Financial insights of ABCB

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Service charges on deposit accounts	54,645
Other service charges, commissions and fees	4,493
Mortgage banking activity	147,015
Net gain (loss) on securities	1,633
Equipment finance activity	30,562
Other noninterest income	32,687
Total noninterest income	271,035
Interest and fees on loans	1,265,351
Interest on taxable securities	87,327
Interest on nontaxable securities	1,428
Interest on deposits in other banks	40,419
Total interest income	1,394,525
Interest on deposits	424,176
Interest on other borrowings	33,426
Total interest expense	457,602
Net interest income	936,923
Provision for loan losses	47,406
Provision for unfunded commitments	22,832
Provision for other credit losses	6
Provision for credit losses	70,244
Net interest income after provision for credit losses	866,679
Salaries and employee benefits	348,868
Occupancy and equipment	44,923
Advertising and marketing	11,989
Amortization of intangible assets	15,937
Data processing and communications expenses	62,515
Legal and other professional fees	18,145
Credit resolution-related expenses	3,145
Fdic insurance	10,368
Loan servicing expenses	31,129
Other noninterest expenses	56,931
Total noninterest expense	603,950
Income before income tax expense	533,764
Income tax expense	121,610
Net income	412,154

Basic EPS	6.02
Diluted EPS	6
Basic Average Shares	68,448,812
Diluted Average Shares	68,705,914