For the quarter ending 2026-03-31, WTFC made $20,970K in revenue. $219,021K in net income. Net profit margin of 1044.45%.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Service charges on deposit accounts | 20,970 | 2,054 | 19,825 | 23,170 |
| Wealth management | 42,059 | 57,033* | 37,188 | 36,821 |
| Mortgage banking | 23,396 | 23,305* | 24,451 | - |
| Service charges on deposit accounts | - | - | - | 19,502 |
| (losses) gains on investment securities, net | -31 | 1,505 | 2,972 | 650 |
| Fees from covered call options | 4,669 | 5,992 | 5,619 | 5,624 |
| Trading losss (gaines), net | 10 | -257 | 172 | 151 |
| Operating lease income, net | 19,154 | 16,365 | 15,466 | 15,166 |
| Other | 23,915 | 24,393 | 25,134 | 23,005 |
| Total non-interest income | 134,142 | 130,390 | 130,827 | 124,089 |
| Interest and fees on loans | 797,889 | 822,494 | 832,140 | 797,997 |
| Mortgage loans held-for-sale | 4,615 | 5,607 | 4,757 | 4,872 |
| Interest-bearing deposits with banks | 19,150 | 27,190 | 34,992 | 34,317 |
| Federal funds sold and securities purchased under resale agreements | 64 | 77 | 75 | 276 |
| Investment securities | 100,278 | 95,461 | 86,426 | 78,053 |
| Trading account securities | 0 | 0 | 0 | 0 |
| Federal home loan bank and federal reserve bank stock | 5,564 | 5,497 | 5,444 | 5,393 |
| Brokerage customer receivables | 0 | 0 | 0 | 0 |
| Total interest income | 927,560 | 956,326 | 963,834 | 920,908 |
| Interest on deposits | 309,187 | 332,178 | 355,846 | 333,470 |
| Interest on federal home loan bank advances | 27,701 | 26,408 | 26,007 | 25,724 |
| Interest on other borrowings | 4,026 | 5,956 | 6,887 | 6,957 |
| Interest on subordinated notes | 3,719 | 3,737 | 3,717 | 3,735 |
| Interest on junior subordinated debentures | 3,903 | 4,173 | 4,367 | 4,328 |
| Total interest expense | 348,536 | 372,452 | 396,824 | 374,214 |
| Net interest income | 579,024 | 583,874 | 567,010 | 546,694 |
| Provision for credit losses | 29,594 | 27,588 | 21,768 | 22,234 |
| Net interest income after provision for credit losses | 549,430 | 556,286 | 545,242 | 524,460 |
| Salaries and employee benefits | 228,447 | 222,557 | 219,668 | 219,541 |
| Software and equipment | 35,654 | 36,096 | 35,027 | 36,522 |
| Operating lease equipment | 10,987 | 11,034 | 10,409 | 10,757 |
| Occupancy, net | 20,566 | 20,105 | 20,809 | 20,228 |
| Data processing | 11,266 | 11,809 | 11,329 | 12,110 |
| Advertising and marketing | 13,218 | 13,792 | 19,027 | 18,761 |
| Professional fees | 7,375 | 8,280 | 7,465 | 9,243 |
| Amortization of other acquisition-related intangible assets | 4,958 | 4,999 | 5,196 | 5,580 |
| Fdic insurance | 10,990 | 10,562 | 11,418 | 10,971 |
| Other real estate owned expense, net | -207 | -2,162 | -262 | -505 |
| Other | 38,964 | 43,057 | 39,418 | 37,243 |
| Total non-interest expense | 382,632 | 384,453 | 380,028 | 381,461 |
| Income before taxes | 300,940 | 302,223 | 296,041 | 267,088 |
| Income tax expense | 73,552 | 79,199 | 79,787 | 71,561 |
| Net income | 227,388 | 223,024 | 216,254 | 195,527 |
| Preferred stock dividends | 8,367 | 8,367 | 13,295 | 6,991 |
| Less preferred stock redemption | - | 0 | 14,046 | - |
| Net income applicable to common shares | 219,021 | 214,657 | 188,913 | 188,536 |
| Basic EPS | 3.26 | 3.205 | 2.82 | 2.82 |
| Diluted EPS | 3.22 | 3.151 | 2.78 | 2.78 |
| Basic Average Shares | 67,246,000 | 66,975,000 | 66,952,000 | 66,931,000 |
| Diluted Average Shares | 68,097,000 | 68,128,000 | 67,980,000 | 67,819,000 |
WINTRUST FINANCIAL CORP (WTFC)
WINTRUST FINANCIAL CORP (WTFC)