abcb: the income statement

MyFinsight

Ameris Bancorp (ABCB)

For the quarter ending 2025-06-30, ABCB made $423,755K in revenue. $117,378K in net income. Net profit margin of 27.70%.

Overview

Revenue
$423,755K
Net Income
$117,378K
Net Profit Margin
27.70%
EPS
$1.6
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Mortgage banking activity
Interest on taxable securities
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Net unrealized holding gains (losses) arising during period on debt securities available-for-sale, net of tax expense (benefit) of 2,392, 682, 7,612 and (717)	7,544
Total other comprehensive income (loss)	7,544
Income tax expense	32,858
Other noninterest income	8,467
Net gain on securities	-
Mortgage banking activity	39,221
Other service charges, commissions and fees	1,158
Service charges on deposit accounts	13,493
Equipment finance activity	6,572
Total noninterest income	68,911
Other noninterest expenses	22,810
Occupancy and equipment	11,401
Advertising and marketing	3,745
Loan servicing expense	7,897
Salaries and employee benefits	89,308
Data processing and communications expenses	15,366
Amortization of intangible assets	4,076
Credit resolution-related expenses	657
Total noninterest expense	155,260
Provision for other credit losses	-3
Provision for loan losses	3,110
Provision for unfunded commitments	-335
Provision for credit losses	2,772
Interest on deposits	106,796
Interest on other borrowings	9,029
Total interest expense	115,825
Interest on nontaxable securities	334
Interest on taxable securities	20,696
Interest and fees on loans	315,893
Interest on deposits in other banks and federal funds sold	10,715
Total interest income	347,638
Net interest income	231,813
Net interest income after provision for credit losses	229,041
Income before income tax expense	142,692
Net income	109,834
Comprehensive income	117,378

Basic (in shares)	68,594,608
Basic earnings per common share (in dollars per share)	1.6
Diluted (in shares)	68,796,577
Diluted earnings per common share (in dollars per share)	1.6

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

MyFinsight

Overview

Revenue
$423,755K
Net Income
$117,378K
Net Profit Margin
27.70%
EPS
$1.6
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Mortgage banking activity
Interest on taxable securities
Others

Income Statement

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Overview

Revenue
$423,755K
Net Income
$117,378K
Net Profit Margin
27.70%
EPS
$1.6
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Mortgage banking activity
Interest on taxable securities
Others

Income Statement

DownloadDownload image

Overview

Revenue$423,755KNet Income$117,378KNet Profit Margin27.70%EPS$1.6Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansMortgage banking activityInterest on taxable securitiesOthers

Income Statement

Overview

Revenue$423,755KNet Income$117,378KNet Profit Margin27.70%EPS$1.6Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansMortgage banking activityInterest on taxable securitiesOthers

Income Statement

Revenue
$423,755K
Net Income
$117,378K
Net Profit Margin
27.70%
EPS
$1.6
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Mortgage banking activity
Interest on taxable securities
Others

Revenue
$423,755K
Net Income
$117,378K
Net Profit Margin
27.70%
EPS
$1.6
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Mortgage banking activity
Interest on taxable securities
Others