	3,765
Mortgage banking income	1,898
Net securities gains	1,210
Net gain (loss) on other real estate owned and other assets	329
Other income	3,996
Total non-interest income	44,864
Salaries and wages	60,583
Employee benefits	18,040
Net occupancy	8,819
Equipment and software	16,310
Marketing	2,979
Fdic insurance	5,820
Amortization of intangible assets	8,425
Restructuring and merger-related expense	11,383
Other operating expenses	23,829
Total non-interest expense	156,188
Income before provision for income taxes	103,310
Provision for income taxes	19,737
Net income	83,573
Preferred stock dividends	2,531
Net income available to common shareholders	81,042

Basic EPS	0.84
Diluted EPS	0.84
Basic Average Shares	95,995,174
Diluted Average Shares	96,116,617

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$81,042K
EPS
$0.84
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$81,042K
EPS
$0.84
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$81,042KEPS$0.84Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$81,042KEPS$0.84Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$81,042K
EPS
$0.84
Unit: Thousand (K) dollars

Net Income
$81,042K
EPS
$0.84
Unit: Thousand (K) dollars