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For the quarter ending 2025-09-30, ABCB has $27,099,829K in assets. $23,083,128K in debts.

Balance Sheets Overview

Debt to Asset Ratio
85.18%
Assets Breakdown
    • Loans, net of unearned income
    • Debt securities available-for-sa...
    • Goodwill
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Retained earnings
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-09-30
2025-06-30
Cash and due from banks
216,927 249,676
Interest-bearing deposits in banks
826,237 920,594
Cash and cash equivalents
1,043,164 1,170,270
Debt securities available-for-sale, at fair value, net of allowance for credit losses of 74 and 69
2,131,671 1,871,298
Debt securities held-to-maturity, at amortized cost, net of allowance for credit losses of 0 and 0 (fair value of 187,612 and 144,028)
202,581 176,487
Other investments
70,644 69,910
Loans held for sale, at fair value
604,136 544,091
Loans, net of unearned income
21,258,374 21,041,497
Allowance for credit losses
345,294 341,567
Loans, net
20,913,080 20,699,930
Other real estate owned, net
3,137 1,825
Premises and equipment, net
211,567 211,434
Goodwill
1,015,646 1,015,646
Other intangible assets, net
58,703 62,582
Cash value of bank owned life insurance
417,096 414,381
Other assets
428,404 442,299
Total assets
27,099,829 26,680,153
Noninterest-bearing
6,757,233 6,800,519
Interest-bearing
15,470,845 15,132,156
Total deposits
22,228,078 21,932,675
Other borrowings
337,094 376,700
Subordinated deferrable interest debentures
133,804 133,306
Other liabilities
384,152 319,794
Total liabilities
23,083,128 22,762,475
Preferred stock, stated value 1,000 5,000,000 shares authorized 0 shares issued and outstanding
0 0
Common stock, par value 1 200,000,000 shares authorized 72,899,970 and 72,699,245 shares issued, respectively
72,900 72,897
Capital surplus
1,968,124 1,964,896
Retained earnings
2,115,712 2,023,493
Accumulated other comprehensive income (loss), net of tax
5,171 -6,886
Treasury stock, at cost, 4,312,228 and 3,630,636 shares, respectively
145,206 136,722
Total shareholders equity
4,016,701 3,917,678
Total liabilities and shareholders equity
27,099,829 26,680,153
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, net of unearnedincome$21,258,374K Interest-bearing deposits inbanks$826,237K Cash and due frombanks$216,927K Other assets$428,404K Cash value of bankowned life insurance$417,096K Other intangibleassets, net$58,703K Goodwill$1,015,646K Premises and equipment,net$211,567K Other real estateowned, net$3,137K Loans, net$20,913,080K Loans held for sale, atfair value$604,136K Other investments$70,644K Debt securitiesheld-to-maturity, at amortized...$202,581K Debt securitiesavailable-for-sale, at fair value,...$2,131,671K Cash and cashequivalents$1,043,164K Allowance for creditlosses$345,294K Total assets$27,099,829K Total liabilities andshareholders equity$27,099,829K Total shareholdersequity$4,016,701K Total liabilities$23,083,128K Treasury stock, at cost,4,312,228 and 3,630,636...$145,206K Accumulated othercomprehensive income (loss),...$5,171K Retained earnings$2,115,712K Capital surplus$1,968,124K Other liabilities$384,152K Subordinated deferrableinterest debentures$133,804K Other borrowings$337,094K Total deposits$22,228,078K Common stock, par value1 200,000,000...$72,900K Interest-bearing$15,470,845K Noninterest-bearing$6,757,233K

Ameris Bancorp (ABCB)

Ameris Bancorp (ABCB)