Financial insights of ABCB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$100,704K
EPS
$1.63
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	317,883	279,178*	321,457	315,893
Interest on taxable securities	25,474	21,404*	23,253	20,696
Interest on nontaxable securities	374	413*	343	334
Interest on deposits in other banks and federal funds sold	-	-	9,993	10,715
Interest on deposits in other banks	8,040	10,105*	-	-
Total interest income	351,771	311,099*	355,046	347,638
Interest on deposits	96,227	103,706*	106,851	106,796
Interest on other borrowings	11,108	4,536*	10,231	9,029
Total interest expense	107,335	108,242*	117,082	115,825
Net interest income	244,436	202,857*	237,964	231,813
Provision for loan losses	17,895	25,977*	11,176	3,110
Provision for unfunded commitments	-1,338	6,166*	11,446	-335
Provision for other credit gaines	-6	-1*	8	-3
Provision for credit losses	16,551	32,141*	22,630	2,772
Net interest income after provision for credit losses	227,885	170,716*	215,334	229,041
Service charges on deposit accounts	13,679	13,509*	13,931	13,493
Mortgage banking activity	37,008	27,185*	40,666	39,221
Other service charges, commissions and fees	1,027	1,070*	1,124	1,158
Net loss on securities	0	-738*	1,581	0
Equipment finance activity	9,086	7,417*	8,858	6,572
Other noninterest income	9,120	4,816*	10,114	8,467
Total noninterest income	69,920	53,258*	76,274	68,911
Salaries and employee benefits	91,366	99,869*	90,948	89,308
Occupancy and equipment	11,625	10,536*	11,524	11,401
Advertising and marketing	3,296	1,306*	3,377	3,745
Amortization of intangible assets	3,393	4,005*	3,879	4,076
Data processing and communications expenses	16,793	15,379*	16,058	15,366
Legal and other professional fees	5,032	4,536*	-	-
Credit resolution-related expenses	509	1,005*	770	657
Fdic insurance	2,937	2,592*	-	-
Loan servicing expense	7,380	7,071*	8,142	7,897
Other noninterest expenses	14,749	-7,086*	19,868	22,810
Total noninterest expense	157,080	139,211*	154,566	155,260
Income before income tax expense	140,725	84,762*	137,042	142,692
Income tax expense	30,233	25,804*	31,013	32,858
Net income	110,492	58,958	106,029	109,834
Net unrealized holding gains (losses) arising during period on debt securities available-for-sale, net of tax expense (benefit) of (3,174) and 5,220	-9,788	-	12,145	7,544
Reclassification adjustment for gains on debt securities included in earnings, net of tax expense of 28, 0, 28 and 0	-	-	88	-
Total other comprehensive income (loss)	-9,788	-	12,057	7,544
Comprehensive income	100,704	-	118,086	117,378

Basic EPS	1.64	0.863	1.55	1.6
Diluted EPS	1.63	0.859	1.54	1.6
Basic Average Shares	67,540,444	68,350,091	68,401,737	68,594,608
Diluted Average Shares	67,766,997	68,655,496	68,665,669	68,796,577

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$100,704K
EPS
$1.63
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$100,704K
EPS
$1.63
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$100,704KEPS$1.63Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$100,704KEPS$1.63Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$100,704K
EPS
$1.63
Unit: Thousand (K) dollars

Net Income
$100,704K
EPS
$1.63
Unit: Thousand (K) dollars