Financial insights of ABCB

MyFinsight

Income Overview

Net Income
$100,704K
EPS
$1.63
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	317,883	279,178*	321,457	315,893
Interest on taxable securities	25,474	21,404*	23,253	20,696
Interest on nontaxable securities	374	413*	343	334
Interest on deposits in other banks and federal funds sold	NaN	NaN	9,993	10,715
Interest on deposits in other banks	8,040	10,105*	NaN	NaN
Total interest income	351,771	311,099*	355,046	347,638
Interest on deposits	96,227	103,706*	106,851	106,796
Interest on other borrowings	11,108	4,536*	10,231	9,029
Total interest expense	107,335	108,242*	117,082	115,825
Net interest income	244,436	202,857*	237,964	231,813
Provision for loan losses	17,895	25,977*	11,176	3,110
Provision for unfunded commitments	-1,338	6,166*	11,446	-335
Provision for other credit gaines	-6	-1*	8	-3
Provision for credit losses	16,551	32,141*	22,630	2,772
Net interest income after provision for credit losses	227,885	170,716*	215,334	229,041
Service charges on deposit accounts	13,679	13,509*	13,931	13,493
Mortgage banking activity	37,008	27,185*	40,666	39,221
Other service charges, commissions and fees	1,027	1,070*	1,124	1,158
Net loss on securities	0	-738*	1,581	0
Equipment finance activity	9,086	7,417*	8,858	6,572
Other noninterest income	9,120	4,816*	10,114	8,467
Total noninterest income	69,920	53,258*	76,274	68,911
Salaries and employee benefits	91,366	99,869*	90,948	89,308
Occupancy and equipment	11,625	10,536*	11,524	11,401
Advertising and marketing	3,296	1,306*	3,377	3,745
Amortization of intangible assets	3,393	4,005*	3,879	4,076
Data processing and communications expenses	16,793	15,379*	16,058	15,366
Legal and other professional fees	5,032	4,536*	NaN	NaN
Credit resolution-related expenses	509	1,005*	770	657
Fdic insurance	2,937	2,592*	NaN	NaN
Loan servicing expense	7,380	7,071*	8,142	7,897
Other noninterest expenses	14,749	-7,086*	19,868	22,810
Total noninterest expense	157,080	139,211*	154,566	155,260
Income before income tax expense	140,725	84,762*	137,042	142,692
Income tax expense	30,233	25,804*	31,013	32,858
Net income	110,492	58,958	106,029	109,834
Net unrealized holding gains (losses) arising during period on debt securities available-for-sale, net of tax expense (benefit) of (3,174) and 5,220	-9,788	NaN	12,145	7,544
Reclassification adjustment for gains on debt securities included in earnings, net of tax expense of 28, 0, 28 and 0	NaN	NaN	88	NaN
Total other comprehensive income (loss)	-9,788	NaN	12,057	7,544
Comprehensive income	100,704	NaN	118,086	117,378

Basic EPS	1.64	0.863	1.55	1.6
Diluted EPS	1.63	0.859	1.54	1.6
Basic Average Shares	67,540,444	68,350,091	68,401,737	68,594,608
Diluted Average Shares	67,766,997	68,655,496	68,665,669	68,796,577

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$100,704K
EPS
$1.63
Unit: Thousand (K) dollars

Time Plot

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Income Statement

Income Overview

Net Income
$100,704K
EPS
$1.63
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$100,704KEPS$1.63Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$100,704KEPS$1.63Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$100,704K
EPS
$1.63
Unit: Thousand (K) dollars

Net Income
$100,704K
EPS
$1.63
Unit: Thousand (K) dollars